Sygma Bank Credit Cards

stephane_2

Yes they do

sutton111

costaerer wrote: »

do sygma decline a credit card application outright?

How do you mean outright? All lenders can decline applications.

If you mean, when you apply do you get declined without going through to an underwriter, then the answer is yes. You can get automated declines.

costaerer

yes thats what i meant

i hope they accept, got a funny feelin they wont :S

noah271007

If you are expected to get declined cos your credit file is trashed, then its likely you will be declined. Sygma Bank is not a sub prime lender!!

BugsyBrowne

noah271007 wrote: »

If you are expected to get declined cos your credit file is trashed, then its likely you will be declined. Sygma Bank is not a sub prime lender!!

Unfortunately they do give out sub-prime credit limits though..

noah271007

Thats perhaps because they are cautious about lending to people with near perfect credit histories perhaps? Don't forgot Izools got 5K CL with flybe.

BugsyBrowne

noah271007 wrote: »

Thats perhaps because they are cautious about lending to people with near perfect credit histories perhaps? Don't forgot Izools got 5K CL with flybe.

Izools has not got a flybe it was innocent who got 5k i think..

noah271007

Yeah you're right, got myself mixed up there mate!

So how are you credit wise?

Looking to apply for a MBNA card? I remember you did apply for one a while ago but it was declined cos of your old default? Which card was this? I recently applied and approved for bmi AMEX card. I'm sure you seen the picture ive posted here?

costaerer

i have lloyds air miles duo which is not subprime. but a subprime credit limit

BugsyBrowne

noah271007 wrote: »

Yeah you're right, got myself mixed up there mate!

So how are you credit wise?

Looking to apply for a MBNA card? I remember you did apply for one a while ago but it was declined cos of your old default? Which card was this? I recently applied and approved for bmi AMEX card. I'm sure you seen the picture ive posted here?

Yeah really good to be honest at the moment mate just my stupid searches which tend to always let me down,yeah mbna i defaulted with them 1998-99 so won't be able to apply for them again,in 3 months my experian will be excellent with no searches,so hoping to keep my leeds card get rid of flybe & cap1 and get a nice purchase card,so just have 1 balance transfer card and 1 purchase card..