goodbye family credit..forever..Now what?

krisskross

bedshaped wrote:

The OP started this thread for advice, Bonnie was only trying to offer some of that and does not deserve to get ripped into for doing so. I apologise if I've interpreted your post incorrectly but it comes across as being quite nasty to me.
It would be nice to see the thread kept on a positive level, not turned into a witch hunt of those who unfortunately need or are entitled to benefits, for whatever reason.




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I obviously was not reading the same post as you as I saw no hint of a "witch hunt", nor did i see anyone getting "ripped into". The expression "witch hunt" appears to be a favourite on these boards at the moment used to describe any post that does not agree wholeheartedly with the poster.
Have to say I thought Bonnie had mistakenly said she received £350 weekly as opposed to monthly. I honestly had no idea that it was possible to get this level of benefits. And if that comment turns me into a latter day Matthew Hopkins then I apologise but can assure you all that my ducking stool is securely locked away in the shed:rotfl:

Chrysalis

if people are using benefits for children on their own living costs it just highlights that the dependents benefits are paid too highly which means when they are withdrawn it shouldnt really affect you since you would have been working or claiming something else instead.

The drop in income I agree is a lot to accept but you still have a moderate income 700 pound a month is still more then what the min wage pays out and more then what a lot of people get (i live on less then that).

funnyguy

thanx everyone for your comments...{I do not want to start a war though,lol},,,firstly from some of the comments it makes me see that I,m not the only one going to face this problem...Secondly the way working tax credit is worked out seriously needs to be looked at which causes this problem.While you have children you can claim working/child tax credit if you are working 16 or more hours a week.But when the child eliment finishes you can only claim the working tax if One of you is low paid working 30hours or more .So in a couples situation like mine where my wife works 25 hours and I was working 8 hours{just been cut to 5} per week,they will not count that as 30 hours{totally unfair}..so to summerise if one of us worked 30 hours on the pay we are getting now..our pay would be topped up by £30/40 week with tax credit..instead of nothing for us both working over 30hours a week..

seven-day-weekend

How did we manage before? These Tax Credit things are quite new, aren't they? I don't think they were around when we were bringing up a family. Have they replaced something else? If so, what???? The only extra we got on top of our salary was Child Benefit of £10 a week.

viktory

bedshaped wrote:

The OP started this thread for advice, Bonnie was only trying to offer some of that and does not deserve to get ripped into for doing so. I apologise if I've interpreted your post incorrectly but it comes across as being quite nasty to me.
It would be nice to see the thread kept on a positive level, not turned into a witch hunt of those who unfortunately need or are entitled to benefits, for whatever reason.

OP Sorry I cant offer any advice other than whats already been given, but I've thanked you for posting this. It will be interesting to see some of the replies as I will soon be in the same position.

I am so sick of this :mad: I am perfectly entitled to a) ask a poster to confirm what has been written and b) express amazement. I did NOT 'rip into' Bonnie. I merely asked her to confirm that what she had written was correct. Bonnie was kind enough to confirm and I thanked her for it.

I am amazed that our Government is so generous with the tax payers hard earned money. Surely no family needs more than £550 a week to live on? The Government are far too generous with certain groups, but offer no assistance to others. Take my parents, for example. They are entitled to no assistance. However, my Dad needed some new teeth (dentures of course). It cost my parents over £300 for these teeth. How are they supposed to pay for them? Perhaps my Dad should wait until the winter fuel allowance comes through in November (£200)? After all, it is only his front teeth that are missing!

You did interpret my post incorrectly and I do not accept your apology. You should have been a decent, considerate person and asked for me to clarify before hitting out at me. There was nothing in my post that I am ashamed of, or that I need to apologise for.

I still still feel that the Government have got it all wrong, they are way too generous and do indeed foster extreme dependance on the benefit system. After all, not many people can earn over £500 per week! I forsee the day that the overly generous payouts will stop as there is simply not enough money in the 'pot' (or rather, there are not enough mugs, oops, I mean tax payers) to pay all these generous benefits. The time is close at hand when people realise that they are far better off on benefits than actually working. Then there will be uproar as families up and down the country claim that they cannot manage.

These are my views and I will not apologise for them. Nor am I directing these views at any particular poster. Nor am I engaged in any 'witch hunt'.

krisskross

seven-day-weekend wrote:

How did we manage before? These Tax Credit things are quite new, aren't they? I don't think they were around when we were bringing up a family. Have they replaced something else? If so, what???? The only extra we got on top of our salary was Child Benefit of £10 a week.

What we had was tax allowances. The main earner's tax code was increased with each child so a bit less income tax was paid. Child benefit of £10 a week?? Most I ever got was £4 a week and we had 4 children :rotfl:

I have taken a lot of stick on this forum for being a working Mum but there honestly was no other option in my day.

seven-day-weekend

I can't actually remember how much the child benefit was....but it was less than atenner a week, so I put that.

But surely these extra tax allowances didn't put people's salaries up to the equivalent amounts that are specified here? If you only earned £100 a week, that was the maximum you took home, there was no way your tax allowance would make it up to £200, which seems to be what happens now.

The benefits are far more generous than they used to be years ago, it appears to me.

krisskross

seven-day-weekend wrote:

I can't actually remember how much the child benefit was....but it was less than atenner a week, so I put that.

But surely these extra tax allowances didn't put people's salaries up to the equivalent amounts that are specified here? If you only earned £100 a week, that was the maximum you took home, there was no way your tax allowance would make it up to £200, which seems to be what happens now.

The benefits are far more generous than they used to be years ago, it appears to me.

What happened was that you were allowed to keep more of what you earned, so the incentive was there for you to earn more. You never could get more than a slighter higher percentage of what you actually earned.
So for instance if you earned £600 a month gross, without any children you would get into your bank perhaps £400. If your next door neighbour had the same salary but also had 2 children his tax code would have been adjusted to allow £500 to go into his bank account. So you were not being given anything, just allowed to keep a bit more of what you earned:rotfl:
This is why I say there is a dependency culture because people's incomes are being raised far above what they could actually earn, and I don't think this is right.

seven-day-weekend

Yes, krisskross, that's precisely what I mean. You couldn't bring home more than you earned. You can now.

I agree with you.

bonnie_2

Even if i went to work, i would still keep the dla and child benifit and some tax credits and if i earnt £86 the carers allowance as well. all i would probably lose is the housing benifit.