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Ladies & Gentlemen, please fasten your seatbelts ...

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Comments

  • benbenandme
    benbenandme Posts: 12,375 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Aww thankyou guys :T :T Yep, I am just feeling down cos of everything and once I begin to get some definite answers as to whats happening longer term then I think I'll begin to feel more settled about it all again. We did go swimming and ds had a really good lesson :D and I was beginning to feel a little better ... then my mum called to say my grandad collapsed in the street today and has been rushed into a&e :(:( Aaaaagh!!!!! When will something go right???? She's on her way to the hospital and will call me once she knows whats happening :o

    Km, yep, basically he paid me £340 a month, and £200 of that went straight in the mortgage pot, so I added £140 to my budget, so in effect this is the shortfall I need to make up. I do pay £50 a month into my isa which I can stop, so then its £90 to find, and I'm hoping that I can cut a few bits here and there and try to reduce this to about £60. This can be made from matched betting / mystery shopping / surveys etc, but this then means that (a) there are no overpayments to the mortgage at all and (b) there are no provisions for extras such as haircuts, clothes, unexpected expenses, school trips etc ...

    It is do-able but its gonna be tight, too tight for my liking and I guess I just feel its unfair, he chose to have a child and possibly he chose to get himself (and us by default) into this situation and yet again its another thing I despise him for :mad: What kind of a parent would willingly do that to their child?? Aaaagh!!!!! Rant over, thanks for listening yet again guys :T
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,375 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    In better news, just made £8 in a matched bet :j :j
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,375 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    and Bournemouth are winning 2-0, hope its a good matsh smart mart :p:D
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • Smart_Mart
    Smart_Mart Posts: 1,371 Forumite
    and Bournemouth are winning 2-0, hope its a good matsh smart mart :p:D

    :mad::eek::(:mad::eek::(

    Should never have been 2-0....


    Five would have been more like it. We were abject last night - best thing about the evening was meeting my old best friend who lives in Fordingbridge and taking him to the game with me. Had a good old chinwag and a pint in the bar before and after the game.

    Nice set up down there, hefty crowd last night too swelled by just under 500 from us. They're doing well under young Eddie, if they can keep hold of Josh McQuoid I could see you sneaking into the playoffs.

    Sorry for hijacking the thread... as you were! :o
  • benbenandme
    benbenandme Posts: 12,375 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Ha ha, was talking to a friend at work today who went last night Mart and they said it was one of our poorer performances for a while :) Josh is doing really well, especially considering at the start of the season he couldn't get into the team because of Brett Pitman ;) He's one of the players ds played with at the local park last summer, so ds thinks he's dead cool :D

    On that subject I had a phonecall at work today from ds school to say he'd hit another child and they would like to refer him on to a guy for anger management stuff. I'm actually really pleased about that bit as he was referred there once before when he was being assessed but the guy didn't think he needed to see him :cool: Anyway, now that the school are saying it too then maybe we'll get somewhere. I really don't need any more stress though, although tbh I think where ds is concerned thats almost inevitable in the upcoming weeks :(:(

    Other than that, today has been a nsd so far, and yesterday was too :T
    Ds has gone to a friends house for tea so I am going to make the most of the peace and get on with some housework :)
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • Februarycat
    Februarycat Posts: 1,390 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hmm, really was just beginning to come round to doing Phoenix cards, and have now found out their prices are going up from £1.20 per card to £1.50 per card in the New Year :( Really not sure now whether its such a good deal ...

    I have got all the info pack on doing this but like you Im not sure if to go ahead, I think if they are going up I wont bother plus Im not that good at selling.
  • benbenandme
    benbenandme Posts: 12,375 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Day nine of shred is done :j I was sooo close to giving it all up again, am pleased I made myself keep going :) Tomorrow should be the last day of level one, although I may need to stick at it as level two is supposed to be much much worse :o

    Today has been another nsd, yesterday I ended up spending £2.50 on bread and bits. I need to spend some money though, ds needs a black shirt and a red bow tie for his xmas play :cool: Will probably check out ebay tonight.
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,375 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Mart, Josh McQuoid has gone to Millwall :(:(
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,375 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Morning, £5 made here this morning from a Whill offer so thats a nice start to the day :T Glad its friday again, can't believe it will be xmas eve in 4 weeks time :eek: Ho Ho Ho and all that !!
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
  • benbenandme
    benbenandme Posts: 12,375 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Evening all, I've just claimed £30 from a survey site which takes todays money up to £35 :beer: Todays spends have been 57p on a sausage roll ;)

    Ds has just gone to his dads for the weekend and I've whacjked the heating on, put my cosy pj's on and am planning an evening of blitzing the housework tonight which will leave me the weekend free to do other more fun stuff :D

    I want to get organised this weekend for December, it always seems to whizz by before I know it, and theres loads of bits I need to get done before xmas comes and goes, so I want to try and get myself sorted :)

    The £35 made today and the £8 made the other day will be put towards Decembers budget instead of the mortgage pot, so hopefully I can stay on track til the end of the year. If I have anything left by then it will go into the pot but I think its very unlikely ;)
    Mortgage Total: £50,720/ £75,000
    Mortgage Overpayments Pot £1587
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