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instant decision credit cards?
JamieLeeWV
Posts: 22 Forumite
in Credit cards
i've been looking at taking out a credit card and found these instant decision choices:
Egg credit card
tesco clubcard
i'm not sure which is the bes to suit me, they both have apr of between 16.9%-21.6% i think.
anyone got a credit card with any of these?, or which other credit cards would suit me?
i wouldnt spend heavily on it but at the same time dont want to be charged vast amounts of interest.
Egg credit card
tesco clubcard
i'm not sure which is the bes to suit me, they both have apr of between 16.9%-21.6% i think.
anyone got a credit card with any of these?, or which other credit cards would suit me?
i wouldnt spend heavily on it but at the same time dont want to be charged vast amounts of interest.
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Comments
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JamieLeeWV wrote: »i wouldnt spend heavily on it but at the same time dont want to be charged vast amounts of interest.
What exactly do you want the card for?
Tesco points?
Balance transfer?
You need to give us a little more information0 -
gazza975526570 wrote: »What exactly do you want the card for?
Tesco points?
Balance transfer?
You need to give us a little more information
sorry. urrm mainly shopping to be honest, and using when i'm a bit low on cash.
does the higher the apr percentage mean the higher interest rate?0 -
How is your credit history? Neither of these cards is particularly easy to get for a first-timer. Anyway, if you pay off the full balance every month, the interest rate is irrelevant.JamieLeeWV wrote: »i've been looking at taking out a credit card and found these instant decision choices:
Egg credit card
tesco clubcard
i'm not sure which is the bes to suit me, they both have apr of between 16.9%-21.6% i think.
anyone got a credit card with any of these?, or which other credit cards would suit me?
i wouldnt spend heavily on it but at the same time dont want to be charged vast amounts of interest.Are you for real? - Glass Half Empty??
:coffee:0 -
err yerrr!Aqua card - £250 Limit up to date, Jd Williams £150 limit up to date, Argos store card £400 limit up to date, Next £300 limit up to date.:beer:0
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my credit history is goood. which cards are easy to get for first timers then?0
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Tesco's isn't usually approved unless you're on the ER and have some previous history.0
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JamieLeeWV wrote: »my credit history is goood. which cards are easy to get for first timers then?
If you're a first timer, chances are your credit history isn't "good" for them.0 -
Platinum Barclaycard and Breathe have lower APR's than that.0
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