Ladies & Gentlemen, please fasten your seatbelts ...

dangers

That ringoing sounds like great fun. Like what you are doing with your Nan's money.

stressed.mum

benbenandme wrote: »

I've been giving a lot of thought to the money I was left from my Nan. I have decided to do the following with it ...



£100 - already spent on Microsoft Office, RAC membership, ds's new boots and last nights new year spends.

Good investments

£100 - budgeted to get my hair cut / highlighted a treat for you

and to buy ds a Bible. My great-grandmother bought one for me and mum has said that my nan had talked about buying her great-grandchildren one each (but didn't get round to it), so I thought it might be nice to get him one as something to keep from her.

What a lovely idea, something for DS to treasure and a keepsake to remember her by. My DD3's godfather bought her a bible the christmas before he died ad she treasures it - she keeps a photo of him inside it too.


£500 - mortgage overpayment ... Part of me feels this is not what I should be doing with the money, however, my nan was very sensible with money and am sure she would approve, and also it is such a big part of my long-term plan to clear the mortgage to enable us to move to a house with a garden and am sure she would agree with that too.

A great start to this years overpaymet, and when you are more settled you could repay yourself and buy a more lasting reminded if you wanted to - but this way she will always have a stake in your life and home

The remaining £300 will stay in my savings account for the future, if theres something I need it for or once I think of something to buy (like ds bible) that will be an appropriate keepsake from her money.

A buffer if you need it, or a chance to buy just the right thing as a keepsake

Does this sound like a sensible plan??

My comments in bkue, hope you don't mind


Stressed x

hypno06

All looks perfectly reasonable to me!

Sea78

I think they are great ideas too. Especially the bit about an emergency fund - I really need one of these, but it just isn't happening right now!!!
xxxx

benbenandme

Glad you all approve

So, first day of the new year is done (am in bed already, am shattered), and its been a pretty good one I've had a nice time with family, I haven't spent any money other than petrol and that was in the budget and before the price increase on tuesday I have kept the flat very tidy and have washed up and put away everything we used in the kitchen when everyone was here for lunch :T Oh how long will this last :rotfl:

benbenandme

Morning all, £5 interest from my Halifax account today so thats been added to the pot

Right, time to get up, collect dad about 10ish, come back here to put the xmas decs away and a few jobs, then off for a walk before round to mums for dinner :T

mummytogirls

Morning Benben, the ringoing sounds fun, not sure there is anything like that round here!

Oooohhh im going to check my accounts now cos my £5 should have gone in too.

Have a nice day x

benbenandme

Mummytogirls, just been reading through your diary and I have joined Opinionworld, I seem to have missed that one up until now so thankyou for that

mummytogirls

Glad I could be of service

Its not a bad one for paying out actually!!

benbenandme

Dad was no bother at all today, I got all my Christmas stuff put away and tidied back to normal while he watched a dvd with ds, then we played 'Tell Me', an old game of ds's but one dad can manage, he came up with a few rather random answers but on the whole he wasn't too bad, then we had some lunch and went to the park. Ds took his frisbee so we played that for a while then he played on the swings before going to mums for dinner.

Ds has got a couple of his thankyou letters done tonight, we must get the others done tomorrow. We're both tucked up in bed already, it was quite chilly when we got home so rather than putting the heating on and waiting for it to warm up we put our pj's on and got under the duvet instead, bliss

The flat is still totally tidy, I know its only the 2nd today but I'm still impressed with myself :rotfl: The real test comes once we're back at school ... Today has also been a nsd which I'm pleased about too

So, tomorrow is the last day of the holiday, I have some ironing to do, eyebrows etc to sort out, ds thankyou letters to continue with and some more bits to go back to Next. Now though I'm having a chill out night of mooching on here