Tue 27th July - What small DFW things have you done today?

Wannabe01

:)When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important




Good Morning Everyone,

What a lovely warm sunny morning here today, hope the weather is nice where you are.

First job for me is to sort out what work I need to do today.

determined_new_ms

Morning Wannabe! yay Monday is over - always feels the worst day of the working day for me - seems so long until the weekend. My day yesterday went so fast I'm hoping today is going to be the same!


Ok today:

• [STRIKE]lunch from stores[/STRIKE]
• [STRIKE]dinner from plan[/STRIKE]
• [STRIKE]drive carefully to & from work[/STRIKE]
• [STRIKE]pay BG & npower bills[/STRIKE] sending a cheque to npwer to give me a couple of days grace
• [STRIKE]fill out Royal Mail insurance claim for the robbing whatsit off of ebay[/STRIKE] :mad:
• water plnts tonight some of my toms are going red! :j:j
• [STRIKE]check banking [/STRIKE]
• tennis tonight with oh, friend & her oh she cancelled
• NSD.....nope as had to purchase something medical for ds' friend - will have to speak to him about getting that back...
• [STRIKE]see if I can get time off in sept (need to contact HR and ask the date for the interviews )[/STRIKE] yay going to book tonight :j
• [STRIKE]get money off of colleague for tobacco & pay into bank[/STRIKE]
• [STRIKE]then PAD to CC [/STRIKE]:D
• [STRIKE]update sig[/STRIKE] :j
• any surveys available
• spend time with oh & ds tonight:D
• [STRIKE]transferred some money into savings acc[/STRIKE]
• received amazon books today - birthday present for my friend's soon to be 4-yr-old & a book I liked the look of :j(paid for from my harris poll voucher :j:j)

ok that's me - not much today I'm afraid.... Happy Tuesday everyone - will check back later x

redsam

Morning All

today....

pay cheque in from OH - his half of mortgage and bills
accompany friend for a few jobs today - her boyfriend left his suit in a hotel near bath - go fetch it! She will be driving so will save my petrol
blackberry picking...my ears are still ring from OH chanting 'jam jam jam jam' at me
check the beehive - very daunting when 30000 bees swarming about head
feed and water chickens and wild birds at the allotment
freeze the marrow and veg soup i made

prob lots of other things too!

have a fun tuesday

stitching_witch

Morning all. Just a quick flying visit so that I'm not late for work. Still, tomorrow off as it's my "tenth day" so something to look forward to.


So far today I have:

• run DW overnight on Economy 7 and emptied it
• run WM overnight on Economy 7 and DH will hang out/on airer
• made yogurt overnight in flask
• had bath at 6.30am so water could reheat on Economy 7
• made lunch to take to work
• fed and watered chickens

And I will also:

• take library book back to avoid a fine
• have a LSD - just some anti-histamine cream to buy for the 23 bites I discovered this morning :eek:
• hopefully get paid for eggs sent in to work with DS3 yesterday
• all meals from stores
• research switching electricity supplier this evening
• try to enjoy the day even though it is an Admin day not accounts

I'll be able to read your posts throughout the day, but I can't log on to post myself. I'll catch up this evening though! Have a good day

nowpanicking

Morning everyone,

First day back out of the way now so back to normal again

My list for today: -

• lunch to work, including HM roll
• tea from freezer, cooked at the start of the month
• charging phone at work
• check on-line banking
• check surveys
• need to buy 2 birthday cards so look in cheap card shop at lunch time
• got voucher to spend £15 (from my birthday) in gift shop so thinking about buying a birthday pressie with it - feel a bit bad about it but saving myself £15 at the end of the day
• dry load of washing outside

That's me I think, I'll update later... have a great day everyone x

nowpanicking

stitching_witch wrote: »

So far today I have:

• run DW overnight on Economy 7 and emptied it
• run WM overnight on Economy 7 and DH will hang out/on airer
• made yogurt overnight in flask

Hiya stitching witch,

I would love to make yoghurt, is it easy to do?

OliveOyl_2

Morning All :wave:
I've been sitting here waiting for this thread and you in the UK to wake up :rotfl:
Been doing our banking :eek::eek:

Yesterdays thread was full of good news, bye bye cc and hello new jobs :j
And I've diarised contacting you Jo when I'm in the UK, which maybe sooner if Popeye gets sent home for a management meeting in September :j:j

So today I have/will

• an enforced NSD, as no car
• HM soup for lunch (it IS winter here )
• stir fry for supper - we're eating well on this combined diet and store cupboard challenge!
• 2 loads out on the line and 3rd in machine
• will plant up my new planter and sow some herb seeds - I'm very excited at finally doing a bit of gardening here :j
• contact insurance company and ask for money back :mad:
• get DD to post driving licence renewal form to me, and to do the meter readings
• update tariff on Gas/Electricity
• research flights in September so can recommend same airline for Popeye's company to buy his ticket as for mine.... :j
• carry on knitting - I've nearly finished the shrug :D

have a great day everybody :A

Lottebear

Today I have or will

- Daily Cards
- Check on line banking
- Off to GoodWood - Free tickets, will take a betting purse :rotfl:
- Get cash out before I go cash machine at race course normally charges
- Collect persciption from Chemist in a mo
- Hung Washing on the line
- Filled the Dishwasher to busting before putting on.

