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Printed and PDF Mortgage Guide Discussion Area

edited 15 June 2010 at 12:41PM in Mortgages & Endowments
28 replies 88.8K views
Former_MSE_AndreaFormer_MSE_Andrea Forum ManagerFormer MSE
9.6K posts
I've helped Parliament Rampant Recycler Savvy Shopper! Stoptober Survivor
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edited 15 June 2010 at 12:41PM in Mortgages & Endowments


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Replies

  • furballfurball Forumite
    435 posts
    can someone please tell me where i can get address of skipton mortgages. Thankyou
    Life is not measured by the number of breaths we take but by the moments that take our breath away. – Hilary Cooper
    :jFlylady and proud of it:j
  • my mortgage is going up .i was geting 4.6 fix for 5 years but it now come to the end of 5 years. were can i get the best rate of mortgage.
  • AjP_3AjP_3 Forumite
    8 posts
    The Site that the mortgage guide is on seems to be down. Will anyone email me a copy or is there another pllace I can download it?
  • Sev_3Sev_3 Forumite
    9 posts
    We are looking into self build mortgages and have come accross an Accelerator Morgage from Buildstore, it would solve a lot of problems with bridging loans etc, but are we on to a good thing or not? We are first time buyers looking into building on land owned by family and have no experience of mortgages at all. Help!
  • jem16jem16 Forumite
    18.9K posts
    Part of the Furniture 10,000 Posts Photogenic
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    moz123 wrote: »
    my mortgage is going up .i was geting 4.6 fix for 5 years but it now come to the end of 5 years. were can i get the best rate of mortgage.

    Try using this site;

    http://www.moneyfacts.co.uk/

    or a broker.
  • homer_j_3homer_j_3 Forumite
    3.3K posts
    furball wrote: »
    can someone please tell me where i can get address of skipton mortgages. Thankyou

    Try the website or if you are lazy

    The Bailey
    Skipton
    N Yorks
    BD23 1DN

    Just downloaded it and you need to put your Name and Address - There is no verification so you can put anything in here if you do not want to submit your actual details.

    Martin, well done for reiterating the Whole of Market loophole, However, by suggesting that people ask “Could you, right
    now, source a mortgage for me from any available UK mortgage lender?”

    You need to ask "Can you access every lender that will do business with a mortgage intermediary?"
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • JayDJayD Forumite
    567 posts
    Part of the Furniture 500 Posts Combo Breaker
    ✭✭
    I just want to say that I am NOT AT ALL HAPPY that in order to download the pdf version of this FREE mortgage guide I have to give my personal details.

    Obviously it is necessary if you are requesting a printed copy to be sent to you but quite unnecessary if you only want to download the pdf.

    I can see no reason why I would need to do this to download the pdf version.
    I have never been asked to provide these details when downloading other free pdfs and I don't intend to do so now.
  • Just put in duff details then.
  • paylesspayless Forumite
    6.9K posts
    Part of the Furniture 1,000 Posts Combo Breaker
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    _Andy_ wrote: »
    Just put in duff details then.



    s-8385.jpg
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • SnazbazSnazbaz Forumite
    23 posts
    About 2 years ago I downloaded the Mortgage Guide as our 5 year fixed rate was soon coming to an end. After carefully reading it we decided to go for an offset savings account. We took out the offset over 15 years and our building society advised we would avoid paying any penalities as long as we did not pay off the mortgage within a year of taking out the offset.

    We cashed in our savings, and a few shares (which weren't doing much anyway), and continued to put any spare cash we had (which we gained by following Martin's other tips) into our offset account. We also used the offset to 'store' money that we knew we would need to withdraw later.

    By the end of 18 months we had paid off our mortgage entirely - 13 years early and with a saving of over £22,000 interest. This has happily had a huge impact on our finances, especially in the current financial climate. Thanks Martin!
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