2nd hand iPhone - best insurance?

sillyme

This might be the wrong forum so apologies. Hoping someone can help me out.

I have recently had my 3G 8Gb iPhone stolen from my handbag. Was livid as you can imagine...it wasn't insured. :mad:

So rather than pay full price for a new one from O2 I have bought a good condition 2nd hand one from eBay. I obviously intend to insure this one but I'm struggling to find a good insurance provider.

Any suggestions based on the below?

• I want to insure for loss - but most providers don't seem to offer this.
• I can't know if the iPhone is older than 6months but I suspect it will be - most providers again stipulate that they will only insure iPhones under 6months old.
• I want to insure against theft - the same kind of theft I suffered recently - but a lot of providers only insure against theft with violence or threats of violence. Someone went in my bag when I was in a shop queue, no violence but it was still theft!
• I want a lowish excess.

Any thoughts? Thanks everyone, in advance

sillyme

Bump - anyone...?

Moneysavingginge

If you have a reward current account, I believe most banks offer mobile phone insurance with them. Might be worth a look

flyingscotno1

Banks are usually the best bet with their packaged and payable current accounts, I used HBOS or check your home insurance.

maxtweenie

Most specialist mobile insurers won't cover handsets bought from Ebay anyway. Check first whether your home insurers or your bank will cover it.