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Can an NRP receive tax credits?
Comments
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LovesDennys wrote: »Thank you, the tax credits question was cleared up many posts ago.*SIGH*0
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No apologies needed, its just that I havnt been running round the board clicking the Thanks buttons on posts as I go.
The post that answered the tax credits question was this one: http://forums.moneysavingexpert.com/showpost.html?p=35015661&postcount=8 and this post confirmed the position I cannot claim tax credits at all. http://forums.moneysavingexpert.com/showpost.html?p=35016947&postcount=9
Kelloggs has kindly explored the possibility of having the CSA correcting a wrong assessment and allow me to claim (or pay) my housing costs from my salary.
The status quo of this thread is there might be a mix up in CSA terminology and the CSA may have a different word for allowing an NRP to pay his own rent from their own salary. Currently the protected income threshold is the same as JSA and this is an alowance to live on and does not include a claimants council tax liability or pay his rent.Denny's Franchisee of the year (Best Restaurant) 1989-1991.0 -
LovesDennys wrote: »No apologies needed, its just that I havnt been running round the board clicking the Thanks buttons on posts as I go.
The post that answered the tax credits question was this one: http://forums.moneysavingexpert.com/showpost.html?p=35015661&postcount=8 and this post confirmed the position I cannot claim tax credits at all. http://forums.moneysavingexpert.com/showpost.html?p=35016947&postcount=9*SIGH*0 -
Maybe you need to ask for a re-assessment - especially if an interim assessment was made. Perhaps you should get a clerical breakdown of how the assessment has been calculated and go from there if you haven't already done so.
Do you pay into a pension? If so 50% of what you pay can be taken into account as an expense by the CSA and this will increase your protected income.
The annoying thing is that if you were on CSA 2 then depending on how many children your assessment would start at 15% of your salary. (not the 30% that CSA 1 can take).0 -
LovesDennys wrote: »We have corresponded with the CSA in Perth Western Australia in great detail, I found them very honest when describing the law there and what liabilities I may have. They confirm there is no arrears due from the UK as there is no inter-CSA arrangement to transfer British arrears to Australia. A liability only exists if I have children living within Australia and even then, is limited to 20% of net income. I currently pay a British liability of 40%.
We are not intending to leave any assets in the UK when we leave because the house is being sold. For NRPs I found that Fathers Institute is a good place to share information from the Australian CSA.
It sounds like the CSA may have made a mistake from what I've read in your posts
Bdt1 has had a seriously wrong decision by the CSA completely turned around and thousands of arrears wiped out, and has has given loads of advice on how it was done.
I understand that you have researched your facts about the Austrailian child support system, in particular Perth, but I think you are being naive if you think your UK debt will disappear once you leave the UK, just because you have no remaining assets here
The CSA will can and will pursue your arrears. My ex is facing arrears and he doesn't live in the UK, he has appealed and will get a tribunal hearing(he will have to travel back here for it).
As you say REMO would only work if your ex makes an application. Are you that confident that she wouldn't? There is no charge to do so and its pretty straightforward. I applied about 18 months ago and my ex is having to squirm uncomfortably in Germany right now and answer to the child support authorities there (I receive info via the courts here), I'm hopeful they'll succeed in getting an order placed on him to support his child here, in the UK.
I don't think there are any easy answers for you. If it was the CSA error, I'd want to fight to rectify it.0 -
Can you PM me the breakdown that you do have of your assessment? This will show the income details used and the allowances given. Were you given a protected income figure? Do you have a partner? If so, and you wouldn't give her details, then this would be a reason for no protected income figure (I'm jumping the gun here, as I don't know any details of your assessment!) They don't break down the council tax in the protected income part, it is counted in with something else - so you won't see it as a separate item. Also, was it a mortgage? If so, then in the EXEMPT income, you will get the interest and capital offset against your income, but in protected income you only get the interest.0
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Maybe you need to ask for a re-assessment - especially if an interim assessment was made. Perhaps you should get a clerical breakdown of how the assessment has been calculated and go from there if you haven't already done so.
I think we have already done all that pre-2007. It seems to be a straight 30% blanket levy on post-tax/NI income and doesnt take into account rent and council tax.Denny's Franchisee of the year (Best Restaurant) 1989-1991.0 -
Do you pay into a pension? If so 50% of what you pay can be taken into account as an expense by the CSA and this will increase your protected income.
The annoying thing is that if you were on CSA 2 then depending on how many children your assessment would start at 15% of your salary. (not the 30% that CSA 1 can take).
I dont pay into a pension at the moment, I just cant afford it. I have a frozen Prudential Pension which in part, used to be an employers in-house scheme, and is being transferred to Australian Mutual provident Society. I'll start paying into it again once we are over there.
If I were paying 15% or 20% I would be laughing. The Aussie CSA liability is 20% and that is why Im keen to move if I cant get the British CSA to offer the same terms.Denny's Franchisee of the year (Best Restaurant) 1989-1991.0 -
PlayingHardball wrote: »
I understand that you have researched your facts about the Austrailian child support system, in particular Perth, but I think you are being naive if you think your UK debt will disappear once you leave the UK, just because you have no remaining assets here
Ive never said the arrears will dissappear when we leave the UK. they just will remain in the UK dormant for perpetuity.Denny's Franchisee of the year (Best Restaurant) 1989-1991.0 -
PlayingHardball wrote: »
The CSA will can and will pursue your arrears. My ex is facing arrears and he doesn't live in the UK, he has appealed and will get a tribunal hearing(he will have to travel back here for it).
The only vulnerable asset the CSA can pursue if my house, but that was transferred out of my name back in January when I received the acceptance papers from the Australian authorities. The CSA no longer need a liability order to start enforcement. The house is now being put to market to finance our move and eventually buy a house in Perth.
I cannot appeal because I am out of time and that was because the CSA sent documents to the wrong house number. Even the Australian CSA official was disgusted with our treatment by the British CSA. We have a good case worker if in the event an Aussie CSA liability becomes due, which in any event will be limited to just 20% of net income at worst.
I will be S/E in Australia running a laundry which further stands in our favour. At best, the Aussue CSA officials believe I would not have any liability at all.Denny's Franchisee of the year (Best Restaurant) 1989-1991.0
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