Tuesday 13th July - what small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Gooood morning lovely people:T
Hope everyone's well and happy today. Rainy and dull here, but still warm. So no washing on for me - well that's saving elecrticity anyway;)
I must do some uni work today - I should go to the library, but can't be bothered to drive there!!(Takes about 20min)
DD2 has an optician appt in town after school so I'll take her there and then we're having a sneaky KFC - a little treat as it's just me and her this week:D
Ok, here's my list:

• check banking
• daily scratchcard
• packed lunch for DD2 to school
• Water heating on only for a little while
• clean/hoover/tidy girls room (didn't get that far yesterday)
• relax with E-E and Holby while DD's at guides
• lunch from store food
• complete any surveys
• check Onepoll
• look through Next sale listings ready for my VIP slot tomorrow:beer:

Ok, that's all from me.
Have a lovely day wherever you are:j

mogchops

Morning Milly & all who come along!

Grey & wet here this morning - where did the sunshine go??!:(

Today:

- check online banking
- packed lunches all round
- phone dentist
- phone hairdresser
- sort some paperwork
- water plants
- LSD
- do all comps ending 14/7


Have a great day everyone!!

josiebabie

Morning!

Not very nice here either mogchops, miserable and rainy.

Not much of a list today due to not a lot going on! DD still away, spoke to her last night she's having a wail of a time!

- HC tonight (didn't do anything last night)
- Lunch and snacks from stores
- Forgot to take dinner from freezer so prob frozen pizza tonight!
- No extra spending money today, don't need anything
- Work hard today (?)

Jx

pixiechick99

josiebabie wrote: »

Morning!



DD still away, spoke to her last night she's having a wail of a time!

-
Jx

My eldest dd is away, in Germany, and the little monkey's not rung her poor old mother to say she's arrived!! Enjoy your peace Josie:rotfl:

Triangle

Morning all :hello::hello::hello:

Apologies for not being about for the past few days! Worked Friday, Saturday and Sunday - 12 hour shifts - so been getting a few pennies Had a very lazy day yesterday

Hope everyone is well :A

My list for today:

• Pop to Tescos to get a couple of essentials
• Only take minimum amount of cash
• Use very little petrol - have been walking to old old job so haven't used car since Thursday
• Walk pup
• Catch up with Holby City on i-player
• Wash bedding, hope to hang it on line but looks like it might be rainy again today
• Phone community scheme people, see if any updates on new boiler
• File some paperwork
• Finish listed of planned uni reading to do over the summer
• Bit of housework
• Uni friends popping over for lunch
• Babysitting for friend for a couple of hours at 4pm
• Phone nana and grandad using free minutes
• Meal plan tea
• Eastenders, Holby City and The Silence tonight :)

Lots of love
T
x

determined_new_ms

Hello everyone x OMG have the stiffest neck EVER! Am turning round like a robot and kept waking up in the night with it... Am going to have to go heavy on the painkillers till it goes...

Working 12-8 today As of next week we change working patterns to 9-5 until I can recruit some more staff . Am on call this week :j so that will be an extra £220 in Augusts salary :j:j



ok today:

• [STRIKE]check banking[/STRIKE]
• get £1 back from petty cash for the washing up liquid I bought
• pay £11 (£10 for food from ds' friend and £1) into household acc
• make bread
• make pizza for dinner tonight cbb - neck too sore, think I'm making my life harder! Gonna go get sausages out of the freezer instea;)
• [STRIKE]take leftover pasta bake for tea at work[/STRIKE] have taken and eaten, wish I'd brought double
• charge phone at work
• [STRIKE]contact landlord about leaky bathroom [/STRIKE](looks like the ceiling in the lounge is bowing/about to fall in )
• write letter of complaint to landlords re repairs they refuse to repair & send copy to TSA
• post lovefilms back
• [STRIKE]contact npower and find out why they didn't switch my elec over & why I'm still with BG???[/STRIKE] apprently BG have said no! is trying to go through currently...
• contact BG with meter reading
• [STRIKE]work out next month's budget[/STRIKE] (get paid next week :j)
• [STRIKE]get £5 top up on my orange sim for orange weds tomorrow[/STRIKE]
• [STRIKE]booked another student for 01/08[/STRIKE]

