Friday 30th July - What DFW things have you done today?

nowpanicking

Hi everyone

Well done Wee_Jo, it must be an amazing feeling :j

My list for today: -

• check on-line banking
• check surveys
• lunch to work
• NSD
• tea per meal planner tonight
• make HM bread tonight (trying brown bread for the first time)
• try and complete a million tasks at work this afternoon

That's me I think, quite a wee list today - but will add to it later if anything comes to mind.

Have a great Friday everyone x

Soma

well done to Wee Jo - it must be amazing
congratulations Watalie and good luck for tomorrow

today I'm going to:
*reach my £5 a day challengetarget
*NDD to exceed my target
*check bank
*update budget sheet
*look for job opportunities
*free scratchcards
*daily clicks
*check surveys

La_escocesa

coo ee :wave:

Just popping in to say hello…

Well done Jo!!!

Q. Can I ask, does anyone know how paying just the min payment/over min payment affects your credit score? I have one cc, which I pay off in full every month and another which I pay a chunk off, but this month and last I only paid the minimum amount off the balance transfer card…does that make any difference to anything?? Am I better paying a bit over the minimum or does it not matter???

Also thinking about my small things:
· Keeping an eye on e bay but not bidding any more - I have put in my max bid…must remember this one!!
· Doing my own nails
· Cleaning at least one room at home!!
· Lunch from the freezer
· Whole chicken in the slow cooker nomnomnom

Small list but doable - and cleaning that one room will take up all my evening!!

Hope everyone is doing well and enjoying Friday!

Catch up tomorrow (obviously tonight I'll be cleaning too much to catch up then )

Wee_Jo

La_escocesa wrote: »

coo ee :wave:
Q. Can I ask, does anyone know how paying just the min payment/over min payment affects your credit score? I have one cc, which I pay off in full every month and another which I pay a chunk off, but this month and last I only paid the minimum amount off the balance transfer card…does that make any difference to anything?? Am I better paying a bit over the minimum or does it not matter???

I would have thought it wouldn't affect it badly....mainly because credit card companies want to keep us in debt!

La_escocesa

Well I never! This thread on page 3 of the board!

Ooh I hope not Wee Jo! I reckon I'll only be making the min payment this month - can't believe it's not even August yet and my August wages are gone!!

Wee_Jo

La_escocesa wrote: »

Well I never! This thread on page 3 of the board!

Ooh I hope not Wee Jo! I reckon I'll only be making the min payment this month - can't believe it's not even August yet and my August wages are gone!!

Oh I think I muddled up what I said, what I mean is I think it's okay (as far as they are concerned) for you to only do the min payment as credit card companies WANT you to be in debt so in their mind that makes you "good" therefore no bad effect on your credit rating.

Did that make more sense this time???

La_escocesa

I reckon it was me not being clear. I got what you meant. I just meant I hope it wouldn't affect it badly, which now sounds like really bad english... Must go and get myself a wee vino - will make more sense after that

TGIF!!

Wee_Jo

La_escocesa wrote: »

I reckon it was me not being clear. I got what you meant. I just meant I hope it wouldn't affect it badly, which now sounds like really bad english... Must go and get myself a wee vino - will make more sense after that

TGIF!!

I always find that helps! I will enjoy a virtual glass with you :beer:

nowpanicking

Good evening everyone,

Yeh, Friday night!!! AND I was given a bottle of wine from someone at work who got it as a pressie (she doesn't drink) ... so sipping on a glass right now :beer:

nowpanicking wrote: »

My list for today: -

• [STRIKE]check on-line banking[/STRIKE]
• [STRIKE]check surveys[/STRIKE] yep 50p
• [STRIKE]lunch to work[/STRIKE]
• [STRIKE]NSD[/STRIKE] yep
• [STRIKE]tea per meal planner tonight[/STRIKE]
• [STRIKE]make HM bread tonight (trying brown bread for the first time)[/STRIKE] in the process of being made now
• [STRIKE]try and complete a million tasks at work this afternoon [/STRIKE] everything done
• free bottle of wine

Have a chilled night everyone x

mogchops

Eveninggggg all!!!

been busy busy busy.....almost there......:rotfl:holiday here we come!!

Milly - hope you have a lovely weekend in Paignton, we are going to Woodbury, which is near Exmouth. :j Fingers crossed for the weather!

Fay - I do shopandscan, which is where you have a little "clicker" like a barcode scanner, & you scan all your shopping each week then upload the data, & you get points which convert to vouchers. I've done very well with amazon, next & debenhams!!

Its www.shopandscan.co.uk - go on the FAQs & it tells you how you can register.

Have a lovely evening everyone!!