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Can my parents give me money while I am on JSA?

24

Comments

  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Your not allowed to keep the £150, £15 a week is the maximum LHA you can "make" and that was supposed to stop this year.
  • woody01
    woody01 Posts: 1,918 Forumite
    ....you are supposed to tell the JC+ if you have a loan...and how much you are repaying. (Unless they have recently changed the rules on this)


    You say you are near the overdraft limit at the bank...can you not use your 'excess' Housing Benefit, which you said is £150 a month to reduce this - and pay something off your debts, and then live just off your Jobseekers?

    Which cloud did you pluck that ficticious comment from?
  • sunnyone wrote: »
    Your not allowed to keep the £150, £15 a week is the maximum LHA you can "make" and that was supposed to stop this year.

    yeah i guess that was an exaggeration. its closer to 20 a week fwiw.
  • terryw
    terryw Posts: 4,396 Forumite
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    edited 5 June 2010 at 10:06AM
    karenx wrote: »
    If its regular money then yes you need to tell them and your JSA will be deducted accordingly

    Abject nonsense and/or urban myth.

    OP,

    Please disregard this post and others in this thread. They are based upon opinion not fact.

    You can borrow what you like. You must declare earnings and the like, but borrowing has nothing to do with claiming JSA.
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  • terryw
    terryw Posts: 4,396 Forumite
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    karenx wrote: »
    DSS didnt muck it up at all. Its up to you to ask the council for a claim form yourself and fill it out and send it back.

    Karenx,

    I am a little surprised at your post. You are usually a sensible poster.
    If a claimant completes the "national" HB/LHA/CT forms then it is indeed the responsibility of the JSA to send these to the local authority for processing. This is the whole point of these forms.

    It is definitely not the "up to you " to ask the council for a claim form yourself and fill it out and send it back. Otherwise there would be no point in all in having these "national" forms!!!

    Having said that, I would agree that it is better to claim JSA and then fill in the local authority forms and hand these in to the local authority rather than completing the "national" forms which will probably result in the claimant having to complete the local authority forms anyway!
    "If you can bear to hear the truth you've spoken
    Twisted by knaves to make a trap for fools"
    Extract from "If" by Rudyard Kipling
  • terryw
    terryw Posts: 4,396 Forumite
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    yeah i guess that was an exaggeration. its closer to 20 a week fwiw.

    OK, Mario. But people on here are trying to help you. And more to the point, assist others in a similar position.

    Flippant exaggerations do not help your cause or endear people to assist you.

    Such exaggerations might cause worthwhile posters to think that you are not serious and merely attempting to troll.
    "If you can bear to hear the truth you've spoken
    Twisted by knaves to make a trap for fools"
    Extract from "If" by Rudyard Kipling
  • I make about £150 a month extra from housing benefit because my rent is low - hey, I didn't make the rules.
    yeah i guess that was an exaggeration. its closer to 20 a week fwiw.


    Hmmmmmmmm.

    From the info given, I'm guessing you're single with no dep children. That means your LHA is the 1 room rate, which will be VERY low. The max LHA you can retain is £15 per week. Clearly, if you are keeping between £20 a week and £150 a month from an already low LHA award, something is wrong.

    Now, I can only guess at what that might be, but it sounds as if your parents "loans" and your overdraft are being serviced by public money which you may not be entitled to.

    Sadly, the likelyhood is that it will never come to the attention of those who are charged with looking into these things. However, if it's reasurance that you seek in order that you can carry on with impunity, I don't think anyone on this board is in a position to assist.

    If the powers that be do get their teeth into you, they will not let go until they have uncovered every last scrap of information. That is the risk YOU take. And in these times of cutbacks and extreme measures with public funds, that's quite a risk.
  • mariobasler
    mariobasler Posts: 9 Forumite
    edited 10 June 2010 at 4:19PM
    Hmmmmmmmm.

    From the info given, I'm guessing you're single with no dep children. That means your LHA is the 1 room rate, which will be VERY low. The max LHA you can retain is £15 per week. Clearly, if you are keeping between £20 a week and £150 a month from an already low LHA award, something is wrong.

    Now, I can only guess at what that might be, but it sounds as if your parents "loans" and your overdraft are being serviced by public money which you may not be entitled to.

    Sadly, the likelyhood is that it will never come to the attention of those who are charged with looking into these things. However, if it's reasurance that you seek in order that you can carry on with impunity, I don't think anyone on this board is in a position to assist.

    If the powers that be do get their teeth into you, they will not let go until they have uncovered every last scrap of information. That is the risk YOU take. And in these times of cutbacks and extreme measures with public funds, that's quite a risk.

    Hope the preaching made you feel good. The council have a copy of my rental agreement and the payment is calculated by them based on that. I live in a 1 bedroom flat not a single room, and I am in my 30s and am entitled to this. (Why do people comment if they don't know the rules?)

    Anyway, it's all above board I am afraid and I get to keep whatever extra it is a week. I added the council tax rebate in my head which was where the £150 came from but obviously that's not money I keep.

    But thanks to terry for the answer, which I have now had confirmed by the local BDC : they generally don't care if you get loans from your family while claiming benefits. In future I will remember to be 100% accurate about every little detail, regardless of how irrelevant it is to the question I asked :o
  • larmy16
    larmy16 Posts: 4,324 Forumite
    1,000 Posts Combo Breaker
    Hmmmmmmmm.

    If the powers that be do get their teeth into you, they will not let go until they have uncovered every last scrap of information. That is the risk YOU take. And in these times of cutbacks and extreme measures with public funds, that's quite a risk.

    They will probably tar and feather you too Mario!!!!!;)
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  • Hope the preaching made you feel good. The council have a copy of my rental agreement and the payment is calculated by them based on that. I live in a 1 bedroom flat not a single room, and I am in my 30s and am entitled to this. (Why do people comment if they don't know the rules?)

    Anyway, it's all above board I am afraid and I get to keep whatever extra it is a week. I added the council tax rebate in my head which was where the £150 came from but obviously that's not money I keep.

    But thanks to terry for the answer, which I have now had confirmed by the local BDC : they generally don't care if you get loans from your family while claiming benefits. In future I will remember to be 100% accurate about every little detail, regardless of how irrelevant it is to the question I asked :o

    I will say it again, for the hard of understanding.....

    "From the info given, I'm guessing you're single (yup) with no dep children (yup). That means your LHA is the 1 room rate (yup), which will be VERY low (yup). The max LHA you can retain is £15 per week (yup). Clearly, if you are keeping between £20 a week and £150 a month from an already low LHA award, something is wrong (yup).
    "

    Just one of the difference between me and you is that I DO know the rules.
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