We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Defaulted MBNA acc - £1200 Fees refunded to reduce the balance - won the lot !
Mike_St_Helens
Posts: 3,414 Forumite
Evening all...
Just to let you know a little titbit....
As you know I defaulted on everything but the paper bill....
Filed one letter with MBNA last week, have won over £1,200 in fees refunded to the defaulted acc to reduce the balance... mind its over 10k...
Little do they know Im goin BKY next month... still ... proves it can be done !
Mike
Just to let you know a little titbit....
As you know I defaulted on everything but the paper bill....
Filed one letter with MBNA last week, have won over £1,200 in fees refunded to the defaulted acc to reduce the balance... mind its over 10k...
Little do they know Im goin BKY next month... still ... proves it can be done !
Mike
0
Comments
-
Well done and a big 'cheers' (chink glasses) as well.DFW Nerd 267. DEBT FREE 11.06.08
Stick to It by R.B. Stanfield
It matters not if you try and fail, And fail, and try again; But it matters much if you try and fail, And fail to try again.0 -
well done!! It feels good to get it back, knowing they will be done in!!DFW NERD 276: Proud to be dealing with my debts.Champagne taste and lemonade money!!!
Light bulb moment May 8th 20060 -
Well done you! :beer:
Can this be done with a closed credit card account? MBNA I had a payment plan with, £40 per month, but they still caned me with £50 charges per month. I gave up and let it go to debt collection to stop the charges and interest. If I got the charges back, I could clear the balance now and still have money left over!Debt free in 2010 :beer:
£6551.35 paid so far.
This WILL be my debt free year! :T0 -
Honeybee wrote:Well done you! :beer:
Can this be done with a closed credit card account? MBNA I had a payment plan with, £40 per month, but they still caned me with £50 charges per month. I gave up and let it go to debt collection to stop the charges and interest. If I got the charges back, I could clear the balance now and still have money left over!
EXACTLY what happened to me.. do it !!!!0 -
Mike_St_Helens wrote:EXACTLY what happened to me.. do it !!!!
Do they put up much of a fight? I don't really want to go down the court route at the moment as I'm heavily pregnant and don't need the stress!Debt free in 2010 :beer:
£6551.35 paid so far.
This WILL be my debt free year! :T0 -
Honeybee wrote:Do they put up much of a fight? I don't really want to go down the court route at the moment as I'm heavily pregnant and don't need the stress!
No fight at akll... Just the one letter !!! Honest.0 -
Can you pm me the info please? I'm only a newbie moneysaver and not read into it a lot.
Debt free in 2010 :beer:
£6551.35 paid so far.
This WILL be my debt free year! :T0 -
Honeybee wrote:Can you pm me the info please? I'm only a newbie moneysaver and not read into it a lot.
Yeah... PM me your email and ill email you the copy letters also...0 -
Thank you....you have mail.
Debt free in 2010 :beer:
£6551.35 paid so far.
This WILL be my debt free year! :T0 -
Hi Mike, I would like to do same to MBNA and Lloyds TSB, is it ok to pm you my email for copy letters
Thanks:confused: you are as you are, if you aren't as you ought to be.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards