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A Payment A Day - Part 9
Comments
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Hi everyone,
35p for me please Andy.
Mary, at least you've paid off 2k... my student loan repayment comes out of my salary automatically every month and last time I got the statement the difference between the amount I had paid and the interest they added back on made it so I had paid approx £70 in a year (Yep, just £70) to a 13k loan :eek::rotfl: Now thats disheartening! So glad I don't count it in my debt total!
Hi Flower, welcome back I'm sure you will bust the debt in no time!
xxThs signature is out of date because I'm too lazy to update it...0 -
Mary, at least you've paid off 2k... my student loan repayment comes out of my salary automatically every month and last time I got the statement the difference between the amount I had paid and the interest they added back on made it so I had paid approx £70 in a year (Yep, just £70) to a 13k loan :eek::rotfl: Now thats disheartening! So glad I don't count it in my debt total!
Yeah, that is quite bad!!
I don't count my loan as debt, I look at like we've got the car on loan so it doesn't annoy me!
Oh well, only 36 months leftStarted PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
Aim for 2011 - pay off car loan £260.00 saved
Nerd No. 1173! :j
Made by God...Improved by the The Devil0 -
£2.50 to Next for me today!!!! :T20p Saver Club #33 60p/£100
Christmas Saving £0/£1300
Saving Target 2014 £25/£10000 -
Morning All
Sorry I've been MIA for a few days but it's been rather manic with cub camp and DS's birthday.
PAD for today is £4.60.
Have a good day all
Hugs
JueNST #10 Steps 7K 2/30 10K 2/12 5 a day 3/30 NSD 0/20
MBNA £55000 -
£82.74 today for me.0
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£4 please Andy!0
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morning all.
first PAD £5 to mint CC (this wont be gone by the end of the month as I had hoped!)
Now - need a bit of advice from you lovely people. I'm in the red - 5 dyas after paydaythe reason is moving, I have had to pay out the deposit and all the fees for the new place without having gotthe old deposit back. So I know there will be £1K coming within the next 6weeks. Now my question is... I get charged to be in my overdraft at 50p a day, i don't have the money to get out of it to stop the charges,. so should I keep making PAd knowing that the money os coming or stop until the money comes in.
Part of me thinks I should keep paying as it wont actually change how much I get charged for using OD but I hate to see the acc going further into the red
And ideas?New surname New start!
Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off0 -
Morning All
My PAD for today is £1.00 to each card so a total of £2.00 todayPayment a Day : Creation £1416.05 Cleared June 2017
Capital One : £2169.37 Cleared May 2018
M & S : £3207.29 Cleared May 2018
First direct £4900.00 Cleared July 2018
Next £2206 Cleared September 2018
Capital One Platium £2800.00 Cleared November 20180 -
Morning all, £20 to Lloyds pleaseDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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hello all, another coming back with head hanging in shame haha!
I have missed u guys!!!
Our wedding is in 7 weeks and due to the fact we are going on our honeymoon in november - i had to stock up on honeymoon summer clothes in the summer funnily enuf and have had to stick it on the credit card along with the bill for the flowers. i would like to declare a new credit card debt of £1,021.
So im back Padding to start married life in more control.
My first PAD id like to declare as £22 to Natwest cc.
Hope everyone is well. i will have a read thru some of the thread later and try to play catch up of the last 6 months or so!
xxxCurrent Mortgage balance - £363,785.35/£420,000 (highest point Oct 2022).0
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