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Some help needed please - of a sensitive nature

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  • Takoda
    Takoda Posts: 1,846 Forumite
    crystyl wrote: »
    The refund would be for the system not being in use as she paid in advance for a full five years cover and only received 18 months cover. Another example to make it clear - you pay for your car tax in advance, in the case of getting 12 months tax and the person dies within the 12 months the tax disk can be sent away for a refund of the remainder amount on the tax disk. Is this not the same thing?

    I agree good for her for spending what little she had, but as for benefit no one is going to benefit, as I have stated I am trying to save my parents going into debt - so yes I suppose I am wrong this is a benefit sorry about that!!!

    Your relative benefitted. How can you not see that? She was obviously anxious about her personal safety (you say she didn't have much money so it can't have been that or her possessions that she was worried about)

    The alarm made her feel secure during the last 18 months of her life. THAT is the important thing. The rest is unimportant.
  • crystyl
    crystyl Posts: 46 Forumite
    Takoda wrote: »
    We only know what you tell us...

    If your parents are on a low income then the State will be able to help them. There are lots of places on MSE to ask for help with that or you could ring Age Concern or similar bodies.

    But you probably knew that and are just trying to justify the money grubbing. :eek:

    Yes the state will help with that - but the monies would still come out of her estate, which she has none, and my parents wanted to give her decent send off - to their own cost.

    As for money grubbing - don't you mean money grabbing!! Of which I am not, I am just trying to help and do the best I can in the situation, not everyone should be judged by your own standards :eek:
    Finally dealing with debt :o
  • Takoda
    Takoda Posts: 1,846 Forumite
    crystyl wrote: »
    Yes the state will help with that - but the monies would still come out of her estate, which she has none, and my parents wanted to give her decent send off - to their own cost.

    As for money grubbing - don't you mean money grabbing!! Of which I am not, I am just trying to help and do the best I can in the situation, not everyone should be judged by your own standards :eek:

    Well here's a link to the OED online
    http://oxforddictionaries.com/view/entry/m_en_gb0529820#m_en_gb0529820

    You are at liberty to choose the word which you think describes you best. :rotfl:
  • Takoda
    Takoda Posts: 1,846 Forumite
    crystyl wrote: »
    Yes the state will help with that No I'm talking about helping your parents with THEIR bills and not the funeral costs - but the monies would still come out of her estate, which she has none, and my parents wanted to give her decent send off - to their own cost.Then they have made that decision themselves and must stand to the cost.

    As for money grubbing - don't you mean money grabbing!! Of which I am not, I am just trying to help and do the best I can in the situation, not everyone should be judged by your own standards Hey the world would be a much better place if they were!!! :eek:

    Most of what you have written above doesn't make sense. I've had a go at answering it but you're a bit unclear in places.

    I'm certain the State wouldn't help with a lavish funeral but they probably would with a basic one. Sounds like having stuff and worrying about the cost later is a bit of a family trait. ;)
  • crystyl
    crystyl Posts: 46 Forumite
    Whilst I agree that yes she did have the security for 18 months the issue still remains that the company will be in receipt of monies for doing nothing -the remainder of the contract. As for this being unimportant how can that be when I am trying to protect my parents well-being?

    As of money grubbing - I think not, as I am not trying to make money out of the situation.
    Finally dealing with debt :o
  • Takoda
    Takoda Posts: 1,846 Forumite
    OK last comment because I've got things to do today. It may be the holidays but I can't stay on the 'net all day.

    1) You seem obsessed with the fact that the alarm company have benefitted from this situation. Yes, it looks like they have but it has not cost YOU any money so let it go.

    2) If you wanted to help your parents then when they were planning her funeral with the funeral director you should have been there supporting them and gently reminding them that they should balance giving her a 'good send off' with their own financial situation in mind.

    3) Your parents may well need to tighten their belts a bit to offset the cost of the funeral but hey that's life - that's what we all have to do unless we're rich.

    Or

    4) if you are working maybe you could take out a personal load to help pay for the funeral. That would help your parents immensely I would've thought.
  • unholyangel
    unholyangel Posts: 16,866 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If she had no estate and if your parents are having financial difficulty, the state will provide help towards the costs of the funeral.

    The hospital should have given you a bereavement package after she passed and in there, would have been the information you needed about funding among other things. Even if they didnt give it, the funeral directors would have discussed payment options with you and asked if you would need help paying.
    You keep using that word. I do not think it means what you think it means - Inigo Montoya, The Princess Bride
  • crystyl
    crystyl Posts: 46 Forumite
    You really are an insensitive and downright rude individual. To suggest when planning a dear member of the family's funeral to remind themselves of their own demise would be crass to say the least.

    My parents are not in any receipt of any benefits, just over the threshold, so therefore would not qualify for any help with costs.

    And I am not even going to justify as to why I cannot help with the costs as this has been previously stated.


    It must be lovely to be living in your world where the only one you care about is yourself - and probably a bit lonely which is why you come on her berating people when all they want is some help and advise.

    I would just like to thank you for all your callious comments and wish you jolly nice day!
    Finally dealing with debt :o
  • Fiddlestick
    Fiddlestick Posts: 2,339 Forumite
    It sounds like frustration of contract.

    I doubt very much that the OP will see any money back from the company.

    The best they could hope for is that the alarm continues to cover the estate's property until it is wound up.
  • Takoda
    Takoda Posts: 1,846 Forumite
    crystyl wrote: »
    You really are an insensitive and downright rude individual. No, just honest. To suggest when planning a dear member of the family's funeral to remind themselves of their own demise would be crass to say the least. I didn't suggest that. I said you could've led them towards choosing a funeral at a more realistic cost given their circumstances.

    My parents are not in any receipt of any benefits, just over the threshold, so therefore would not qualify for any help with costs. YOU intimated that the cost of the funeral was going to plunge your parents into financial hardship and THAT was why you needed money back from the alarm company. Obviously that is not the case at all and you are, as I said previously, just greedy.

    And I am not even going to justify as to why I cannot help with the costs as this has been previously stated. That's up to you, but in your situation I would've offered to bear some of the cost to help out my parents if they needed it.


    It must be lovely to be living in your world where the only one you care about is yourself - and probably a bit lonely which is why you come on her berating people when all they want is some help and advise. Believe me - if I'd berated you - you'd have known all about it! :rotfl::rotfl::rotfl:You've just had a few home truths and you obviously didn't like them. Maybe in your world, people don't challenge you at all, for whatever reason.

    I would just like to thank you for all your callious comments and wish you jolly nice day! You're very welcome. Anytime. :D[/QUOTE]

    I'm wondering now if this whole thing is a wind up! The constant misunderstandings etc etc. Oh well we'll see.
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