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**Fantastic Friday Daily Chat.Pop in & say hi**
beanielou
Posts: 96,586 Ambassador
Hey up gang 
Lovely day here again
Good weather makes me feel so much better:D
Have a great day everyone.
Snaggs~Hope all goes to plan for today.
Lovely day here again
Good weather makes me feel so much better:D
Have a great day everyone.
Snaggs~Hope all goes to plan for today.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
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Comments
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morning all, yet again loads of work so gonna be busy all day today
but i only have one week left before i am going on holiday yipee already on count down 
Drop a brand challenge
on a £100 shop you might on average get 70 items save
10p per product = £7 a week ~ £28 a month
20p per product = £14 a week ~ £56 a month
30p per product = £21 a week ~ £84 a month (or in other words one weeks shoping at the new price)0 -
Hi DFWs :hello:
It's FRIIIIIIIIIIIIIIDAAAAAAAAAAAY!!!!!!!!! :j
How's everyone doing? I am in fantabulous form this morning, because- It's Friday
- This week has been a record low spending week - I still have £32 left out of my £70 budget (today is my "start of week" where I get money out for the next 7 days)
- I just have a few more days til I go home for 5 days!
- I had an AMAZING time last night at my first sewing class and I....drumroll please....made a clutch purse!!!! :T
- Did I mention it was Friday???
LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or July
Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
Morning Beanie and all
busy day for me, need to do loads of jobs and get packed for Bunny's. Actually going to try and get most jobs done this morning and then go to bed after lunch as I still feel very rough just hope I feel better tomorrow so I can enjoy myself without moping around and annoying everyone I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
you sound very chirpy this morning Jo, lovely to hear I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
Morning Beanie and all
busy day for me, need to do loads of jobs and get packed for Bunny's. Actually going to try and get most jobs done this morning and then go to bed after lunch as I still feel very rough just hope I feel better tomorrow so I can enjoy myself without moping around and annoying everyone
Oh Sally, that's not good that you're still not feeling great Is it a flu-y type thing? We were supposed to be going to a party this evening but are hosts emailed yesterday to say that they were really unwell so unfortunately they've had to cancel - there seems to be a lot going about. Hope you feel better after a wee rest. LBM 04/05/10 :T DEBT FREE 30/07/10 :j I made it!CHALLENGES: 0 bought lunches June or July
Aug SoL: 15/21 June NSDs: 11/14 July NSDs 12/11 :j Aug NSDs: 5/12 Savings target: £500/50000 -
Morning.. aw Sal hope you feel better for the weekend. I'm a bit less sniffly today, really tired though. Got friend staying for the weekend so meeting her off the bus after work then we have shopping, running/ walking and spa day to look forward to Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0
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Hello, hello.
Jo mentioned that it's been a record low-spend week; for me, it's been a record high-spend week:
- Monday: 6-month water bill for my folks' place (£143);
- Tuesday: Passport office took my cheque (£77.50);
- Wednesday: Mortgage on my place (£370);
- Thursday: Electricity for my place (£103);
- Friday: Gas for my folks (£175).
Welcome to the land of overdraft... Debts (26.3% remaining) - CC/BARC: [strike]2058[/strike] 100.00 @0%; CC/MBNA: [strike]1877.75[/strike] 0.00; Loan/SLC: [strike]10000[/strike] 7901.84 @1.5%; Loan/Per: [strike]1500[/strike] 0.00; Loan/HX: [strike]15000[/strike] 0.00
Mortgages (94.7% remaining) - NW: [strike]92516.94[/strike] 87565.40 @3.19%; HBOS: [strike]65599.57[/strike] 59106.45 @4%, [strike]69251.57[/strike] 68589.97 @3.49%
Total amount of fail: Dangerous (223263.66)0 -
Morning all,
It's lovely and sunny here so I'm going to go for a two mile walk at lunchtime, where I'll get some fresh air and also top up my tan too!!!
Hope everyone has a great day. Keep smiling!
LMC0 -
Morning all, only nine hours until the weekend (not that I'm even at work yet
)
Got a really posh spa day with mum tomorrow for her birthday so going to swim my heart out since I'm missing my exercise session today by working this afternoon which is a pity.
Then my brother is cooking Saturday night for Father's Day - steak and wedges I think, yum.
Need to drag OH to the doctors on Saturday too, he's had the cold/cough thing that's been going around for over two weeks, which isn't right.No longer using this account for new posts from 20130 -
Morning all!
Good sleep last night-first time in ages I haven't woken up at 4am and lay there wondedring why I was awake! I had a new tea (Sleepytime) lasty night before I went to bed so wonder if that helped?
Snags-good luck today hunny xxx
Sal-hope you feel better babe-I am suffering from hayfever today. Its shoite.
Going to go to Mr T's at lunch to pick up everything for this weekend-I dont want to go after work as it will be rammed I suspect.
Had my seed breakfast as recommended by lady yesterday and am stuffed! lol
(stuffed like a bird, seeds....I'll get my coat)
Anyhoo, nice to see a busier chat this morning!
Hi ya Beanie btw!
Hi Gonzo!
Hi LMC!
Hi Squizzle!
Hi Jo!
Hi New person Two9a! Welcome!Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0
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