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The best bank in the world

We do not do banking ,but if we did it would probably be the best bank in the world.

I believe that by picking and mixing and with the help of online banking and retaining my RBS direct branch account with direct phone contact (products and rates stink) I have the best BANK in the world.
But I am intersted to hear how others conduct their banking affairs
[FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
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Comments

  • M_Thomson
    M_Thomson Posts: 1,596 Forumite
    Part of the Furniture
    kenshaz wrote:
    We do not do banking ,but if we did it would probably be the best bank in the world.

    I believe that by picking and mixing and with the help of online banking and retaining my RBS direct branch account with direct phone contact (products and rates stink) I have the best BANK in the world.
    But I am intersted to hear how others conduct their banking affairs

    Translation please? Not meaning to be rude, but what you have written doesn't make sense. Are you saying that by having both internet and branch based accounts, you have the best of both worlds in banking? If the accounts are with different banks then how can they be the best bank in the world?
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    M_Thomson wrote:
    Translation please? Not meaning to be rude, but what you have written doesn't make sense. Are you saying that by having both internet and branch based accounts, you have the best of both worlds in banking? If the accounts are with different banks then how can they be the best bank in the world?
    Well you did understand ,because you have just explained .This is my solution,a bank that gives what I have ,does not exist, unless you know different.:p
    Perhaps you are being rude,
    translation please,sounds rude to me,
    not making sense, also sounds rude
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • M_Thomson
    M_Thomson Posts: 1,596 Forumite
    Part of the Furniture
    kenshaz wrote:
    Well you did understand ,because you have just explained ,this is my solution,a bank that gives what I have ,does not exist, unless you know different.:p
    Perhaps you are being rude,translation please,sounds rude to me,not making sense also sounds rude

    I wasn't meaning to be rude, but if you read what your post says aloud, parts of it do not make sense. Also, you are now saying that is your solution to the problem, when your original post makes it sound like you do that already???!!? Maybe you could of said by doing what you do you have the best type of banking in the world. That would have made it more clearer.
  • vwman_3
    vwman_3 Posts: 688 Forumite
    kenshaz wrote:
    a bank that gives what I have ,does not exist, unless you know different.:p
    Perhaps you are being rude,translation please,sounds rude to me,not making sense also sounds rude

    Sorry about this but what the hell are you on about, ''a bank that gives what I have does not exist.''

    You've got something that does not exist, and your bank gave it to you.

    Now I'm lost.......
    Aiming to be debt free....but still off target
  • I think the poster means the following: Different banks and building societies offer different services and by taking different services from different banks we can get the best banking e.g. you use nationwide card because you do not pay if you withdraw cash abroad but not have their isa because there are better isas on the market paying higher interest etc
  • M_Thomson
    M_Thomson Posts: 1,596 Forumite
    Part of the Furniture
    I think the poster means the following: Different banks and building societies offer different services and by taking different services from different banks we can get the best banking e.g. you use nationwide card because you do not pay if you withdraw cash abroad but not have their isa because there are better isas on the market paying higher interest etc

    I gathered thats what they meant. They way they wrote it was unclear and did not express what they meant clearly though.
  • max2002ad
    max2002ad Posts: 303 Forumite
    Uniform Washer
    I Think everyone on here is concerntrating to much on what the poster is saying and not what the poster is on about.

    In answer to the question i find the best banking system is
    Paying for everything possible with a conran credit card (1% Cashback)
    Paying this off by direct debt which comes out of my hub account which is with a&L (5% etc).
    My emergency fund is with A&L at 5.2% (closed rate)
    My Special project fund for things like holidays is with icic uk (5.15%)
    My Regular saver system fund is with Birmingham and Midshire (4.9%) and this funds my two regular savers with:
    Bradford and bingley at 10% and Halifax at 7%.

    What system do you use ?
    My Motto in Life:

    Make Every Penny Count !!!!
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    M_Thomson wrote:
    I gathered thats what they meant. They way they wrote it was unclear and did not express what they meant clearly though.
    Please read your quote aloud I gathered thats what they meant.(not plural --singular).They way they wrote it was unclear and did not express what they meant clearly though.--- They--- is a strange way to begin a sentance,and the use of plural again---what they meant clearly though.Would you please translate
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    max2002ad wrote:
    I Think everyone on here is concerntrating to much on what the poster is saying and not what the poster is on about.

    In answer to the question i find the best banking system is
    Paying for everything possible with a conran credit card (1% Cashback)
    Paying this off by direct debt which comes out of my hub account which is with a&L (5% etc).
    My emergency fund is with A&L at 5.2% (closed rate)
    My Special project fund for things like holidays is with icic uk (5.15%)
    My Regular saver system fund is with Birmingham and Midshire (4.9%) and this funds my two regular savers with:
    Bradford and bingley at 10% and Halifax at 7%.

    What system do you use ?
    Brilliant,Thank-you max2002ad,I will study your system of banking,I hope others comment
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    M_Thomson wrote:
    They refers to you the original poster. I find it hard to take lessons from you seriously in grammar and punctuation. Your original post does not get your point across very well.
    Well I suggest you read your post carefully ,your original comments prompted my observations,I am steering away from being personal ,but you must accept that your comprehension is not perfect.
    I would like to concentrate on the original post Max has a system of banking,do you wish to contribute or comment on his
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
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