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Hypno's reminder that she is doing ok, actually!
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morning micron!!! whoop! hypno has another subscriber! superb, but you shouldnt lurk. we is all luuurvely here, well, that sounds a bit modest but hypno and everyone else are lovely!!
and why am i on line? hmmmm. i think they call it insomnia and it is getting rather more frequent.. the booby prize is yours!!
same quetion in return though oh fellow nutty online-a-stoopid-oclock person. X
debt @05/11/11 £12210.63!! slowly chipping away!!:heart2:impossible is nothing.:heart2:0 -
Good morning. I agree with you everyone (including you) are lovely on here. I can tell just by reading through the posts. I'll come out of hiding then!
I'm on here at this ungodly time because I work nights and I finish at 5am so I thought I'd long on quickly before I head off home.Save £12k in 2017 #14
How much will you spend in 2017 #40 -
Hi Micron and P - all insomniacs and night shift workers very welcome. Thankfully I was nicely asleep when you posted, which makes a change!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Morning lovely lady! Glad you had some sleep - do you think it's all the exercise that is helping?
Hope the sofa is comfy enough and the students are behaving. Have a good day x0 -
I am definitely glad I am exercising.....it can't be doing any harm at all! The sofa is also v comfy, so that is not as bad as it sounds when I say I am sleeping on the sofa!
I also had a therapy session yesterday evening after work which I think has helped somewhat.....so the combination of things led me to a decent night's sleep. Sadly, no shred, as I found myself hitting the snooze button :eek: Am running tonight, though, in between taxi duties, so no harm done.
Students are fine - thank goodness!
10ps on scratches, nothing in the bank (literally!), payday a week tomorrow......same old same oldSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Yah to having a good sleep Hypno.
:eek: to pania being awake so early.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Oh I'm so glad you slept well hypno, even hitting snooze button to get a bit extra eh. Excellent.
And i'm glad the students are nice.
Bit scary having nothing in the bank account though. :eek:CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 0420 -
How long til u get paid for students BTW?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Generally they pay at the end of the month, so it should be here when I get back from hols for the current batch, then at the end of August for the next one. As long as it comes through, I don't mind when it arrives, really - and if it came in before we went away, I would probably be tempted to spend it on holiday and then would be annoyed with myself that there was nothing left!
V - having nothing in the bank is nothing new to me! I have money put in envelopes for the things that still need to be covered this month, so as long as I don't find anything unaccounted for, I should be ok. Got to be disciplined though!!!Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Love all the shred chat! Absolutely nothing in the bank would be scary for me too - but you have such discipline, Hypno, when its called for, and you've got your envelope system going (and vouchers saved for the holiday?) it sounds like it'll be, maybe not fine, but "good enough". Hope you have a good day.2023: the year I get to buy a car0
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