Can an NRP receive tax credits?

DX2

LovesDennys wrote: »

I first want to explore tax credits and give the CSA one final opportunity to comply with its own laws on housing costs allowances and correct & backdate the assessment.

I really don't wish to burst your bubble but with earnings of £19,000 you will not be entitled to any working tax credits.

kelloggs36

LovesDennys wrote: »

It was back as far as 2002 and the CSA had a rule allowing NRPs to claim back their own salaries to pay their own housing costs and council tax. It had a similar theme to claiming housing benefit but the difference was reclaiming my own income and not claiming public money.

The CSA did send an application form, but it was addressed to the wrong house number. I made a delayed applicaton but this needed to be filed within 13 months and I was still out of time.

The arrears continued to grow but I did receive a written apology from the CSA for their sending the form to the wrong house number, but it exonerated itself of liability and would not correct the assessment.

It was not as described - you should have had housing costs offset against your net income - an interim assessment can be overridden by a full assessment once the details had been received and indeed should have been. They only put an interim assessment on if they can't do a full assessment.

LovesDennys

DX2 wrote: »

I really don't wish to burst your bubble but with earnings of £19,000 you will not be entitled to any working tax credits.

Net earnings is gross earnings minus-tax minus-NI minus-CSA 30% minus-CSA 10% arrears. Nothing remotely £19,000.

JSA is £60 a week plus+ Housing plus+ council tax plus+ prescriptions plus lots lots more.

You might be right, bubble might be well & truly burst. I'd say more fool the CSA if they choose not to comply with its own rules.

LovesDennys

kelloggs36 wrote: »

It was not as described - you should have had housing costs offset against your net income - an interim assessment can be overridden by a full assessment once the details had been received and indeed should have been. They only put an interim assessment on if they can't do a full assessment.

This sounds about right, I do vaguely remeber the CSA saying they couldnt contact me for some reason, so they went ahead and did an assessment anyway. If was after filing a MEF I asked for my rent and the CSA requested a copy of the tenancy agreement. The data Access request file even showed the CSA had contacted my landlord's letting agency to confirm it.

bdt1

Please take advice of Kelloggs if interim assessment been made, CSA put penalties into this type of assessment, by asking them what spoecific information they require to turn it into a Full Maintenance Assessment, and providing that specific evidence you will 99% probably find the MA is less as are the arrears

LovesDennys

I agree, Kelloggs does appear well clued up.

The issue is nothing to do with an interim assessment. After a MEF was filed, I asked to be able to pay my housing costs from my own salary under CSA rules but the CSA declined. I asked for an appeal but the CSA sent the applicaton form to the wrong house number. Years later the CSA admitted their mistake but continue to refuse to comply with their rules on housing costs and refuses to return the money to me.

kelloggs36

I have no idea what you mean by asking to pay your housing costs from your own salary??? All the CSA could have done, was an assessment which calculated your net income, and deducted your personal allowance (equal to JSA for a single person) and your housing costs from it. What was left was what the assessment was based on - depending on what it was, it may have still been 30% of your net income anyway - without seeing the figures, it is not possible to say. There was nothing to stop you paying your own housing costs - so I am very confused by what you mean?

DX2

LovesDennys wrote: »

Net earnings is gross earnings minus-tax minus-NI minus-CSA 30% minus-CSA 10% arrears. Nothing remotely £19,000.

I think you really need to read up on the conditions regarding tax credits, have a look here http://www.hmrc.gov.uk/taxcredits/start/claiming/income-hours/employment-income.htm
and you will see that the above statement is wrong.

LovesDennys

I may have used the wrong words to describe the situation. Im not familiar with CSA terminology.

The CSA assessment did not leave me enough money to pay my rent, and in 2005 I was evicted for rent arrears. I still have the same problem and I have a suspended eviction notice on my current flat. I asked for more time to pay so I can either, sell my house and move to Australia, or reach a settlement with the CSA.

The money left after all duductions did not allow me to pay my own rent after receiving £60 a week in net wages which is about the same as JSA.

I find it strange the CSA sets an employed income threshold which is the same as I would get if I were signing on. Its actually less because council tax is taken into consideration when I sign on and CSA disregarded my council tax obligation when setting a maintenance liability.

LovesDennys

DX2 wrote: »

I think you really need to read up on the conditions regarding tax credits, have a look here http://www.hmrc.gov.uk/taxcredits/start/claiming/income-hours/employment-income.htm
and you will see that the above statement is wrong.

Thank you, the tax credits question was cleared up many posts ago.