Hold fast to dreams, for if dreams die, life is a broken winged bird that cannot fly

pania

ok all you nosey parkers out there!! here is the pania financial update for a week past payday... thats one week less to spread the money! whoop!
so. All the bills are paid, meaning that my debt has lowered by £466.93:T but i am ashamed that my debt is still above the 16k mark. I was convinced that it was down below 15500 but now i've got my eye back on the ball, stopped shirking and added my debt to my mum on top rather than just normal credit its opened my eyes!:cool: more concentration needed me thinks.
this month from my salary i had a surplus of £209 plus my dog sitting money of £180 so £389 to put towards debt but as D is convinced he wants to go on holiday i am feeling slightly resentful that i cant put that money towards my debt instead. I have one debt left of £44 which will be paid off next month so another default satisfied (:j) I also have an interest bearing loan of £560 including interest which the £389 could almost pay off.. but I am sure when i am on the beach supping a cocktail with a book and the sea lapping my feet the thought of repaying debt will be furthest from my mind!!:o:rotfl::o
i have £100 left in the fuel fund, £20 in each spending money fund, £30 of the nights out fund went towards the thai meal the other night, so £50 left in the nights out fund.
one thing this has shown me though is that I DO have a surplus each month after accounting for expenditure that previously i would have just winged it on, i need to get my head around the fact that that money is genuine surplus and not look at it and think oh s*** i've only got £200 left!! that is £200 of not needed money effectively.
Next post will be more update... be right back!!

Woowoo

I think with all your hardwork training for your challenges you deserve a week chilling on the beach supping cocktails for breakfast!

REDMADCURLS

You ARE going on holiday - it is not a luxury! It is part of the building of memories of a wonderful relationship with D, time you will never get back and should be cherished..................so holiday is a necessity!

pania

Morning people.. Or should that be afternoon now?? Just sat at work, hungover, eating me lunch... Very healthy, just quorn pieces and mushroom special offer pasta sauce!!bought myslef a set of scales from tesco yesterday, stripped off, removed jewellery and bravely stepped on... 10st 7!!!!! :eek: :eek: :eek: Only a stone and a half to loose to target shoooiiiitttee!! :d when i get a second to breathe i'll join the website squizz mentioned but i need a second to stop first!! :rotfl:

REDMADCURLS

I would be delighted to be 10st 7

pania

Oops. Soz, just meant that for me of a teeny tiny skeleton it feels rather big. sorry. Xxx

REDMADCURLS

Don't be sorry LOL I am just jealous!!

pania

He he oops ok!!! Cant keep my eyes ipen today, i am a total lightweight:rotfl:

REDMADCURLS

In my 20's I could go out 3 nights a week

Now as an old doll, it takes me 3 days to recover from one night out!!

Sadsville!

pania

The sad thing is red that i havent even been out!! I was just drinking a bottle of wine at home!! There is no such thing as "out" in this rock and roll home! :rotfl: Very boring...