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An Unrecorded Enquiry?

Bosie
Bosie Posts: 1,218 Forumite
Part of the Furniture Combo Breaker
Going through my Experian searches I noticed one company I'd applied to had done a Credit search, a generic search and also an 'unrecorded enquiry'? Experian say these unrecorded enquiries are NOT for lending purposes, so if they have done an id check plus the main credit check, what's it for?

Comments

  • darkcloudi
    darkcloudi Posts: 580 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Most likely you did an insurance search? I know when I did a home insurance and car insurance search through confused.com an unrecorded enquiry usually pops up.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Bosie wrote: »
    so if they have done an id check plus the main credit check, what's it for?
    Probably just procedural with regard to money laundering...and possibly been carried out by an underwriter making final checks manually at a later date following your application full search.
  • Bosie
    Bosie Posts: 1,218 Forumite
    Part of the Furniture Combo Breaker
    edited 31 July 2010 at 6:42PM
    Probably just procedural with regard to money laundering...and possibly been carried out by an underwriter making final checks manually at a later date following your application full search.

    Thanks, yes it was for a bank account, when you say manual checking, what would they be checking for? (If Experian say not for lending purposes)
    Although money laundering Mmmm
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