Advice please

SmellyOldSock

my husband and i split in February 2010.

It hasn't been easy, but am now getting back on track. Over the last few weeks he's been verbally abusive and i had to telephone police re his behaviour, he has now been cautioned and received a letter from my solicitor regarding access about the children.

He's also reported me for housing benefit fraud, which i'm not worried about, just annoyed as its something else to deal with.

Since he's left i've been paying a load which is in his name. I'm struggling to pay it, and wonder how i go about moving it to him?

i expect some people will think i'm being nasty etc, he pays £30 a week mantaince for our 3 children. Am i?

JaneRN

If the loan is in his name why are you stil paying it? Is it perhaps because the money was for yourself and not him. If this isn't the case I would stop paying it - inform the lender of his new address and let them pursue him for it. If however the money was for your benefit then I would feel obliged to make some effort to pay at least some of it.

neneromanova

What things are you paying that are his and are they in just his name?

Edit: sorry, i read it as you're paying a load, not a loan. If you're paying a loan in his name, then stop and inform the loan company of where he lives now.

tasha-debt

What made him become verbally abusive of was this teh reason for the split??

If the loan is in his name just stop paying it.......

gonzo127

tasha-debt wrote: »

If the loan is in his name just stop paying it.......

unless it is a secured loan and his name is still on the mortgage then i would find out where you would stand before you just stop paying

SmellyOldSock

the loan woz to clear some joint debts, we don't have a mortgage, rent privately.

He's always been abusive, but was threatening to harm me, in front of the children. I want to move on with my life, and he hates it. It was my decision to end the marriage, he drunk all the time.

neneromanova

To be honest, as I'm a nasty moo , with the way he's been acting I would stop paying the loan and say he's moved. Might teach him not to be so nasty.

RAS

Unfortunately if you have a joint loan, you are both fully liable for all the money owned. The only way to shift it onto him is to go BR or do an IVA. Possibly a DRO?

SmellyOldSock

loan is in his name only, i had nothing to do with it

neneromanova

I would cancel the direct debit/method of payment and either write to or ring the company and tell them you have split up, this is his new address and to not try to take anymore money from your account.

Even if he stops paying you the £30 for your children because you do this, atleast you will be better off as you won't be paying his debt.

Also you say you're worried about the Housing benfit. Is this something you've done that has been naughty and you'll now get caught out or is it just the annoyance that they come chat to you and find out what's going on? If it's the chatting option then just explain that you've broken up, he's hurt and trying to punish you. They'll look at your circumstances and say OK, no problems.

Also get in touch with CSA about him paying you the right amount of money for your children.

Good Luck.

BitterAndTwisted

In that case I think it would be entirely reasonable to inform the lender of his change of address and then let him know you wont be making any more payments on his behalf.

£30 a week as a share of supporting three children and being nasty and vindictive with it? What planet is he on?