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Ladies & Gentlemen, please fasten your seatbelts ...
Comments
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So todays list
....- stick to 20 WW points
- ironing
- dust and hoover through
- clean kitchen floor
- clean bathroom
- library
- pay in cheques
- call mortgage company re. making overpayments
- call friend re. friday night
- help ds email his friend

I've had my bath, jsut off for some breakfast then I'll crack on. Dishwasher and washing machine are both on already too.Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
Right, I phoned the mortgage company to find out about the overpayments. I haven't made any actual overpayments since I got my new mortgage last year as I decided to just save it all for when we moved. As that now isn't going to happen I figured I may as well start making the payments again as it knocks off more interest that way than I am earning in savings.
Anyway, I can pay up to £499 a month on top of the normal payments without incurring penalties, so the first one has just gone off
I am going to pay £499 each month from the pot that has built up (8252 currently) and then obviously this will hopefully keep growing each month as I make more money
I will also need to keep using this as my matched betting float too. Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
An excellent plan - and am sure that you will refil your pot just as quickly as you pay out
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Yesterdays other offer is now finished, so £23 profit from there, meaning that the garage fob pot is now complete and theres £16 into the mortgage pot too :beer:Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
We went to the library for the planetarium thing, ds enjoyed it, I nipped into m&s for some lettuce and milk (£1.80) and spent £1.40 on the car park.
So far today I've had 11 points, 9 more to go
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
We went to watch some trains tonight for 45 minutes, ds loves it as usual and it gave me a chance to read my book

Just done a risk-free casino offer at whills, I bet on odd and it came up as even :cool: but will get my fiver refunded on monday.
Tomorrow I'm looking after dad for the day so mum can have a day off. Not too sure what we're doing yet, possibly seeing some of the airshow.Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
£15 profit from an offer I've managed to bust out of, more to chuck in the pot
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
Hi benbenandme
Ellidee recommended your diary to me, because of your battles withe csa (I've had a few) and also because you're so savvy with money. I'm never going to read the whole thread before bed so thought I would catch up tomorrow....*subscribes*
PolesIt's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey
0 -
Morning and welcome Poles
I've found the csa to be very polite on the phone, its just a shame I haven't had any money sonce going through them :cool: But at least they are having to deal with my numpty ex instead of me 
Well today is looking like its going to be a good day, I oke up to ds grinning at me and asking me to get up ... and he had sneaked out of bed and tidied the lounge and his bedroom as a surprise for me :j :j :j I am sooooo proud of him
His room was tidy anyway except for a couple of cars on the floor, but the lounge was a tip, he's put all his toys away, the cups in the sink, shoes away in the cupboard, I am so so happy, can you tell?? 
It really is the little things in life that make your day isn't it, not money at all :T :T :T Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790 -
One more bookie joined and bet placed for £18 profit
Mortgage Total: £49,992/ £75,000
2026 Mortgage Overpayments Pot £5790
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