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A Payment A Day - Part 9

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Comments

  • Silaqui
    Silaqui Posts: 2,778 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi everyone,
    35p for me please Andy.

    Mary, at least you've paid off 2k... my student loan repayment comes out of my salary automatically every month and last time I got the statement the difference between the amount I had paid and the interest they added back on made it so I had paid approx £70 in a year (Yep, just £70) to a 13k loan :eek::rotfl: Now thats disheartening! So glad I don't count it in my debt total!


    Hi Flower, welcome back I'm sure you will bust the debt in no time!

    xx
    Ths signature is out of date because I'm too lazy to update it... :o
  • Silaqui wrote: »
    Mary, at least you've paid off 2k... my student loan repayment comes out of my salary automatically every month and last time I got the statement the difference between the amount I had paid and the interest they added back on made it so I had paid approx £70 in a year (Yep, just £70) to a 13k loan :eek::rotfl: Now thats disheartening! So glad I don't count it in my debt total!

    Yeah, that is quite bad!!

    I don't count my loan as debt, I look at like we've got the car on loan so it doesn't annoy me! :o

    Oh well, only 36 months left :D
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • £2.50 to Next for me today!!!! :T
    20p Saver Club #33 60p/£100
    Christmas Saving £0/£1300

    Saving Target 2014 £25/£1000
  • juliejim
    juliejim Posts: 7,944 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Morning All

    Sorry I've been MIA for a few days but it's been rather manic with cub camp and DS's birthday.

    PAD for today is £4.60.

    Have a good day all

    Hugs

    Jue
    NST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
    MBNA £5500
  • £82.74 today for me.
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    £4 please Andy!
  • MinniMe_2
    MinniMe_2 Posts: 1,611 Forumite
    morning all.

    first PAD £5 to mint CC (this wont be gone by the end of the month as I had hoped!)

    Now - need a bit of advice from you lovely people. I'm in the red - 5 dyas after payday :( the reason is moving, I have had to pay out the deposit and all the fees for the new place without having gotthe old deposit back. So I know there will be £1K coming within the next 6weeks. Now my question is... I get charged to be in my overdraft at 50p a day, i don't have the money to get out of it to stop the charges,. so should I keep making PAd knowing that the money os coming or stop until the money comes in.

    Part of me thinks I should keep paying as it wont actually change how much I get charged for using OD but I hate to see the acc going further into the red :(

    And ideas?
    New surname New start!
    Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off
  • Morning All

    My PAD for today is £1.00 to each card so a total of £2.00 today
    Payment a Day : Creation £1416.05 Cleared June 2017
    Capital One : £2169.37 Cleared May 2018
    M & S : £3207.29 Cleared May 2018
    First direct £4900.00 Cleared July 2018
    Next £2206 Cleared September 2018
    Capital One Platium £2800.00 Cleared November 2018
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Morning all, £20 to Lloyds please :D
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • keza
    keza Posts: 1,311 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    hello all, another coming back with head hanging in shame haha!

    I have missed u guys!!!

    Our wedding is in 7 weeks and due to the fact we are going on our honeymoon in november - i had to stock up on honeymoon summer clothes in the summer funnily enuf and have had to stick it on the credit card along with the bill for the flowers. i would like to declare a new credit card debt of £1,021.

    So im back Padding to start married life in more control.

    My first PAD id like to declare as £22 to Natwest cc.

    Hope everyone is well. i will have a read thru some of the thread later and try to play catch up of the last 6 months or so!

    xxx
    Current Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).
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