Wannabe01

Now that I have sorted through my diary I have my list of jobs for today.

My list of jobs for today is:

· Catch up with emails - done
· Check onepoll - done - made 20p
· Catch up with Facebook - done
· Check online banks - done, nice surprise I have more than I thought.
· Competitions - done
· Catch up with laundry 5th load in the machine and 4th load is on the line, still 3 loads to do with get them done tomorrow morning
· Update online diary - done
· Check mystery shopping sites - done - Secured £100 worth for August :j
· Feed dog and cats done
· Complete copywriting work - done
· Look in new jobs – check job centre - done
· Catch up with ebay - done
· Clean and hoover downstairs and bedroom I will leave this until tomorrow
· Post mobile - packed ready to but can't get to P.O as waiting on deliveries
· Tidy office area (normally find some money when I do it)- done - found 51p
· Walk the dog – free exercise - 1 done
· Quick Shower - Will do this tonight after tea
· Catch up with the ironing - I have done some but its too hot
· Update details on ebay and mystery shopping sites - done
· Explore bread recipes (bread maker arrives today) – will buy ingredients on Wednesday - done, getting excited about making my own bread (sad I know)
· Cancel OH’s ebay account as he no longer wants it – not really money saving but need to be done - can't get logged in so will need to check details with him later
· Wait on delivery of bread maker and freeview box (part of DS’s present) - done
· Spend some time on the wii – cheap form of exercise Will do tonight
· Sort through the post rather than piling it up – could save me money - done, didn't save me any money today but cleard up an account query
· Gather pictures for ebay and list some items - Got some done will do the rest tomorrow
· List some books on Amazon - Will sort the books out later
· Organise debts and schedule payments - done, sadly realised that I would need to extend debt free date
· Look into pinecone - done - email sent just awaiting a reply
· Sort finances for September - done - Just waiting on the papework coming in now
· Phone client regarding cheque (wrong amount) done, I'm going to send them the cheque back
· Catch up with party plan work - done
· Go to the shop for tomatoes (I will be glad when all I need to do is go outside) - Have asked OH to get them on his way home from work, will save my petrol
· NSD (except tomatoes) - not quite done, spent £8 on two books on Amazon
· Meals – from stores - done (apart from tomatoes)
· Take meat out the freezer for dinner - done
· Put up the greenhouse - done
· Reschedule work for days when I’m going to be away - done -Its was easier than I thought it would be
· Look into boot sales and schedule - done, Its going to be a busy couple of months
· Schedule new work into diary - done
· Decide on what vegetables to grow - done - Now have a rough idea
· Look for a cheap book on growing own vegetables I have ordered 2 books for £8 one is about growing veg and the other one is living low costs, they should hopefully make the money back quickly for me.

Oh dear I though I had a quiet day today but on second thoughts I think it may be a rather busy day today.


I must have been very busy today although it doesn't feel like it, as I have managed to get everything done that is on my list. :j I think I will have a well deserved glass of wine tonight with my dinner :beer:

WelshWoofer

Morning ladies!
What a fab day many of us had yesterday! Well done to you all!

Today is another day spent at home and amusing sister for minimal cash! Think we're going to go to the cinema after lunch and, as OH is off work today, think he's coming with us - probably to see Inception.
Sis has a disabled person's cinema card that allows the carer to go for free so we'll split the cost of her ticket between us making it about £3 each instead of £6-ish. It's raining here too so indoors activities are the order of the day.



Also today....

• Checked banks - not good - a broken boiler, hoilday and a new fridge in the month I don't get paid is not good news!:mad:
• Check quidco
• Walk dog for free exercise - in the rain again - boo!
• Hoover and dust downstairs
• Get sis up and ready for the day - she's having a lie in as is OH (lazy beggars!)
• Make sausage casserole for tea using up freezer bits
• Boil eggs left over for sandwiches for lunch (hopefully they've survived the broken fridge)
• Put dry washing away
• List 2 things on ebay (need a bit of extra cash now more than ever!)
• Stay in and watch the telly tonight
• Have a look at food stocks and start a meal plan for next week
• Tidy kitchen
• Sort out the downstairs loo/cloakroom - turning into a dumping ground and needs sorting and cleaning
• Do any surveys that come

That's it for now. Have a good day.

catmiaow

Morning all,

Had a good day yesterday, thanks for all the kind messages!

I have:

Slept in
Replied to emails
Read this thread

I will:

[STRIKE]Check bank
Use free texts
Use free mins[/STRIKE]
[STRIKE]Check on cats
Take rubbish out
vacuum the car out
Vacuum downstairs[/STRIKE]
[STRIKE]Post test letter
Get TV paper[/STRIKE]
[STRIKE]Relax and watch catch up tv
Dinner from stores
Do some comps[/STRIKE]

No job hunting hooray!

Have a good day everyone!