Friday 30th July - What DFW things have you done today?

catmiaow

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning all,

My list for today:

I will:

[STRIKE]Check bank
Email people back
Do some comps before work[/STRIKE]
[STRIKE]See to pets
Take rubbish out[/STRIKE]
[STRIKE]Quick shower
Check on washing hanging up[/STRIKE]
[STRIKE]Come home at lunch time and grab some stuff
Signed paperwork at estate agents
Drop stuff into my nans
Go to work
Meet new friend for dinner and drinks try not to spend too much no more than £40 inc travel - SPENT £40
Take leftovers to work for lunch
More comps throughout the day
Make some calls[/STRIKE]

Hope everyone has a good day!

mogchops

Morning all, thanks for starting the thread Cat xx

:j:jI'm going on holiday tomorrow!!! Wooo hoooo!!!!:j:j

Half day at work this morning, then home this afternoon to sort out & pack!!! We are off to Devon!! Cant wait!!:D

Today:
- check online banking
- hokey cokey
- hoover & tidy
- download shop&scan clicker
- start packing
- eat all the leftovers in the fridge for tea:p

Have a great day everyone!

Lottebear

Today I am going to

- Daliy cards
- Check online banking
- Visit Tesco to look at glasses
- Tidy house
- Pack for hols
- Hang washing on the line
- Store cupboard food
- Put money aside for travel card for month when back from holidays.

catmiaow

Have a good holiday Mogchops!

Pippilongstocking

Hey chaps

How you all - work/life insane

Mogchops have a lovely holiday - Catmaiow - thanks for starting the thread - hello Lottie

Mogchops what on earth is a scanner something or other????

Today

Check banks
Pay phone bill
Pay rent
Check CC's
TIdy up a bit
DO more work
DO more in the garden
COllect eggs and feed chickens
Take in lunch
Take hoover in for lodgers
Sort out the garage and move more stuff
More stones from the beach for the garden
Move some plants
Phone about polytunnel
Feed birdies
Put shopping bags back into the car
Collect a book from the bookshop

stitching_witch

Good morning all. Yippee, it's Friday at last and payday for me even if it's by cheque :mad: but I have a plan - see below .....


So far today I have:

• run DW overnight
• run WM overnight x2
• checked banking
• checked for surveys
• fed and watered chickens
• got egg money from a customer

I will also:

• buy 2 bread rolls for lunch (cost 50p but my Friday treat to myself)
• take HM yogurt for pudding
• go to bank and CASH WAGES CHEQUE :T (Boss has arranged with his bank that we can do this, even though the cheques are made out to us individually)
• meet DH at lunchtime so he can take my wages cash into town to pay in my bank so I don't go overdrawn when my DDs go out on Monday
• send DH shopping
• have a self-pamper session tonight as I deserve it

Catch up with you all later, Stitchy x

sara86pink

TGIF

I have my first domesticated dinner party tonight and I've decided to be brave and cook a curry from a recipe book my boss has given me so quite nervous (even more so as they are not my friends but the OH's friends! - eek!)

So my plan for today:

- Pay old housemate outstanding bills (value £31ish)
- Call water company and pay bill and then set up DD for future months
- Go to butchers and grocers to get suitable ingredients for tonights curry
- Post off form to get put onto the electoral register
- Try to empty as much rubbish out of car ready for big clean tomorrow morning
- Attempt not to poison OH's friends with my cooking
- Once cooking and eating is done, relax and enjoy some wine and have a good night

Amara

Hello!
It will be a busy day today!
I will:

• go to my first client
• then come back to my village to pick up my helper
• then,together, we'll go to the next client
• I'll show him what to do
• then I'll go on my own to yet another client
• come back after 2 hours
• we'll finish work together
• I'll call my customer and give her an invoice
• then I'll back home
• and relax

josiebabie

Morning!
Yes most definately TGIF sara!!!
Enjoy your holiday moggie, and thanks for starting us cat

Today I am not going to be very DFW....

- Need to go home at lunch time to hang out washing as DD was being "difficult" this morning and it took us a LONG time to get ready. This uses extra fuel...boo hoo.
- Check to see if voucher has arrived from survey site, £10 Mr T's.
- Do some OnePoll
- No opportunities for a purge today
- Left mob at home so no texting...:p
- Rejig budget as Ex is giving me £500 not £300 so will see whether it's best to keep it til next month and pay next month's bills with it or whack it off the Next account straight away. I think the Next bill comes through about the 7th so I won't have long to wait until I can pay it. Yes in fact I think I will do this, it's only a week away really.
- Work VERY hard today with the few customers I have in....

Jx

Lurleene

Have a great time in Devon Mogchops x

It is a full day off for me today, so I have been looking forward to a fun day out with the kids. We are getting the open-top bus to Swanage and will spend the day there on the beach, mooching round town and having a picnic. It is actually far far cheaper for the 3 of us to go by bus than pay for fuel and parking and the ferry ! The bus will cost about £11, and hopefully with minimal spends there we will have a fab, frugal day out.

Also today I:
1) Have checked banking, quidco, did SC etc
2) Hokey cokey drying in the sun.
3) Replenished the household toileteries from my stash.
4) Refilled soap pumps with cheap shower gel.
5) Used conditioner instead of shaving foam (on my legs!).
6) Made a picnic up with Approved Food goodies.

Have a funky day everyone!
L x

OliveOyl_2

Morning All :wave:
:jyippee it's Friday (I don't go to work, but Popeye does, so he will be at home.)

So today I have/will:

• read the papers on-line
• make a menu plan for next week - I was thinking this morning that we could postpone shopping until Monday, and just eat the contents of the fridge but OH has just e-mailed to say he's inviting the boss for supper over the weekend. :eek:
• do 30 mins on the cross trainer (didn't do it yesterday, & slept badly from doing so little in the day)
• continue knitting sis a shrug (another one-how boring am I?;)) for her Christmas present. Fab wool too!
• do a home manicure (I don't really save anything as I never paid for one before....)
• had a NSD yesterday :jand will have another one today :j(no car!)
• make a list of jobs for Popeye to do over the weekend - putting pictures up etc.

Popeye didn't notice I'd done my hair until he spotted the empty hair dye box in the bin, I suppose I should be grateful that he hadn't noticed my roots either?
Have a great day everybody :A