Frightened about my future - part 2.

elsie52

nanna58 wrote: »

Ann i do so admire the way you took on your probs really i do. i pay mine each month and although it leaves me with just enough i never have any xtra. I dont know if i have the courage to do it.
like you i am not a debt dodger i think i should pay it back, so at what point do i say enough is enough?

Nanna - listen to Niddy.

We've had this conversation before and you know what I think. You have reached the point where 'enough is enough':mad::mad:

Niddy will guide you through.:T:T

pixiechick_2

I'm back now and just a quick log on before I get changed into my shorts and go in the garden.

I had a lovely hour at the Fair, some was inside some outside. A bit difficult to talk to the teachers as they were busy on the stalls but did manage to chat to some. I didn't get the chance to see all 'my' children as they had gone home at lunchtime and could come back any time between 1.30 and 4.30. It made my day though when one of the parents said that her child really misses me

di3004

I second that Elsie.;)

You will be okay nanna.:A

di3004

pixiechick wrote: »

I'm back now and just a quick log on before I get changed into my shorts and go in the garden.

I had a lovely hour at the Fair, some was inside some outside. A bit difficult to talk to the teachers as they were busy on the stalls but did manage to chat to some. I didn't get the chance to see all 'my' children as they had gone home at lunchtime and could come back any time between 1.30 and 4.30. It made my day though when one of the parents said that her child really misses me

Hi pixiechick, glad you had a nice time at the Summer Fair.:j

Bet they all really miss you, cos you are so lovely.:T

elsie52

Hi Di,

I have just got home from work and begun reading all the posts, its a full time job, I read this thread, then Niddy's thread ('cos that's educational and I daren't miss it)and then our thread, Geezers and Gals, by the time I've done that I usually need another coffee.!!

BTW Beanie.....well done to you.

Hope everyone else is having a good day,

Be back later, just need a coffee refill and a browse then I'll be back

jinny

elsie52 wrote: »

Nanna - listen to Niddy.

We've had this conversation before and you know what I think. You have reached the point where 'enough is enough':mad::mad:

Niddy will guide you through.:T:T

I second that you go for it lass besides we need something to focus on now Ann has had a good seeing to - oops that sounds terrible sorry Ann:o wish i had the courage or I think i may be too lazy. Im just ignoring phone calls and letters at the mo. They dont seem to be bothering me tho. Well what they gonna do turn up at a court with no paperwork? We'll see they have had their money alright many times I even heard they get their money as soon as you stop paying through the underwriters no never feel guilty they are pondlife.

mouseann

elsie52 wrote: »

Nanna - listen to Niddy.

We've had this conversation before and you know what I think. You have reached the point where 'enough is enough':mad::mad:

Niddy will guide you through.:T:T

Nanna,

Elsie is exactly right!

And we will be here for you, as well as Niddy for all the important stuff.

If it is the phone calls which worry you, Niddy advises a change of number. I was quite stubborn and didn't do as I was called about this (!). I have caller display and as soon as I see one of "their" numbers or a "withheld" I let the call go to the answering machine. If they leave a message I never, ever return the call.

My only regret is not doing this about a year ago, while I was earning a good salary. I daren't even work out what I would have saved by not paying all that interest - and it does all go on interest. I suspect that, over the last year, I paid about £36K to the banks and probably only reduced the debt by a couple of hundred quid!

If you have any queries or doubts, ask away - I am sure Niddy or one of us will have the experience required to give you the answer.

mouseann

jinny wrote: »

now Ann has had a good seeing to

Chance would be a fine thing, Jinny;););)

mouseann

Have just been watching the tennis and Roger Federer has just been beaten!

Shock, horror!

jinny

Di you seem down are you ok pet your Da is in safe hands dont feel blue. He sounded a fab da and done a great job on you cos you are so caring. When you have someone ill you have to look after you for them as they rely on you to be strong. If you go down so does the ship and all hands too so chin up put on a brave little smile its all you can do and find something to do to relax just for you. Its awful when the child ends up becoming the parent. Its not easy at all XXXXXXXXXXXXXX