wer to put wages? teenager with first job

talana

edinburgher wrote: »

In fairness, I think we all understood, just some of us were a bit snippy about it

Try wading through the OPs other thread then
https://forums.moneysavingexpert.com/discussion/2620921=

spugzbunny

Just to clarify - I wasn't trying to be ar$y - I honestly thought - ah bless poor boy really has problems with his spelling and written english. I'm the first to cringe when someone complains about spelling errors as some of us do struggle sometimes.

Turns out he can spell perfectly well as per post 7. Now I feel like an idiot and I'm wondering why on earth you'd want to write like that if you could choose not to. Surely it takes more time and effort!

spugzbunny

talana wrote: »

Try wading through the OPs other thread then
https://forums.moneysavingexpert.com/discussion/2620921=

Oh I wish I had not read that. It gaves me a sads

moonrakerz

edinburgher wrote: »

(and I have a 2:1 in English Literature from a decent uni).

Yeah ! Sew wot ?

MacsReturns

bmwboi99 wrote: »

look, to be honest if i wanted advice on spelling and grammer i would have looked elsewhere!

there are 5 posts on here and only one of them mentions anything remotely associated with money !!!!!

Yes! Take it from an old grammar Nazi like me, seeing the correct use of 'have' instead of 'of' redeems all the other spelling errors, so credit where it's due :beer:

And more kudos for landing a job AND for wanting to save some of your wages.

As for the financial advice, I think Mickygg has covered the basics well enough. Definitely try and build up a few months' worth of your expenses as an emergency fund, then when you think that's sufficient start thinking longer term and better rates. And don't forget to skim the debt-free threads to immunise yourself against the temptations of credit cards

ffacoffipawb

bmwboi99 wrote: »

look, to be honest if i wanted advice on spelling and grammer i would have looked elsewhere!

grammar

Lokolo_2

Give the OP a break won't you all! This forum isn't here for nit-picking, It's here so we can all help each other, so if all you'd like to do is critisize someone's spelling then I feel sorry for you!

As someone mentioned, The AA has a decent instant access account paying 2.8%, where you could deposit money regularly and also withdraw when needed!

I for one think the OP should be praised for having such a frugal attitude, actually wanting to save at a young age :j:T

malik999

aaronmanz wrote: »

Give the OP a break won't you all! This forum isn't here for nit-picking, It's here so we can all help each other, so if all you'd like to do is critisize someone's spelling then I feel sorry for you!

As someone mentioned, The AA has a decent instant access account paying 2.8%, where you could deposit money regularly and also withdraw when needed!

I for one think the OP should be praised for having such a frugal attitude, actually wanting to save at a young age :j:T

It's Criticize

Some might argue they are actually doing the BMWBoi a favour. If he does save up he will be able to get the Rimms, Stereo, Body kit and Spoiler he's always wanted... 2 weeks later his car gets stolen... His insurance goes up... He can't afford another car.. He can't get to work... He loses his job... Nightmare

Jacka87

The AA may have some good savings accounts with instant access but I would suggest that you look to use your ISA allowance as first port of call.

Read Martins article on ISA's, it is always his first choice for anybody starting saving and would always be mine. I am aware that you can get better in saving on occassion but 2.8% with the AA is only the equivelent of 2.24% in an ISA due to the tax releif (assuming lower rate tax) and I am sure their is loads of choice of ISA's above this rate.

PS please excuse any spelling mistakes etc I am an Engineer and thus more mathamatically minded!

bendix

edinburgher wrote: »

Still, let's give the OP a break -

They cared enough to come onto a consumer forum and seek advice, so it's not like they're trying to mug your collective grannies

Spelling's not the be all and end all of existence (and I have a 2:1 in English Literature from a decent uni).

No, let's not.

It turns out he / she can spell and write very well indeed. If that's the case, what on earth possesses someone to pretend to be ignorant and illiterate? Is it some pathetic cry for attention, or some vainglorious attempt to be radical?

It's sad that our young people take pride in trying to look stupid.