Moan about Child Tax Credits

BLT_2

DX2 wrote: »

Jesus you two leave it out.

Yep I know its childish, but you got to admit there is something ironic about a professional claimant and work dodger coming onto an Armed Forces board and telling a poster to get a job and pay taxes.

I shouldn't have bitten but I did. I will avoid responding to the idle ba**ard in the future. My apologies.

barbie22193

tinktinktinkerbell wrote: »

thats the price you pay for having kids, your choice

how rude is this comment?? have some compassion

armywifey_2

My original post has been taken out of context. I am not looking for handouts I was trying to point out that I think the system is badly flaawed, as a coouple in better financial situation than my husband and I are getting £600 a month that they have readily admitted they dont need for childcare in the form of tax credits. I also said that I would like to find work but finding it hard due to the area I live in and the fact that I woiuld have to earn over a certain amount to be making a 'profit' at the end of the month.

I just makes me angry that people sit on their back sides and get upwards of £30,000 a year in benefits for doing nothing. I worked for the DLA Benefits Centre in Glasgow before I joined the army and the amount of people getting away with things was unbelieveable. My husbands risks his life to earn a decent wage, yes thats his choice he loves his job and wouldnt have it any other way.

Yes, our choice to have children and why not? I never said anything about not being able to afford them. We just want to be ale to buy our own house to give them a stable environment especially with the transfer of all MoD houses to the private sector and the potential rise in rent etc.

I served in the army for 7 years myself, at the end of the day I had no choice but to leave when i got married due to rank differences and the army being old fashioned in rules and tradition and as my husbands job is more specific to the army where as mine can be applied elsewhere I chose to leave and he stay in. Yes I can be a stay at home mum, it will just take some getting used to as along with my husband going overseas aside from maternity leave this is the first time i have not worked and been able to provide some money into our relationship and it gave me a feeling of being somewhat usleless, yes i bring the children up but I have been financially independant for 20 years.

Thank you to everyone who commented, even stating the obvious. But, for those of you who have no understanding of a forces lifestyle - you will never understand what it is like to be away from someone, not speak to them or hear from them for days sometimes weeks at a time. To have a a knock at the door and not know if its going to be someone with bad news of the postman. To watch the news and cry when you hear something has happened out in the sand even though you know youd know first if something had happened.

Im not going to post again

barbie22193

army wife,
hi,
im tori a raf wife, with 2 sons age 7 months and 2 years. my husband is away at the moment and not due back till sept so just me and my boys at the mo. now im kind of in a similar situation to you although i dont drive so i am very stuck. i have no advise really i just didnt want you to feel down. we have been posted in nov to cyprus now over their i have been told its near impossable to find work so for the 3 months alloted time i will claim jsa, i dont see why i souldnt i have worked for the past 10 years and paid ni and tax. we hvae spoke about me working untill we leave but as i dont drive this would make it very hard, ive always said i wouldnt work just to pay for childcare costs. but i will admit i do find myself going mad some days as all i do every day is talk/play with my 2 sons and at their young ages the conversation can leave alot to be desired
some people havent a clue what its like to be in our situation. i tell people that at the moment im a singal mom as i am really, no daddy here for 5 months. no one to share anything with, it can be and is at times a very lonely existance.

im so sorry to see you have had problems with people shoving their unknowlegable nose in and making you feel down at an already difficult time. please dont let this bad experiance put you off.

if ever you just want to moan, vent or rant feel free to pm me and i will reply

DX2

armywifey wrote: »

Im not going to post again

What a bloody shame!
armywifey if your reading this please don't let a few posters put you off. MSE really is a wondeful community of people.

devildog

OP I can understand where you are coming from and what you are saying. OH and I both ex forces with two children, I used to clean quarters for march out when they were little(used to take them with me) but I will tell you something-wait until you get out into the 'real' world, there is no cushioning like there is in the forces not many jobs for the same pay either hence oh in his 6th year of overseas work!! (similar risks/less protection) I know what hard is.

Marker_2

Having lived in the "real" world before my OH joined, I would say our life was alot better before he joined. Everybodys life is different though init!

We all know what hard is, it just comes in different forms!!!!!

helsee

its not a who-has-it-hardest competition though is it?

personally i feel sad that a poster has been made to feel she will not post again, and that some other posters cant remember that sometimes if you have nowt nice to say you should say nowt!

I think the op's point was simply that she is willing to work and work should equal reward but thanks to crippling childcare costs and a flawed system it doesnt always. Of course theres usually more to work than financial rewards but the numbers have to add up.

Regarding army life i found it tougher pre forces living but i actually really love the forces lifestyle , i think the pro's outweigh the cons for us. I think its true you dont know how it feels until you've done it,and i wish some people would realise that even if you have chosen a certain life its not always easy and be glad their are men and women out there willing to serve with families willing to support them.

back to the op's point i have found its not been worth my while working until my youngest children (i have three) went to pre school on government funded hours. However whe i was at homw with them i did some voluntry stuff at tots groups and the garrison pre school which led to me being offered a paid position with training to NVQ level 2. Sometimes your situation isnt ideal but you just have to work with and make the best of what you've got. Being primary carer for your children, supporting your soldier, running the home is as valid and important as paid employment, in my opinion.

elfen

armywifey, could you ask for another form so you can put the deductions from hubby's income onto it....it might help get that bit more if they can see that you don't actually get all the money that it says he earns? I can understand you being scared about the job he does, used to have a boyfriend in Logistics who was posted in Iraq when I first met him.....hearing what he said to me about some things really gives you a different perspective on life. (and ignore some of the idiots on here, they have nothing better to do that point the finger at others)

angeleyesxx

I have been reading through these posts and i cannot believe that there are people out there who can be so crule and rude towards someone who has just come on here for a bit of advice!

I myself am a civvie but soon to become an army wife in august and after spending years on civvie street trying to bring up my 2 children single handly after my marriage broke down and trying to support us at the same time. I have worked for the same company now for the past 10 years working my way up the ladder to be able to support us so that we could afford a better life style rather than just sitting on my backside and claiming like alot of others have done and still do today.

Yes the tax credits system is flawed and probally always will be and thats why people get away with it but yes it should be there for the people who need it and yes the extra money does come in handy but when there are families out there who really need it to help them they find that they cant. Am not too sure if you can take off the deductions as they always ask for the total amount earned before tax and ni but it would help if they could. Thats a question worth asking them really just to see if it would make a difference.

Once i get married, i wont be working as i'll be at home looking after my 8 month old daughter who i now have and i'll be loosing about 20k a year but thats something that i dont mind loosing out on as i will be together with my daughter and husband and they mean more to me than any amount of money.