Collecting new car (on finance) without paper part of driving licence

elle_gee

I got my car

Phoned first thing and they said the photocopy would be okay, but in the meantime (while I went out for a few hours) they phoned head office who told them to take it (at their expense, not mine!) to the nearest DVLA office, an hour away, to have it validated. Only found this out when I went to collect it at 11am, so had to go back at 2.30pm to collect it.

My licence and the V5 document show one address (my parents') and the bills and bank statements I took show another (my current one) so they used the licence and passport as proof of signature and the bills as prove of address.

Now to get a new licence showing the new address - and keep it in a safe place!:o

eschaton

owitemisermusa wrote: »

Sorry to go off point, but 0% finance?? Wow!!

Peugeot were doing 0% on certain car(s) earlier in year with 25% deposit.

Nilrem

vaio wrote: »

:rotfl::rotfl::rotfl:

Stop digging please

He is actually correct in that if you, allow anyone to drive a motor vehicle you own/sell to them without them having insurance you can be liable if you don't check.

Basically if you let someone test drive a car (as a private individual) you should check that their insurance covers them third party, likewise if you let someone borrow your car/bike and they don't have a licence/insurance you're liable if you don't check.

The motor trade will have the same sort of liability if they sell you a car, they should check before they hand the keys over that you are legal to drive it (in fact as they should know the law they will likely be treated more harshly than Joe Bloggs selling his car for the first time).
The easiest way to show for the record that they've done their best to comply with the law is to take a copy of your insurance and licence.

This article has it near the bottom.

Causing or permitting

With these offences, the code remains the same except for the last digit – which changes to a 4. So, for example, if someone drives a car uninsured then they are committing an IN10 offence. However, if somebody lends a friend their car knowing full well that the friend is not insured, then they can be convicted of an IN14.

It's a PITA to locate more, as it is a post code, and i think the '4 code is basically just the third party version of the '0 code so most references are to the in10 but the in14 is "cause or permit" the offence to occur (and the direct.gov site is as usual useless).


[edit]
Found the same page on the direct gov site.

Still can't find the actual law, but the offence code means that there is an offence, even if I can't find the relevant statute.

vaio

Nilrem wrote: »

He is actually correct in that if you, allow anyone to drive a motor vehicle you own/sell to them without them having insurance you can be liable if you don't check.

Basically if you let someone test drive a car (as a private individual) you should check that their insurance covers them third party, likewise if you let someone borrow your car/bike and they don't have a licence/insurance you're liable if you don't check.

The motor trade will have the same sort of liability if they sell you a car, they should check before they hand the keys over that you are legal to drive it (in fact as they should know the law they will likely be treated more harshly than Joe Bloggs selling his car for the first time).
The easiest way to show for the record that they've done their best to comply with the law is to take a copy of your insurance and licence.......

........Still can't find the actual law, but the offence code means that there is an offence, even if I can't find the relevant statute.

I don’t doubt for a minute that the IN14 endorsement exists or that you can be convicted of the “causing or permitting” offence under s143 (I think) of the RTA should you be foolish enough to allow a test driver or indeed anyone to drive a car you own without the required third party insurance for that driver being in place.

What I take issue with is the idea that this duty/liability extends to a car you don’t own as is the case once you have sold it.

Lum

Very few people know about it and even fewer get done. You'll only really hear anything if the buyer is caught with no insurance before the DVLA have updated their paperwork and even then most cases I've heard the police officer has just given an informal warning, reminding the seller that it's illegal to do that.

Interestingly the guy who bought my Volvo off me was also aware of this. I agreed to drive it to his house and park it on his driveway and we did the final signing of the logbook and receipt there. By doing this, if he then drives off later I haven't "caused or permitted" such a thing to happen.

vaio

Lum wrote: »

The seller of a car is legally obliged to insure that you have insurance and are qualified to drive before they let you drive off. This applies to private sales as well as trade sales and people have been done for it......

Inactive wrote: »

News to me, any links to this " Law ".. or people that have been " done for it "?

Inactive wrote: »

As I suspected, no supporting evidence.

Still no supporting evidence but that's because now.....

Lum wrote: »

....most cases I've heard the police officer has just given an informal warning, reminding the seller that it's illegal to do that........

Given that insurance is an absolute offence (apart from maybe employees driving employers vans) the idea the police would pass up a guaranteed 6 points & fine conviction by giving informal warnings for insurance offences makes me even more convinced (if that was possible) that you are wrong.

.

Lum

But given it only happens happens when the buyer is later given a tug for no insurance they have already removed the danger from the road and gotten their pound of flesh.

If I'm really really bored this weekend I'll try to look up one of the original news articles I got the information from.

Lemonade_Pockets

I have no hard evidence/ can't be arsed to find it, however from my Dealership days i certainly remember there being a duty of care to ensure the buyer is appropriately insured and licensed.

However the license will also be required for the finance arrangement, they tend to only accept both bits as proof of signature and address. However they normally accept passport and utility bill as a substitute so i suspect the dealer is taking a belt and braces approach to make sure there is no reason that you cannot pick up your car on the day due to lack of proofs. A quick call to the dealer should enable you to avoid any problems, they will be as keen as you to get you out on the road in your new car £££££££££££££!!!


Enjoy

Inactive

Lum wrote: »

If I'm really really bored this weekend I'll try to look up one of the original news articles I got the information from.

I suspect that you will not find anything.