Moan about Child Tax Credits

sp1987

armywifey wrote: »

i didnt come on for abuse just wanted to moan about sytem being unfair to some people. I dont want hand outs i would just like to work. I just want a normal life. Im sorry, if i have offended anyone. Moved here a week ago, hubby left this morning for another 8 month trip to a sand pit (has only been back 9 months from the last one). I have no family, no friends here (live 500 miles from home) The only other contact i get is a twice weekly trip to the hospital with my baby for kidney scans (which is also making job finding difficult). Im so sorry if i have annoyed anyone, im sorry

I think from this post you are stressed out by more things than just child credits and are treating it as something to vent over.

Your husband has gone away for a period with work (enough to stress anyone out, regardless of if you knew when you married him), you make regular trips to the hospital for kidney scans for your baby (children's health worries, that's got to be at the top of the stress list!) and you feel you are lacking in social interaction (enough to drive you mad when the company you have is too small to have proper conversations with!).

Can you look at joining a local mother and baby/toddler group or similar? If you are living in army accomodation are there other 'stranded' women around you to make friends with? You sound like you need to sit and have a cup of coffee with somebody who understands how you are feeling to take the pressure off.

Maybe have a think, as I think tax credits have just pushed you over the edge for a vent you needed anyway.

clairec79

Your friend is probably right and next year she either won't get anything or get very little (I ended up with a ridiculous amount of tax credits about 2 years ago as income went up by £19,000 a year but was still getting it on the old sum), the year afterwards was a huge drop

alwaysonthego_2

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Gemmzie

Have you spoken to Tax Credits? It might be that some of his deductions can be taken off his income.

tinktinktinkerbell

thats the price you pay for having kids, your choice

Marker_2

I think this thread should be moved to the Armed Forces Board. you are going to find alot more people there in your situation, we can also direct you to different outlets for the various issues you've raised.

You are entitled to something, child tax credits and the child care element based on the earnings you have posted on here. It won't be much but it will be something (get it while you can anyhow).

Also, as you have worked since age of 15 you should be entitled to NI top ups for the period of work you have lost out on (google that one).

There are alot more provisions out there for Forces Wives than ever, the Government are slowly getting the jist of how difficult Forces Life is.

Hang in there.

DigitalJedi

Good god, some people here are harsh. And I'm called a troll! !!!!!! ppl.

I can totally understand OP's point. They are doing everything the right way. Working hard and for what? They are seemingly not much better off than they would be if they were claiming full benefits.

scotsbob

"I would have to earn at least £19,000 to actually earn some money (£56.87 per month!) due to childcare costs for 2 children being £1,197 per month"

Having children is a lifestyle choice. You made that choice. Why should I and other taxpayers have to pay for your children?

jennihen

Wow - so harsh I would have laughed but for the fact that its obviously getting you down.
The only things that haven't been suggested are maybe jobshare with another wife in a similar position, form a collective and get one mum to register as a c/minder or become a c/minder yourself. Back in the day when Blandford was virtually locked down 24/7 I was never short of work as a c/minder.
Anyway, best of luck
Jen

jellyhead

Gemmzie wrote: »

Have you spoken to Tax Credits? It might be that some of his deductions can be taken off his income.

Yes, are any of the essential insurances etc. taken off his pre-tax income? I don't know anything about it really, but on the tax credit form you can take off certain things such as pension, and then tell them your income after those are taken off.

That may be why the other family get tax credits, perhaps they know how to claim their income is lower than yours?

You say you get childcare vouchers already - no offence but if you are not working do you really need childcare? it's something you could cut down on if you are short of money.

I know what you mean about feeling no better off than you would be on benefits. We're the same. Our income is quite a bit lower than yours too.

When your children are at school the childcare bill would be a lot lower, maybe that's something to look forward to.

stick around, there are lots of friendly people on MSE to keep you company