Bank says YES-Evans store card say NO!!!!!

Bosie

I recently applied for 2 bank accounts and was accepted for both, one a Halifax and the other Alliance and Leicester. The incentive for the A&L was the £100,also full current accounts.

So I thought I'll apply for the Evan's card as it can be used in 6 other shops, Wallis etc...........

I applied last night, out of hours, so it said they would email me the decision the next day.
Got an email this afternoon We're Sorry............................
It then said please click on the icon to give you an idea on the decline! I click and it just brings up an advert for the Santander Credit Card Zero:o

I would like to have an idea why I was declined, because I'm sure getting a bank account with an overdraft would need a higher score?

Also, rang their helpline number who couldn't give me any help at all, gave me an address in Leeds.

Any thoughts please, oh yes I was successful in getting a store card with Ikano. On the Evan's application it mentioned paying by direct debit and I ticked to pay in full option. Wondering if they thought no money made from this person.

Jojo1daffy

Might be the number of applications and the subsequent searches that you have made recently that have affected your credit score. Only way to find out really is to obtain your credit file from Equifax or Experisn.

Bosie

Jojo1daffy wrote: »

Might be the number of applications and the subsequent searches that you have made recently that have affected your credit score. Only way to find out really is to obtain your credit file from Equifax or Experisn.

In 12 month's I've only had 4 searches, I subscribe to the CRA's all 3 at the moment, wish I could get hold of someone on the phone!

PNPSUKNET

4 searches but 3 in a month, this will be the main reason

Bosie

So Santander cards are strict on searches, thought it had to be loads - well about 10:p

Brian1966

Never-In-Doubt. wrote: »

GO ON PUSH OFF:rotfl::rotfl::rotfl::rotfl::rotfl:

NOT LIKE YOULL BE MISSED :rotfl::rotfl::rotfl::rotfl::rotfl:



YOUR SPELLING CERTAINLY WONT BE AND THAT GRAMMAR, DEARY ME HOW DID U MANAGE TO GET THAT SINSBURYS JOB,OH YES LETS NOT FORGET THEY HAVE A REMIT TO TAKE ON SPECIAL NEEDS CASES:rotfl::rotfl::rotfl::rotfl::rotfl:

I take it that Sinsburys is a completely new store.
Me thinks that you are the one who needs spelling lessons...NUMPTY

Bosie

Brian1966 wrote: »

I take it that Sinsburys is a completely new store.
Me thinks that you are the one who needs spelling lessons...NUMPTY

Brian, it's just an act he can spell trying to disguise themselves!

Brian1966

Bosie wrote: »

Brian, it's just an act he can spell trying to disguise themselves!

Well..thanks to this t*t the sub prime thread has gone..all wiped beacause of one idiot.
So easy to hide behind a keyboard....maybe if this sad bas**rd had reported ABUSE at an early age he/she wouldn't be so bitter now :mad:

carol01

Brian1966

Never-In-Doubt. wrote: »

SOMETHING A DIRTY OLD COACH DRIVER WOULD KNOW ALL ABOUT, GOT FORM HAVENT YOU :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

Totally clean sonny. Police checked the lot. Also served my country in Northern Ireland as a PROUD member of armed forces.
I don't have to prove myself, you on the other hand are a little nancy boy in thick bottle bottomed glasses using mummy's computer and hoping that you don't get caught or it's a spanking for you my boy :rotfl::rotfl:

sutton111

Brian1966 wrote: »

Totally clean sonny. Police checked the lot. Also served my country in Northern Ireland as a PROUD member of armed forces.
I don't have to prove myself, you on the other hand are a little nancy boy in thick bottle bottomed glasses using mummy's computer and hoping that you don't get caught or it's a spanking for you my boy :rotfl::rotfl:

Hi brian

Yea the thread was deleted, but it can be reset up. Get Proliant or anyone else who know how to do the links to do it, if they don't mind as I haven't got a clue how to do the links.

So NID has gone and so as seeya. Can't blame them.