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Doodledos saving saga, fat busting fiasco and new life building :)

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Comments

  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Thanks Tirl, how was Finland?

    How's things going with you, is the romance still on? Haven't caught up with your diary for a while.

    Well my family have all gone out for dinner, my little girl is tucked up in bed and I have just sat on the balcony and watched the most beautiful sunset :D
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hope your little girl gets better really soon - love the idea of a Turkish holiday, how wonderful! Reassess away, but don't forget to smell the lilies!
    2023: the year I get to buy a car
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    holiday sounds lovely

    good luck to in your new job
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Well I am still on holiday and still have 4 days left to enjoy before it's back home and all systems go. Have so many things I want to do, some are minor and some are major and will need some work but after this holiday I feel so in the right place to tackle everything :D

    So what do I want to do............

    1) continue losing weight. I have lost about 3 stone but I have been plodding lately so when I get back it's back on WW with avengence. Will just join online as impossible to commit to meetings. So if any of you lovely peeps want to support/weight loss buddy let me know.

    2) Get my eBay business back on track. I have loads of stock which I have already paid for so just needs selling. My BF has agreed to come in with me on it and help out so with the two of us we should be laughing.

    3) Look after my house better. Now I am fortunate to be in a lovely 3 bed semi with just me and my daughter but I don't really look after it. Just do bare minimum cleaning and everything is always last minute when I know someone is coming round. So I may even try the FlyLady method :eek:

    4) Be frugal again. Since being debt free I have become complacent again so it's time to get back on the MSE wagon and to start building a savings account.

    5) Put 100% into my new job, there is real potential for me at this job so I have got to make it work.

    6) This one sounds obvious but I want it written down somewhere and it is too have as much FUN as I can with my DD. Sometimes I get bogged down with the ironing or other tasks and don't have fun with her. So my plan is if I become an all round more organised person in other areas of my life it should lead to more time for us to have FUN. She won't remember mummy having a clear ironing pile when she is older but she will remember trips to the woods etc.

    Phewwww sounds a lot to do lol
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Sounds like a well thought out list! I look forward to hearing how you are getting on. Enjoy the rest of the hols!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Thanks CMD, how's you and your family?

    Well today is my last full day on holiday and I am at the point where I am ready to get home. Looking forward to seeing people and can't wait to collect my dog. Have missed her way more than I ever expected I would.

    Really want to get home and crack on with the list too. I love that feeling you get when you come back from holiday, like you can conquer anything. Helps I am starting my new job on Monday too, feels like the right time for a few changes.

    Dreading working out my accounts when I get home as between holiday and the kennel fee I don't think I will have much left for the rest of the month.

    Augusts pay will be weird to work out as I will be owed some from my old job and part of a month from my new job, so who knows how much I will get lol.
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    Well I have found a cool site called "dont forget the milk" which is basically a free online to do list, so I have just started populating that for my return home :) so much to do lol, I'll lose loads of weight as won't have time to eat :T:rotfl:
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
  • pania
    pania Posts: 8,258 Forumite
    woooohoooo you're back!!! how the hell did i ever miss your diary? we have so much to catch up on chick i want to know the second those plane wheels touch the tarmac right!!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • doodledo_2
    doodledo_2 Posts: 4,676 Forumite
    HaHa I know it's been tooooooooooo long.

    Will touch down about 11:30pm tomorrow so I'll text you Friday morning xxxxxx
    Proud to be dealing with my debts - DFW No: 712

    03/09/09 - DEBT FREE AT LAST :D
    Racing Hypno to Save - £10/£5000
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