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Printed and PDF Mortgage Guide Discussion Area

Former_MSE_Andrea
Former_MSE_Andrea Posts: 9,611 Forumite
1,000 Posts Combo Breaker I've helped Parliament Rampant Recycler
edited 15 June 2010 at 11:41AM in Mortgages & endowments


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Comments

  • furball
    furball Posts: 435 Forumite
    can someone please tell me where i can get address of skipton mortgages. Thankyou
    Life is not measured by the number of breaths we take but by the moments that take our breath away. – Hilary Cooper
    :jFlylady and proud of it:j
  • my mortgage is going up .i was geting 4.6 fix for 5 years but it now come to the end of 5 years. were can i get the best rate of mortgage.
  • AjP_3
    AjP_3 Posts: 10 Forumite
    Part of the Furniture First Post Combo Breaker
    The Site that the mortgage guide is on seems to be down. Will anyone email me a copy or is there another pllace I can download it?
  • Sev_3
    Sev_3 Posts: 9 Forumite
    We are looking into self build mortgages and have come accross an Accelerator Morgage from Buildstore, it would solve a lot of problems with bridging loans etc, but are we on to a good thing or not? We are first time buyers looking into building on land owned by family and have no experience of mortgages at all. Help!
  • jem16
    jem16 Posts: 19,493 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    moz123 wrote: »
    my mortgage is going up .i was geting 4.6 fix for 5 years but it now come to the end of 5 years. were can i get the best rate of mortgage.

    Try using this site;

    http://www.moneyfacts.co.uk/

    or a broker.
  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    furball wrote: »
    can someone please tell me where i can get address of skipton mortgages. Thankyou

    Try the website or if you are lazy

    The Bailey
    Skipton
    N Yorks
    BD23 1DN

    Just downloaded it and you need to put your Name and Address - There is no verification so you can put anything in here if you do not want to submit your actual details.

    Martin, well done for reiterating the Whole of Market loophole, However, by suggesting that people ask “Could you, right
    now, source a mortgage for me from any available UK mortgage lender?”

    You need to ask "Can you access every lender that will do business with a mortgage intermediary?"
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • JayD
    JayD Posts: 727 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I just want to say that I am NOT AT ALL HAPPY that in order to download the pdf version of this FREE mortgage guide I have to give my personal details.

    Obviously it is necessary if you are requesting a printed copy to be sent to you but quite unnecessary if you only want to download the pdf.

    I can see no reason why I would need to do this to download the pdf version.
    I have never been asked to provide these details when downloading other free pdfs and I don't intend to do so now.
  • _Andy_
    _Andy_ Posts: 11,150 Forumite
    Just put in duff details then.
  • payless
    payless Posts: 6,957 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    _Andy_ wrote: »
    Just put in duff details then.



    s-8385.jpg
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • Snazbaz
    Snazbaz Posts: 23 Forumite
    About 2 years ago I downloaded the Mortgage Guide as our 5 year fixed rate was soon coming to an end. After carefully reading it we decided to go for an offset savings account. We took out the offset over 15 years and our building society advised we would avoid paying any penalities as long as we did not pay off the mortgage within a year of taking out the offset.

    We cashed in our savings, and a few shares (which weren't doing much anyway), and continued to put any spare cash we had (which we gained by following Martin's other tips) into our offset account. We also used the offset to 'store' money that we knew we would need to withdraw later.

    By the end of 18 months we had paid off our mortgage entirely - 13 years early and with a saving of over £22,000 interest. This has happily had a huge impact on our finances, especially in the current financial climate. Thanks Martin!
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