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A Payment A Day - Part 9

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Comments

  • vasseur
    vasseur Posts: 3,090 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    77p to virgin cc for me today please Andy
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • LondonAndy
    LondonAndy Posts: 1,326 Forumite
    WELCOME BACK FLOWER !! PADs will clear your card, no problem.
    Debt Free 25th August 2010 with PAD !!
    TARGETS : :D:D
    Save 12k in 2013: #068 : £7,305/£12,000
  • saorsie
    saorsie Posts: 1,905 Forumite
    Welcome back Flower - you're in the right place

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • Hi All

    I have finally worked out when it was that I last posted a PAD and have totalled up all the PADs I have done since then. So I am declaring a PAD of £185.40 which brings me up to date – woohoo! :j
    PigginSkint's debt free diary
    DFW Nerd 1049 Amazon Sellers Club member 54
    Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
    LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
    Total credit cards: 30/4/17 £25971.91 :eek:
    Total non-mortgage debt: 30/4/17 £32876.49 :eek:
  • To keep me on the straight and narrow a quick Pad of £2.00 today to Cr8pital evil one please -thanks Andy!
    ( I've had a headache all weekend 'cos I forgot to take my daily Pad dose of good medicine!;))
    May you fill up the great clutterbucket of life and may all of your leaks be in cheese sauce:D
    Use it up, wear it out, make it do or do without:cool:
  • saorsie
    saorsie Posts: 1,905 Forumite
    Back with another PAD of £28.54 to e-bike fund because I like nice round numbers :p

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • Welcome back Flower! No need to hang your head in shame - stand tall and proud at the thought that you're here now to confront the problem head on!

    Another payment of £3 from me today simply because I want a kindle and am saving my £1 & £2 coins until I get one!
    Don't worry about typing out my username - Call me COMP
    (Unless you know my real name - in which case, feel free to use that just to confuse people!)
  • LondonAndy wrote: »
    He he. Hope I did not sound too bossy demanding PADs today! :o

    All PADs are good, big or small !!

    :j:j

    Tough. You'll have to wait till I'm good and ready :D .
    I've not been PADing as much as I used to. I found that I was PADing a fair bit then, when tax bill time came along, I was having to borrow some of it back. This time I'm putting money away in a separate account to hopefully cover the tax when it becomes due.
  • Flower08 wrote: »
    Afternoon everyone,

    I am hanging my head in shame and asking if I can come back and join you all :o

    Some of you may remember me, OH and I paid off the last of our debt last December then saved up to move into our rented house. To cut a long story short after living in our house for only a month I was told either to dramatically reduce my hours at working or risk being made redundant - talk about timing!! So we have done what we do best and buried our heads in the sand for a few months but really need to get back on top of things before they get any worse again!!!

    We have currently run up about £900 on the credit card to subsidise some of the loss of income. I am desperatly looking for a new job but so far no luck.

    Anyway enough of the rambling - will go and update my sig now!!

    Hi Flower,

    I'm always happy to welcome you back! :T

    I hope you're feeling alot better than you were the last time you stopped posting?

    £900 is nothing compared to what it could be so don't go getting yourself all upset about it :A

    Nice to have you back :D
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Well Andy Pandy, all I could scrape together was another £200.00 I'm afraid! :p

    Once it's cleared onto my card there will only be £500 left, OH gets paid twice next month so, hopefully, if nothing goes wrong between now and then, it'll be gone by the end of October!!

    On a slightly more sombre note, I got my loan statement in today. I took it out to upgrade my wheels as we needed something bigger when we were expecting DS. The outstanding loan was added onto the new loan which came to approximately £9k with £2ish of interest(:eek:)

    I've been paying it for 2 years now and there's still over £7k left. I'm gutted :( I knew there would still be quite alot left but seeing it in black and white was a bit of a downer!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
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