We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Weds 9th June - What small DFW things have you done today?

OrangeFairy
OrangeFairy Posts: 2,630 Forumite
1,000 Posts Combo Breaker
edited 9 June 2010 at 10:09AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :T

Morning All!!!

i am exhausted! DD got up about 5am so came in with me and pretty much kept me awake! then i came downstairs and feel asleep on the sofa!!


Just 2 more work days then a week off - that should get me through


Second day of not doing the cross traner :o I'll have to make up for it tonight


Yesterday gas and electric D/D went down by £9 and broadband/phone package got changed and that saves us £8 a month! So an extra £17 a month. Covers my swimming costs :)

Right today

Be productive at work
lunches from stores
Dinner from mealplan - beef casserole
Hokey Cokey
check banking
write a list for camping trip
surveys
scratches
finish work a little early to collect DD
Quick shower to save money on water
Exercise

Not a huge list but i am tired and have work
Orange Fairy
House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


«134

Comments

  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Littlekel! Thanks for starting the thread but you're a day behind...Please can you change the title to Weds 9th??? :)
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Aiming for NSD#3! I've got a good feeling about it. Just had a filling bowl of porridge with raisins and got pesto pasta for lunch at work so there will be no snacking! The fear of the bridesmaid dress is fast approaching - 3 days to go!

    Also going to:
    - email a couple of friends not phone:money:
    - call dental school about going on the list for next year's dental students :D
    - update my sparkly new diary! :T
    - do the dishes as soon as I get home when the water should still be hot.
    - see how much all the foreign currency I have lying around is worth - found an envelope with loads of euros (I'm not going to europe this year so what's the point of keeping this?!), chinese, egyptian currency! kerching...hopefully...

    Catch up soon everyone!

    Rachel - that's really great news about the job! :j

    xxx
  • Pippilongstocking
    Pippilongstocking Posts: 16,336 Forumite
    Morning al

    Great news about the job Rachel!!!


    Today
    Survey's
    Post a book
    Do banking
    Check CC - pay some if I can
    Sort out travel plans
    Work hard
    Training course today
    Think about a new job that's being advertised this week (and think hard if I want to apply - its too early but jobs like this don't come up too often)
    Meal from stores
    Sort out lodgers things she's leaving today - and leaving some bits for us.

    Hugs to all - pop in later
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    Morning ladies!
    A uni day today - have to do a presentation but its all ready so no problems there.

    Other stuff to do....
    • Take a packed lunch
    • Park in secret free parking spot
    • Do more on the interview lesson for tomorrow
    • Walk dog for free exercise
    • Check banks
    • Do any surveys that turn up - need 50p more to pay out a £10 voucher
    • All food from stores
    • Change dogs haircut appt
    • Buy ink for printer - booo!
    • Look for jobs
    That's all for now - will be back later!
  • josiebabie
    josiebabie Posts: 1,224 Forumite
    Tenth Anniversary Combo Breaker
    edited 9 June 2010 at 9:43AM
    Morning all!
    Great news Rachel, you'll be a credit to them I'm sure! :)

    Mine is more of a to-do list at the moment:-

    - [STRIKE]Send 3 wheels off to be refurbed[/STRIKE]
    - [STRIKE]Phone child benefit office for reference number fot tax credits forms! Finally arrived yesterday!!! All filled out except for that number.[/STRIKE]
    - NSD, don't need anything
    - Lunch and snacks from stores
    - Go through WIP today
    - Check top tray for any outstanding invoicing
    - Check banking
    - Check for any new bills coming in
    - [STRIKE]Check free money card[/STRIKE]

    If I get these bits done I will be happy! Hopefully no disasters at work!
    Jx
    Nothing to report as yet...give me a minute...!
  • determined_new_ms
    determined_new_ms Posts: 7,867 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 9 June 2010 at 11:18PM
    Morning everyone (nearly wrote ladies but didn't want to frighten off the fellas!) ah another late shift for me today - am really starting to love the late start (not too keen on the late finish!)

    Ok need to get myself into gear and hurry up as don't want to waste my free time! one more coffee...


    Today:
    • [STRIKE]again work out what on earth I'm going to have for lunch...[/STRIKE] elderly bagel from the freezer
    • get sausages out of freezer for dinner opps forgot this :o
    • [STRIKE]pop to supermarket in lunch time and get some bits to top up cupboard[/STRIKE] after work got a couple of bargains :D
    • drop off cereal to mil opps didn't do this :o:o
    • get petrol ditto leaving extra early to get it tomorrow:o:o:o
    • [STRIKE]drive carefully to & from work[/STRIKE]
    • charge phone at work
    • any surveys available cba
    • [STRIKE]read martin's email [/STRIKE]- going to buy the mags on there tomorrow to add to xmas gifts :D
    • water palnts later
    • go for a run :j
    • made lunch for tomorrow
    feeling very low in motivation atm

    ok that's me for the day - must try not to spend all of my time obsessively watching ebay hoping watchers become buyers :o
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    haha what an idiot i am! I always copy and paste and the last thing i do is change the date!! In a rush this morning obviously!!!!!!!!!!
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • catmiaow
    catmiaow Posts: 5,954 Forumite
    1,000 Posts Combo Breaker
    edited 9 June 2010 at 4:50PM
    Hello all,

    Well done Rachel!

    My list:
    [STRIKE]
    Check online banking
    Quick shower
    See to pets
    Take rubbish outside
    Enter post received on survey
    Post last parcel [/STRIKE]
    [STRIKE]Get my hair trimmed for free :)
    Pop in Mr T
    Watch Alice in Wonderland when get back, arrived this morning[/STRIKE] :)
    Dance later - not going this week
    Dinner from stores
    Do some comps
    Check job sites, hope there is more on as nothing the last few days :( - only one applied for as nothing else on :(

    Hope everyone has a good day!
    No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:

    Thanks to everyone who posts competitions. You are the stars of the board :T:j:T
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello!
    Today:
    -hoover, but only downstairs
    -cook a tea, sweet and sour pork
    -send 1 part of my bookkeeping course
    -30min on a cross-trainer

    See you later!
  • OliveOyl_2
    OliveOyl_2 Posts: 3,506 Forumite
    littelkel copy & paste? There was I thinking you composed that fresh every morning :rotfl:
    Well done on the job Rachel :j
    Well I'm back in the UK and enjoying summer :D

    Today I have/will:
    Clear up DS2's room (a cat or fox has been trapped in the house, entered and exited when gardener turned up we think) There's nasty damage :eek: to sort out. I've done our bedroom and the sitting room but DS2's room is the worst.
    We'll be eating from the freezer as far as possible the next 2 weeks, so a bit of a store cupboard/freezer challenge coming up.
    I had a MS in a travel agents.
    My work have asked me to pop in AGAIN. (They don't pay me for all this help I keep providing.......) but otherwise I think I'll potter around today.
    Masses of laundry to HK (fox/cat :mad:) but will line dry in the sunshine :D
    Skype Popeye - who will be here on Friday :D
    Get all the crafty stuff I can from the loft and if it is usable take it back with me to occupy me in the cold evenings in Africa
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.