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DMP Mutual Support Thread - Part 7

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Comments

  • ianmak wrote: »
    The Gym is the classic post christmas/new year resolution, and tbh it's normally a fad! I lost two stone when I started the dmp, just by cutting down (learning to cook proper!), and getting rid of the car (I commute by train, and walk everywhere in the city).

    Try getting a bike perhaps from freegle or freecycle (or one in the sales!), and get out into that lovely countryside!

    Quite right, agree completely. I shall resurrect the two wheeled contraption that is lolling in the corner of the garage - a legacy from a previous fitness fad, long since dismissed in favour of sticky cakes, lol.

    No, seriously, I absolutely concur with your comments. Especially as I am on the edge of the Yorkshire moors and blessed with an abundance of cycle trails which I used to enjoy very much on aforementioned bicycle. I just need to get in the habit again:j
    LBM August 2011. DFD somewhere post [STRIKE]2025[/STRIKE]2022 :eek:
    Total debts October 2011 circa GBP 17,700 September 2018 GBP 0 DMP with Payplan
    What doesn't kill you makes you stronger:T:D:D:D
  • ianmak
    ianmak Posts: 1,125 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Quite right, agree completely. I shall resurrect the two wheeled contraption that is lolling in the corner of the garage - a legacy from a previous fitness fad, long since dismissed in favour of sticky cakes, lol.

    No, seriously, I absolutely concur with your comments. Especially as I am on the edge of the Yorkshire moors and blessed with an abundance of cycle trails which I used to enjoy very much on aforementioned bicycle. I just need to get in the habit again:j

    Oooh you lucky thing! I have to make do with the North Downs, still rather nice, just not as dramatic!
    DMP mutual support thread No: 243
  • Hi all,

    Just a quick update - paid off £35k so far, latest estimate on DFD is June 2012, and for all those starting out I've found there are some really good stages on a DMP.

    1st one is getting started and stopping the constant worry.
    2nd not getting chasing calls all the time
    3rd when your first debt is cleared
    4th when one of your big ones e.g. one of mine was over £6k
    5th when your into your last year
    6th when your into your last six months.
    DFD - June 2012
  • Hi all,

    Just a quick update - paid off £35k so far, latest estimate on DFD is June 2012, and for all those starting out I've found there are some really good stages on a DMP.

    1st one is getting started and stopping the constant worry.
    2nd not getting chasing calls all the time
    3rd when your first debt is cleared
    4th when one of your big ones e.g. one of mine was over £6k
    5th when your into your last year
    6th when your into your last six months.

    Brilliant news, well done. I love hearing success stories, keeps me going.

    Any plans after DMP?

    HHx
  • A couple of luxury months incl holiday - definately no credit cards.
    DFD - June 2012
  • A couple of luxury months incl holiday - definately no credit cards.

    Well deserved. Good luck in your new chapter.

    Does anyone else dream and make plans for those first two months post DMP?

    HHx
  • Couldn't have got this far withouth the OH's support.
    DFD - June 2012
  • Still feeling low and weepy about the whole thing - hoping thoughts will get lighter soon.

    We hadn't been chased for debts before we started the DMP, had managed, just, not to default on anything, so the irony is that being in a DMP might cause more, not less, trauma in the short term.
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
  • Still feeling low and weepy about the whole thing - hoping thoughts will get lighter soon.

    We hadn't been chased for debts before we started the DMP, had managed, just, not to default on anything, so the irony is that being in a DMP might cause more, not less, trauma in the short term.

    Stick with it - things really do get better.
    DFD - June 2012
  • Stick with it - things really do get better.

    I hope so.

    I really don;t want to come over as a whinging moo, but I'm finding all this more mentally stressful than I ever thought I would.
    Our LBM: Dec 2011. DMP started: Jan 2012. Debt at LBM: £41,568

    Oct 2012 = Current debt: £40,548.93
    Oct 2013 = Current debt: £39.054.70


    DMP Support number 424 - Long haul number 308
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