Friday 23rd July - What small DFW things have you done today??!

La_escocesa

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

La_escocesa

Hi everyone :wave:

Thought I'd get the tread started since I've already been up for 40mins!! It's payday and the excitement of online banking just got a bit too much for me :rotfl:

Not going to do too well with debts this month (too many expenses!) but even if it comes down by £50 or £60 then it's heading in the right direction...right?! :think:

Here's my list:

• Lunch from home
• Find something to do at lunchtime - don't want to go to the pub with colleagues
• Sort picnic for tomorrow
• Not call anyone
• Take cash out to last till next payday!! I will not use my card, I will not use my card...
• Find a coin or two for the jar
• Super-quick shower
• Smile cos its payday

Happy Friday y'all!

catmiaow

Morning all,

My list for today:

[STRIKE]Quick shower
Tidy bathroom, clean bath and floor
Vacuum upstairs
Check bank
Check emails
Do comps before work[/STRIKE]
[STRIKE]Write back to DFDS, they should refund the food as it was so terrible.
Post test letters
Do comps throughout the day
Check jobs - will do this at work
Will get a colleague to pay work cheque in saves petrol
Have to go to my mums after work to collect a top I will be exchanging on Sunday at the Metrocentre
See to pets
Take rubbish out[/STRIKE]
[STRIKE]Crossing fingers OH will treat me to dinner - yeah got pizza and cider
Put washing on when get back from mums - hang to dry - WASHING ON[/STRIKE]
[STRIKE]Did my nails in work time [/STRIKE]
[STRIKE]Food shop online - OH paid
[/STRIKE]
Looking forward to Monday so I can find out whether I have got this job or not, I don't think I have so should stop worrying urghh!

Hope everyone has a good day!

determined_new_ms

Morning La E & Cat (and everyone throughout the day!) happy Friday :j. La E I totally know what you mean about the excitement of payday (although of course its virtual money!) I was so excited about clearing my od on Tuesday I was up the moment my eyes opened and I ran down to grab some coffee and start paying it off! Definately £50/60 off the debt is better than nothing or the debt increasing

So I went to the meeting yesterday with senior management. I still have a job (49 of my colleagues are not so lucky) however between me and another manager (we both run 2 scheme's) there is 1 manager's position and 1 asst manager's position. We have to interview for the managers role. I'm ok with this but he has been my mentor for 6 years so feel a bit weird about becooming his manager if it went that way. At least I still have a job, not feeling 100% secure atm....





Today:

• [STRIKE]check online banking[/STRIKE]
• [STRIKE]do virtual sealed pot transfer[/STRIKE]
• [STRIKE]post on vsp thread[/STRIKE]
• [STRIKE]update sig[/STRIKE]
• [STRIKE]have already bought 2 books on amazon this morning[/STRIKE] (using the mse tool not sure whose tip this was but thank you :A) I got a book for a friend's child this month for £3 & one for myself using my harris poll voucher so free to me
• go swimming with a colleague b4 work at the pool on the way to work which is 30p cheaper than the one in my home town it was school swimming so we couldn't go
• shower for free at the pool so no shower today :eek:
• [STRIKE]dinner from meal plan chineese duck pancakes[/STRIKE] (from the thread on the os board - have you guys seen it? Its wicked a chineese lady who is a cook has done a whole thread giving recipes to make hm takeaways :j) mmmm was so good and cost about £7.50 for 2 ppl (i looked at the chineese takeaway menu and it costs £16! :j) I would definately recommend as a treat
• [STRIKE]dig out some stuff for lunch[/STRIKE]
• put 5p I can see on the floor into the piggy bank
• han[STRIKE]g out washing before work[/STRIKE] oh did
• [STRIKE]charge phone at work for the weekend[/STRIKE]
• plant 1 lot of seeds (I'm putting 1 and hoping for more!)
• water toms
• hm bread
• [STRIKE]buy car tax online 1 year paying with my cc [/STRIKE](so can pay for it 1/2 out of this month's pay & 1/2 out of next- even with cc charge its still £9.50 cheaper for the year ) save time, petrol costs (not needing to drive into town) & get points on cashback card!

ok that's enough. See you guys later x

stitching_witch

After a not very DFW day yesterday (we went to Beaulieu ) I need to be super-good today.


Very short list for today is as follows:

• fed and watered chickens. Hopefully there will be a few eggs in return
• made lunch to take to work
• enjoy the day as it's accounts today, and the boss is in Germany so peace will reign

As I do payroll, I worked out this month's salary and I'll be getting a £168 tax rebate! Shame we get paid BY CHEQUE on the last working day so it won't be cleared in my bank for a couple of weeks :mad:

Tomorrow DD, DGD and I are off to the Cotswolds for the day so not a very DFW day there either. We will be taking a picnic lunch but I expect a cream tea might sneak its way in too

josiebabie

DFW day for you tomorrow mum but not me as it's my treat!