ok that'll do. I hope everyone is happy, healthy and MSE wise x

angelflower_2

morning all

- transfer pennies over to the car fund for repairs - done £5
- check all banking & credit card online - forgot internet voucher which I didnt think had come off but it did
- deposit cheque friend gave me (in pity over v expensive car repairs) is it just me, or does anyone else not feel comfortable using the quick deposit in the bank.....I always prefer handing it over to someone and then I know its also been processed. used it today but been bugging me since I did it
- eat whats in my work drawers rather than buying lots of food (forgot my lunch) didnt quite manage this and had a trip to Greggs on way to bank. However, dd comign in shortly and got her some free left over sandwiches from work so that should keep her going
- washing out on line - looks nice today
- free cinema screening tonight (made in dagenham)
- dd coming in to work this afternoon to help me...on my own and am bored
- catch up with friends using f/b and email and/or free texts
- charge phone on work comp whilst working so doesnt even use their extra electricity!!
- try work hard, got a lot of scrappy things to acomplish
- try catch up and motivate myself re financial matters....couple of v wobbly months

have a great day everyone

OliveOyl_2

Morning All :hello:
Cold and sunny here - as usual in July It was SOOO cold last night, but I had a lie in this morning and will have a lazy day today

So far I have/will:
2nd load of washing on, and being line dried

15 mins done on the CT, will do another 15 mins this afternoon

Rubbed olive oil into my long hair, pinned it up as a deep conditioning treatment (the air is very dry here) and then Popeye popped home whilst I was sitting with greasy hair, red & sweaty from the CT :rotfl::rotfl: Oh boy I looked a complete !!!!!!, the bed wasn't even made :rotfl: He just laughed

Have to go and get anti-malarials this afternoon for our trip next week, they are v expensive, but cheaper than getting what poor Cheryl Tweedy has. So not a NSD

Cuttings still looking OK :j

Will knit again this evening (I stopped for a while as it was dispiriting unpicking all the time, and Popeye mocked me )

Supper from the meal plan - shepherds pie. With a cooking tip from "cook yourself slim" put yoghurt and roast garlic into the mash instead of milk butter & cheese.

Have a great day everyone :A

nowpanicking

Morning everyone,

Nice and sunny here today but I think it's due to rain later on...

I'm on holiday now for a fortnight so being a dfw could be a challenge!

Anyway, I'll still give it a go, so here's my list for today: -

• cook pork with white sauce and leeks for tea per meal planner and freeze a batch
• [STRIKE]hang out washing [/STRIKE]
• try and not spend too much money!!
• check e-mails for surveys
• check onepoll

Not a massive list today!!

Anyway, have a great day everyone x

Wee_Jo

OliveOyl wrote: »

Have to go and get anti-malarials this afternoon for our trip next week, they are v expensive, but cheaper than getting what poor Cheryl Tweedy has. So not a NSD

Hi OliveOyl!

Anti-malarials do cost a fortune! Last year the doctor prescribed us Malarone (not sure if I have got the spelling right there) as we were going to Costa Rica, but then I went to the nurse to get injections and she said that we didn't even need any malaria tablets in the parts were we were going and certainly not the expensive Malarone ones!! So now I have £50 worth of the stuff...and we are not going anywhere that we would need it anytime soon! Wish I could get rid of it...but obviously can't sell it on Eb4y or I look like a drug dealer!!! :mad:

Jo

millyscarlett wrote: »

• look through Next sale listings ready for my VIP slot tomorrow:beer:

Ooooh! VIP, what's this about??

catmiaow

Morning all,

My list for today:

[STRIKE]Check bank
Do comps
Email friend back[/STRIKE]
[STRIKE]Check job sites
Check cats[/STRIKE]
[STRIKE]Take rubbish out
Book tickets for cinema and go this afternoon
Go and see a solicitor - free appointment[/STRIKE]
[STRIKE]Use free texts and minutes
Check on washing hanging up[/STRIKE]
[STRIKE]Post letters
Get TV paper[/STRIKE]
Get pizza for tea tonight - got just need to wait for oh

Hope everyone has a good day!