The August 2010 BR Club

pauleenbruce

i know its a bit late but could you add me to the club made bankrupt 25 august. it would be nice to hear from other members as to how their br is getting on.

dojoman

pauleenbruce wrote: »

i know its a bit late but could you add me to the club made bankrupt 25 august. it would be nice to hear from other members as to how their br is getting on.

Consider it doen, and welcome to the club

pauleenbruce

hi everyone in the club just thought i would ask how everyone is getting on with there br, personally i dont seem to be hearing anything from the or it just seems a bit too quite is it the same for everyone else,has anyone set there ipa up yet or nt yet. cant help thinking something awfull is going to suddenly jump out at me as i say its too quite.

elliesmemory1

I was br 2nd aug. So far I have had or interview, letters about my car and nil tax code, letters from moonbeaver about nil tax code and asking for payslips. Im waiting to see if the nil tax code is starting this month or not. Also had a letter asking how I paid for br. Thats all so far. I know what you mean though every day im expecting more letters etc and worry that its too quiet.

plumber2009

Hi all, Went bankrupt 09 august so add me to the list.

I was so releved when i walked out of court whith the bankruptsy all done. I had a small hickup with the fees as i only had £450 and needed to pay the additional £150 court fees as i did not yet have the correct JSA paperwork. I had 1 hour to beg and scrounge £150 until i could reclaim the money at a later date. Apart from that the process took about 40mins and did not have to see a Judge.
Got a call from the OR the following day and spoke with her for about 20-40mins. I was told i would be discharged in 12 months and that she should not need to talk to me further.

Since being bankrupt, I have managed to get a contract mobile phone with Virgin Media and have opened a Co-op account. The OR said i could keep my LTSB current account but would be subject to the bank. So far as of today my LTSB current account still remains open and am using the account as normal. I am currently using my Co-op as a savings account as well as a backup account incase LTSB were to decide to close my account.

Since going bankrupt I feel so much better in myself. Not stressed and no more sleepless nights. Good luck to all those who are about to go through this process. Its not as bad as we all imagine it will be.

I will report back.

pauleenbruce

We were made br on the 25th aug by HM rev and customs they would not except us paying a vat debt over a long period so they made us bankrupt. A bit of relief really as we were struggling with are business in this recession. We started renting our house in march and will be wanting to renew lease after 1 year just not sure if landlord will want us when he learns of our plight[we are not behind with rent or utilities]. we have both now found work so am expecting to get a hefty ipa once our payslips have come and we inform the or.Has anyone any experience with landlords and br. Or how bad the ipa can be.

sizzler

well done and good luck sizz:beer:

pauleenbruce

sizz are you from the north east, are we allowed to ask such questions

sizzler

its up to people what they want to say in forum or hide identity.

but yes

sizz

pauleenbruce

I only asked coz i noticed on another board that you answered wi i,hope you dont mind, i too am from the NE