Evening in last night with DB3 and his stupid GF. I ordered some chips from the pub to take away...only to find I'd left my money at work!!! So his GF had to pay (only £2.60) I think she got the hump about this and didn't really speak to me for the rest of the evening, except to snub the fact I keep a frozen pizza in my freezer for emergencies, she only buys fresh ones of course............:mad:

Anyway, my list for today:-
- Have HC drying on airer
- Put £10 fuel in on CC :eek: I have money in my bank but ex has my debit card....grrr:mad:
- Reclaim said debit card from ex
- Go through my work in progress
- Sell 1x purge, I have 1x opportunity so must maximise on this!
- Set a load of HC to run over night tonight
- Do more OnePoll, getting closer to £40 every day!
- Lunch and snacks from stores, was up early so made sandwiches


Feeling very upbeat and positive today, feel like it's going to be a productive day!

Jx

redsam

Morning all, yay its friday and for me its being a tiring week due to lack of sleep! Yesterday i registered with a different employment agency, so will hopefully they will market me and find me a decent long term/permament post! Fingers crossed. Was a bit silly and was hungry on the way back and stopped at the village bakery

Today...
leave house to stop pacing and stressing
visit friend in Brean - take her some veggies from the plot (unfortunately need to drive therfore using petrol)
feed and water chickens
water green house
photograph shoes for ebay
do research for making own sausages!

hope you all have a fab day and smile

WelshWoofer

Morning all!
Another fascinating day ahead in my house - still trying to economise (due to being very skint until I get paid on Aug 15th:eek:), no pay at all in July so not an easy month ......

Today's list..

• Walk dogs for free exercise - one seems to have a bit of an on/off limp so maybe not too far today
• Text mum to wish her a safe trip and welcome them home from hols
• Change bed
• Wash dirty sheets and dry naturally
• Go to Homebase/B&Q for paint colour charts (free!) and some grout reviver for the shower (about a fiver)
• Tidy out scary cupboard under the stairs - not sure when this was last done and what's in there!
• Try to find somewhere else to put spare small book case from the conservatory
• Clean shower ready for regrouting
• All food from stores - 5 bean chilli for tea
• Stay in tonight and watch soaps
• Maybe wash towels and a few light bits if the weather stays dry
• Rejig meal plan for next week

That's it for now - have a good day.

Soma

today I'm going to:
*[STRIKE]check online banking[/STRIKE]
*[STRIKE]update budget sheet[/STRIKE]
*[STRIKE]free scratchcards[/STRIKE]
*[STRIKE]daily clicks[/STRIKE]
*[STRIKE]drive carefully[/STRIKE]
*[STRIKE]find out about entering competitions on here and give it a go[/STRIKE]
*defrost frozen fruit for pudding tonight
*[STRIKE]no spend day[/STRIKE]

Wannabe01

Good Morning Everyone. It’s Friday at last

My jobs for today are:

• [STRIKE]Catch up with emails[/STRIKE]
• [STRIKE]Check survey sites[/STRIKE]
• Catch up with ironing
• [STRIKE]Check mystery shopping accounts[/STRIKE]
• [STRIKE]Catch up with the washing - hang outside if it stays dry[/STRIKE]
• Check and catch up with ebay account
• [STRIKE]Complete copywriting work[/STRIKE]
• [STRIKE]Walk the dog[/STRIKE]
• [STRIKE]Feed the cats and dog[/STRIKE]
• [STRIKE]Schedule time for course work[/STRIKE]
• [STRIKE]Sort party plan paperwork[/STRIKE]
• [STRIKE]Check bank accounts[/STRIKE]
• [STRIKE]Clean and tidy the house[/STRIKE]
• [STRIKE]NSD[/STRIKE]
• [STRIKE]Meals from the stores[/STRIKE]

Nice easy day for me today

Just found out I got the part time job that I went for earlier this week :j

savingforarainyday

Morning

Can't believe it is friday already

Today I will

Check online banking Done
look for my red diary it is like my bible I had it yesterday and god knows where I put it found it
Make pasta bakes one for today one for freezer in oven
nsd day apart from meal out with friend in budget
washing out another load in 3rd load just finished, line full about dry
sweep up garden and hose down patio done
mop floors downstairs with stardrops
checked plum tree already starting to ripen ooh can't wait
find trousers that need shortening I remember where they are
soak shower curtain looking a bit sorry for itself just needs a quick buzz round the washer
go to friends and look at her garden to see if I can help her out, think it is escaping going this evening as this is who I am eating with
take little dog for a walk
put washing away done (I don't iron unless I really have to, but I did learn an interesting fact the other day whilst I was watching garbage tv, the purpose of ironing originally wasn't to just make the clothes nice it was to kill the lice eggs paying special attention to the seams as that was where there where most of them, eugh!!)
take ebay photos if I get time, (if not you will see this on tomorrows list)
collect papers from client
post rent cheque for rainbows (other cheques have cleared) apparently they haven't both from same parent and they bounced ouch. leaves me in a tricky situation and them too probably
Clear computer cupboard out

Think that will do me for today

Have a good day everyone:D