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Fresian's Final Push...Mooooving Towards Freedom

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  • Wow - how exciting is this, you're SO close now! :D

    Congratulations to Angelic too! :T
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • I bluddy love Fresian I do!
    :kisses::iloveyou::heartsmil:heart2:heart::love:

    Thank you for dinner yesterday, the food and company were great, I went to the big city on a big choo-choo train and didn't get mugged or lost. It's always a pleasure to see you
    Start Date: 27/11/2010
    Padding: Day 42
    Target £8000
    Amount: £562.23
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I bluddy love Fresian I do!
    :kisses::iloveyou::heartsmil:heart2:heart::love:

    Thank you for dinner yesterday, the food and company were great, I went to the big city on a big choo-choo train and didn't get mugged or lost. It's always a pleasure to see you

    Awww shucks :o

    In fairness, we did get lost trying to find the pub, but all was well in the end :D

    Soooooo tired, just got home 5 minutes ago. Off to have dinner now, woo!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Check out my new signature - I'm under £300 owing :D

    I realised that all my direct debits have gone out and I still had over £70 left in the bills account, so I took the loan debt under £300 and put the rest into my Entertainment account to help pay for my London trip and for the (many) nights out I have planned in December.

    I'm feeling really impatient now to get rid of the loan completely. I can almost hear the Countdown music in my head!
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Money

    PAD/Spends - £25
    Entertainment - £94.49
    Groceries - £18.12
    Outstanding loan - £316.46 :mad: Gah....interest :mad:
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well the sub £300 thing was nice even if it only lasted a few hours! Won't be long until its completely gone :)
    Saving for a Spinning Wheel and other random splurges : £183.50
  • Morning f_f

    Saw your post on the PaD thread, it's so near now that you can touch it!

    Are you going to do a daily countdown?
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Are you going to do a daily countdown?

    I'm updating my signature every day so I can see how close I am.

    I'm thinking that I should be able to repay the loan at the end of the month, using my free overdraft to cover anything that's not in my savings account. I can then PAD to the overdraft. I need to remember that there's a penalty of about £70 for repaying early, which is a pain. I'm not debt-free till it's all gone, but it won't be long :D
  • InaPickle
    InaPickle Posts: 5,968 Forumite
    1,000 Posts Combo Breaker
    Woo hoo, Fresian! :D

    Looking forward to seeing your message saying that you have paid it all off...so near, so close! :D:D
    Please call me 'Pickle'
    No More Buying Books: ???
    No More Buying DVDs: ???
    NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
    P
    roud to be dealing with her debts 1198~

  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Morning folks :D

    I should probably have been in the shower by now but I'm having trouble pulling my head out of my bum this morning. All the travelling I've been doing is really catching up with me. I'm off to Newcastle for the day tomorrow too :eek:

    The loan is ticking away nicely just now - still over £300 (Bah....damn interest) but only just. I don't think it will be under by payday though unless money falls from the sky. Still, a girl can dream :rotfl:

    I'm up at this ungodly hour on a Saturday because Maw, Paw and Brother Fresian have descended upon my fair city for a visit. Paw and Brother are going to the rugby later (where I'm sure Scotland will be beaten by whomever we're playing) so I'll be entertaining Mama Fresian for the day. This will involve being dragged around every shop known to man. As the parental units live in the Middle Of Chuffing Nowhere, she likes to shop when she visits. I would rather poke my eyes out with blunt sticks than go o the shops on a Saturday, so I'll see how long it lasts for :rotfl:

    Have a good Saturday all!
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