Anyone have the Tesco Clubcard Credit Card?

Mess_2

I guys I am looking for a 0% interest credit card and I come across the Tesco one. So far it looks fairly good.

Anyone has this one and can give me their views on it?

Many thanks

fozmcfc

Got it some 10 months ago. Used it for 0% purchases only in the first 6 months, now about to pay it off, before the 0% runs out, in August.

No problems, manageable online, direct debit set up, minimum payment took every month, plus I've paid extra on top most months via debit card on the net.

Received clubcard statements and vouchers through the post.

Only problem, I don't have a Tesco near me to spend them, but I'm sure I will use them one day, as I do go to a Tesco a couple of times a year, even if I'm away from home.

Emmamumof2

I like mine because you get to build up the clubcard points as well as the 0% advantage and you can manage online easily!

splatt30

Your Tesco vouchers will go alot further (x4 the value) if you convert them to deals. x4 the value infact.
Have had a Tesco credit card for 7 years. Never had any issues. Use it for all my day to day spending to get the points then clear it every month. Thanks to this have had a variety of free days out, magazine subscriptions, holidays etc. Mind you, I do get more points per pound than new customers get as I have been with them for so long

chattychappy

No problems at all and no nasty surprises.

I pay using a debit card via their website. Not all cards offer that facility.

Any

fozmcfc wrote: »

Got it some 10 months ago. Used it for 0% purchases only in the first 6 months, now about to pay it off, before the 0% runs out, in August.

No problems, manageable online, direct debit set up, minimum payment took every month, plus I've paid extra on top most months via debit card on the net.

Received clubcard statements and vouchers through the post.

Only problem, I don't have a Tesco near me to spend them, but I'm sure I will use them one day, as I do go to a Tesco a couple of times a year, even if I'm away from home.

You want to turn it into deals. You can get restaurant vouchers instead - 4x the amount of the Tesco vouchers or other stuff. You do it all online on Tesco.com and they post the deals to you.

splatt30 wrote: »

Your Tesco vouchers will go alot further (x4 the value) if you convert them to deals. x4 the value infact.
Have had a Tesco credit card for 7 years. Never had any issues. Use it for all my day to day spending to get the points then clear it every month. Thanks to this have had a variety of free days out, magazine subscriptions, holidays etc. Mind you, I do get more points per pound than new customers get as I have been with them for so long

Me too!! :T I now put my hubby on it as well and the points are growing fast as he needs card for his work expenses and uses it a lot.

Just ordered £40 vouchers to restaurants, nice little treat for us

YorkshireBoy

fozmcfc wrote: »

Got it some 10 months ago...0% runs out, in August....I've paid extra on top most months

Any particular reason why?

Engeroosi

Would defo recomend it, but if you go abroad make sure you call them first otherwise you will have problems trying to use it.

97trophy

had one since 2006...I like them and I would recommend them.

fozmcfc

YorkshireBoy wrote: »

Any particular reason why?

By my August statement my 0% on purchases introductory offer finishes.

I will be paying the £200 (well £197 odd) in a weeks time.

I meant I have been paying an extra amount on top of the minimum direct debt so I'm at £0 balance by that time.

My minimum payment is now £5 so I will be paying £192 odd with my debt card next Friday when I get paid, then the £5 comes out about 5 days later and card is at £0 and I move onto my next 0% purchase card, which I got last month.

Andycat

We use Tesco CC alot, it's our main one.

The voucher deals are superb. In the last 6 years I've bought my wedding ring, a £600 watch and just 2 weeks ago Ferry crossings to Ireland. All free using deals. We both have magazine subscriptions and RAC cover as well!

Never had problems with the card either.