Insurance for a car declared SORN

littlestar1981

Hi,

Going abroad for 8 months, car declared SORN and want to insure for fire/theft. However, rang a few companies and no one will cover as I am going abroad!

Does anyone know of a company that will insure me in these circumstances? I know I can transfer to it to someone elses name and get it insured then but if something did happen it'd affect their NCD and I don't want that.

Thanks

LandyAndy

Why not just renew the existing, presumably comprehensive, insurance? I doubt you'll save much, if anything, with TPFT.

LandyAndy

Where is it being kept while you are away?

Would you be better selling it and buying again when you return?

littlestar1981

LandyAndy wrote: »

Why not just renew the existing, presumably comprehensive, insurance? I doubt you'll save much, if anything, with TPFT.

Can't, now they know I'm going away they won't insure me! Halifax, I should have known...

PS It's being kept on the drive at my house - people will be here to watch it, I live with my parents.

With only a week to go I'm loathe to sell at a poor price offered by the likes of webuyanycar...

LandyAndy

littlestar1981 wrote: »

Can't, now they know I'm going away they won't insure me! Halifax, I should have known...

PS It's being kept on the drive at my house - people will be here to watch it, I live with my parents.

With only a week to go I'm loathe to sell at a poor price offered by the likes of webuyanycar...

You could take out new insurance. If it's going to be kept on your parent's drive I would leave it uninsured. Just get your parents to move it around every few days to make it look, to the casual observer, as if it is being used.;)

Gloomendoom

If the car is garaged you can insure the car fully comp for non road risks. I did it a few years ago. You pay a fixed amount per £1000 of cover. I paid about £60 a year. It was a while ago though.

littlestar1981

Thanks - only thing is we don't have a garage to put it in, my current insurer would do me a policy if it was in a locked garage...

No point taking out any cover and not advising about going abroad - as soon as I need to claim and I'm not in the country it's worthless.

Why is it so hard to get cover for damage/fire/theft for a car sat on a drive!

Hammyman

PLenty of companies offer "lay up" insurance - the classic car fraternity are a large user of this type. It has no cover for driving on the road whatsoever but covers fire, theft and damage if you want that - basically anything fully comp offers apart from being able to drive on the road. Phone up companies like Adrian Flux or Chris Knott and ask about lay up insurance.

blued

It'll depend where you live but if it is on your parents drive I'd just leave it without insurance. Remove the battery if you're worried that someone might steal it?

Hammyman

blued wrote: »

It'll depend where you live but if it is on your parents drive I'd just leave it without insurance. Remove the battery if you're worried that someone might steal it?

Because removing the battery would really stop someone towing it away. Clamping firms manage to remove cars without starting them....

derrick

Hammyman wrote: »

PLenty of companies offer "lay up" insurance - the classic car fraternity are a large user of this type. It has no cover for driving on the road whatsoever but covers fire, theft and damage if you want that - basically anything fully comp offers apart from being able to drive on the road. Phone up companies like Adrian Flux or Chris Knott and ask about lay up insurance.

Sorry to hijack this thread, but would this type of insurance work for someone who has a car sorned for 2 years but driving a company vehicle and wishes to preserve their maximum NCD for their personal car, as most companies disregard NCD if uninsured for more than 2 years and his is about 4 months away from that.