call from adjucator

alfie26

had a phone call from adjucator today he said he had upheld my complaint against lloyds tsb about crredit card pppi great news

he said he would give lloyds 2 weeks to reply, if they dont reply it will go to the ombusman

my question is if this happens how long will this take.....

thanks in advance:beer::beer::beer:

Diddles1978

Well done :beer:

I have got a message to ring my adjucator tomorrow,got everything crossed!!!!

If I win I will be hounding Lloyds every hour on the phone until they have coughed up, just like they hound me when I missed a £15 c/card repayment

di3004

Well done :beer:

What normally happens is if LLoyds ignore the decision its then moved on to the ombudsman himself who does mostly go along with the adjudicators decision.

If this is the case, then you will be also awarded further redress for the distress and inconvenience.

It may take some time, but not usually as long as the waiting time for the adjudicator, but hopefully it won't take that long, fingers crossed.;)

di3004

Diddles1978 wrote: »

Well done :beer:

I have got a message to ring my adjucator tomorrow,got everything crossed!!!!

If I win I will be hounding Lloyds every hour on the phone until they have coughed up, just like they hound me when I missed a £15 c/card repayment

Good luck with this then.:beer:

alfie26

thanks for your help di

jillie1974

well done. our case is still with the adjudicator. apparently they have a lot of cases with GE Money.... i wonder why

di3004

alfie26 wrote: »

thanks for your help di

Your very welcome.;)

di3004

jillie1974 wrote: »

well done. our case is still with the adjudicator. apparently they have a lot of cases with GE Money.... i wonder why

Good luck and hope you hear something soon.;)

Diddles1978

Get in! :beer: :j

FOS have agreed that my loans were missold but he said Lloyds are ignoring and not replying to the customer in a high percentage of cases they have lost.

Cant wait to start hounding them for my money I will give them until Monday then I will be chasing them up every few hours. I dont care how long it takes or how much I get refunded aslong as its at least 1p over the "goodwill jesture" they offered 6 months ago.

:rotfl::T:rotfl::T:rotfl::T:rotfl::T:rotfl::T:rotfl::T:rotfl::T:rotfl:

di3004

Diddles1978 wrote: »

Get in! :beer: :j

FOS have agreed that my loans were missold but he said Lloyds are ignoring and not replying to the customer in a high percentage of cases they have lost.

Cant wait to start hounding them for my money I will give them until Monday then I will be chasing them up every few hours. I dont care how long it takes or how much I get refunded aslong as its at least 1p over the "goodwill jesture" they offered 6 months ago.

:rotfl::T:rotfl::T:rotfl::T:rotfl::T:rotfl::T:rotfl::T:rotfl::T:rotfl:

This is LLoyds all over.......

Keep strong, you will get all your money and more now, good one.
:beer::j:T:beer::j:T

echobeach

Unfortunately the banks are ignoring a lot of adjudicators decisions .
By law the banks do not have to comply with anything an adjudicator says.
However when an ombudsman himself makes a decision they have to comply,
My own case against Egg was upheld in November last year by an adjudicator and Egg were told to pay up, but they did nothing , no amount of letters or phonecalls changed anything.
Therefore since the adjudicators decision I have been waiting my turn in the queue for an Ombudsmans decision 6 months so far.
The good news though is that the FOS have recruited (finally ! ) more ombudsman doubling the total to around 60 'ish, so hopefully this queue should reduce quickly.
Sorry to be the bearer of bad news ,but the fact they they are ignoring the adjudicators decision tells me they know that they are beat ! It's just delaying tactics i'm afraid, but we'll get there in the end , good luck all.
Echobeach