D'oh! Better get started... I wanna be Mortgage Free!!

scotdebs

FG - did you have a diary as a DFW I think me and OH are in similar situation as you were about 3 years ago so would love to read how you acheived that - wew have just started making the changes needed so we can shift our unsecured (mostly CC) debt and make a start on "the big one" ie mortgage

Froggy-G

scotdebs wrote: »

FG - did you have a diary as a DFW I think me and OH are in similar situation as you were about 3 years ago so would love to read how you acheived that - wew have just started making the changes needed so we can shift our unsecured (mostly CC) debt and make a start on "the big one" ie mortgage

Good afternoon ScotDebs! :j

Thanks for stopping by! Unfortunately, I never kept a diary as a DFW... I kept lurking on other DFW diaries every day, for tips & advice..
I can tell you it took a long time to achieve it, a lot of self discipline and a few sacrifices, but it was well worth it! I am more than happy to share any details, so feel free to ask away!

Have you started a MFW dairy yet, or do you still have a CC debt to clear beforehand??

I look forward to hearing from you!

Froggy G :rotfl:

*Jellie*

Well done on the PPI reclaim. I hope the council tax rebanding rules in your favour.

Where are you going in Cornwall?

Froggy-G

*Jellie* wrote: »

Well done on the PPI reclaim. I hope the council tax rebanding rules in your favour.

Where are you going in Cornwall?

Thanks Jellie! :j The PPI reclain took the best part of 18 months from start to finish... Hope the council sees sense in my challenge too! The MSE email keeps me on my toes, as to the best deals around, claims to be made if applicable to oneself... So I always have an ear and an eye out for any news that could help me out on my journey!

We are off to a holiday village in Looe/Polperro...hopefully the weather will be nice... Are you going anywhere nice this summer?

Froggy :rotfl:

*Jellie*

We just got back from Looe/Polperro a couple of weeks ago!! Have you been before?

fluffysox

Enjoyed reading your diary so far. Good luck with the MFW journey. I'll pop in from time to time to catch up.:D

Froggy-G

fluffysox wrote: »

Enjoyed reading your diary so far. Good luck with the MFW journey. I'll pop in from time to time to catch up.:D

Hi FluffySox! :j
Thanks for popping by, much appreciated
Hope your MFW journey is going well?

Froggy G :rotfl:

Froggy-G

*Jellie* wrote: »

We just got back from Looe/Polperro a couple of weeks ago!! Have you been before?

Hey Jellie! :j

What a coincidence! I have never been to that specific place before, but have been to Cornwall a few times and love it there... It really is like the place I originally come from (Brittany in France)

Did you stay in a holiday village over there? Any place to visit, pubs, resataurants you would recommend over there?

Did you have a good time while you were there?

Froggy G :rotfl:

Froggy-G

greent wrote: »

Hello and welcome!! Well done on your OP! I would suspect that NR won't acknowledge it - too costly to acknowledge small OPs (C&G haven't acknowledged any of mine - even a £12.5k one!)

Hi GreenT :j

Hope all is ok?
We received acknowledgement from Northern Rock of our first OP, and it also shows our new balance, very motivating as it shows an ever decreasing balance...

Think all lenders should do the same, especially C&G, and for such a big OP as you did :mad:

Good luck in your journey

Froggy G :rotfl:

gallygirl

Froggy-G wrote: »

Think all lenders should do the same, especially C&G, and for such a big OP as you did :mad:

Try missing payments of 12.5k. Bet they'd soon acknowledge that