Cancelling a holiday paid on a credit card

Foodar

Hi everyone,

Firstly apologies if I have posted this in the wrong section. I am looking for some advice on my situation.

On Saturday I have booked over the telephone a holiday which is in two weeks. I paid the full amount on my credit card. Because of close date of the holiday, I had to pay the full amount.

Anyway, the situation is that something has happened and I would ideally like to cancel. I have noticed that my credit card still has not been debited the cost of the holiday yet on my internet banking.

I was just wondering if there is anything I can do to cancel the payment because I used a credit card and that the amount has not been taken yet?

Any advice appreciated, thank you.

dzug1

It's unlikely but you could try.

You will still be liable to pay the holiday company though - you have a contract with them that you don't get out of just by not paying.

And before anyone mentions distance selling regulations they don't apply to travel, etc.

Fruit_and_Nut_Case

Foodar wrote: »

[...] the situation is that something has happened [...]

Is the "something" covered by your travel insurance? That might be a better route to take.

bouncydog1

I think it is doubtful that you will be able to cancel the payment and you are likely to have to pay a hefty cancellation charge as the holiday is within 2 weeks.

Do you have travel insurance - if so you may like to start looking to see if the "something" is covered under that.

Alternatively, if the "something" is like a separation you may be better seeking another companion to take and seeing if the company will let you change the booking - better than losing your money if things come to the worst.

lisyloo

As other have said if the "something" is covered on insurance (like suddent illness of a family member) then you can make a claim (providing any existing medical condition were disclosed of course).

If it's just "disinclination" i.e. you don't want to go anymore, then you'll still owe the money.
Best way is to find someone else to go with or sell your holiday to a friend or family member or ebay.
This might have to be at a loss.

Enterprise_1701C

It might be worth calling the holiday company to explain your situation and ask if you can change the dates of your holiday. I have known people do this, but it does cost extra normally.