PWC Progress Thread - NRP Selfemployed Ltd company

clearingout

quick update. Charging Order against his home now obtained. Case being considered for Order of Sale but I would be disappointed if they chose to do that at this point - my youngest is just short of 2 years old so we have a long way to go! Legal dept agreed - it was likely they'd secure a 'few more' Charging Orders prior to going down the route of getting it sold. Told me it costs 'in the region of £18 - 20,000K to secure an Order of Sale so they don't do it unless they are 'secure' in the knowledge they're going to get it (I know, people here can tell us differently!). Ex will have to pay those costs.

So, he will now be receiving letters at his local address (where he no longer lives) telling him they're going to look at getting his house sold regardless of whether they go down that route now. Was told that this 'often' works (rather than the Liability Order 'rarely' working and the Charging Order 'rarely' working) so that's interesting!

No contact from ex now in almost 6 months, save for a phone call on eldest's birthday a few weeks ago.

clearingout

Phoned CSA yesterday for the first time in quite a while, unfortunately the youngest chose to throw up whilst I was on the phone so perhaps didn't get as much out of them as I would have liked!

1) Charging Order secured.
2) Another Liability Order secured for an amount I'm not convinced NRP actually owes...can just about make it fit within the timescale but is very close. Not that I'm going to complain about it!
3) 2nd Charging Order applied for.
4) Request for reassessment based on major changes to shared care was made in March. Still not done! They apologised and said it would be done 'soon'. Any bets on this one running and running?!
5) Not had any contact with the ex still - last contact November 2009.
6) Gave them his mother's address as he is claiming to be living there now (not that I believe it, but I guess we can give it a go).

clearingout

Just another update to help me keep track, more than anything!

In the last couple of months, things have got interesting. A quick google of my ex's mobile phone number brought up 3 new websites, and therefore 3 new businesses. To be fair, they're all a variation on a theme and as such, it's just the same all thing churned out several times using a different business name.

However, it threw up some information I didn't previously have:
a) the girlfriend's address, where he swears blind he isn't living, as the address he is working out of (if that makes sense). Confirmed, using google streetmap, with our eldest child, that it is the girlfriend's house. That address is now listed on several other websites where he has listed his businesses. CSA informed. I am pleased to have found this as it has alluded me for 3 years but I guess everything comes out in the wash!
b) he has registered his 'biggest' business as a company in a friend's name. I suspect this is less to do with avoiding the CSA (although that will play a part, I am sure) and more about the fact that his 'first' business is hanging in some kind of permanent suspension on the Companies House website. There have been several attempts to close it down but his creditors keep getting it stopped. I can prove a link between said friend and my ex, via his business bank statements produced for the divorce. Moreover, the company's website is exactly the same in terms of content as one of his other websites.
c) 'biggest' business is now showing as having acquired offices (previously website gave his friend's home address) which would suggest he is having some success.

I am keeping an eye on all websites and taking screen shots of changes. He was daft enough at one point to have his name as the contact on one of them - since disappeared - which 'proves', at some level at least, he is working and it shows the links between his businesses. He uses the same phone numbers, same logo and same wording so it is pretty conclusive anyway.

Phoned CSA with info. As usual, helpful but pretty clueless. I struggle to understand why cases are pushed from department to department so they understand what is happening within their own department but no one has an eye on the bigger picture. So I explained myself and sent an e-mail as back up. Noted that the CSA website has now all but disappeared.

Second Charging Order has been secured. We are now at £6k secured and 3 years since separation with ex having made no contact with the CSA since November 2009. No contact with the children since the beginning of his year, save for a small number of phonecalls. We are working on resolving outstanding issues so contact can resume - the main one is our youngest child hasn't seen him for over 10 months now (he is only just 2), and I am not happy with him just going to see dad for a 10 night stay over Xmas which is what dad wants. Am trying to get him to spend a bit of time prior to Xmas to get this to work for him. Not holding my breath!

Question for anyone who's got an imagination: why is my ex still insisting he isn't living with the girlfriend some 10 months after he moved in with her (and after telling the children he was moving in with her!)? I can guess at the usual control issues, the fact that the girlfriend was a single parent so may well be still claiming tax credit etc. as a single person, and the fact that he doesn't want the CSA to catch up with him (but they are as able as I am to use the internet and it didn't take much to find him!). Any other reasons anyone can think of? Don't be afraid to say daft things - you might just hit on something!

Hope all struggling with self employed NRPs are doing OK.

molliejo

Oh my god!!!

I've just read all this and can't believe just how slow the CSA are.

My husband is a self employed NRP, we always keep the CSA informed of what's going on and send his accounts in in January every year. His ex claims that as I do his tax returns that we are "making them up". As I'm a qualfied accountant I can assure you that that isn't the case, I could lose my career if I did something like that.

I've found the CSA to be very rude and unhelpful to my husband, it's as though they are judging him for been a low earner, some NRP's do get terrible wages but people like your Ex give them all a bad name. I hope they catch up with him eventually, you seem pretty clued up so I'm sure you'll get there eventually. BTW if a Director or an employee is not taking a minimum wage then the Revenue take a very dim view, it can be hard to prove but it may be worth looking into.

Bublin1

OP i have read through this thread and i admire you.
I am going through similar but at the beginning stages. I fear i will follow in your path.

My ex has a Liability Order hearing tomorrow, not just for my dd but for another child he has ignored for the 15 years (i didn't know about this until after i became preg and engaged to him). Although i have no idea what he owes the other mother i know it must be a very large amount as the CSA have told me twice they're wanting to go straight for a Charging Order.

The fact that i contacted the CSA re-opened the other mother's case. She had no idea where he was. I am happy to have helped her to be honest.

I was very confident about the hearing going well tomorrow but there is a spanner in the works for me. A small one but still a spanner.
My ex has my a/c details and puts £7.50 into my a/c every week. I have told him to stop but he hasn't. He is mocking me, taking the pi** out of me. His csa assessment is £54 a week for me (£108 for both children).

The csa are aware of this and says that a Judge could deem that as him paying something, although i have signed to say that i do not count this as maintainence. It doesn't mean that he doesn't have arrears it just delays proceedings and csa will have to re-calculate what they are persuing him for.

I can't bear for him to have an adjournment and another 2 months to get away with not paying for his children.


I am praying the Judge will laugh at his pitiful deposits into my a/c and not count them as CM. By the way the deposits are not marked CM on my bank statements - just his name.

OP, how are you getting on? Any progress?

PreludeForTimeFeelers

Bublin1 wrote: »

I was very confident about the hearing going well tomorrow but there is a spanner in the works for me. A small one but still a spanner.
My ex has my a/c details and puts £7.50 into my a/c every week. I have told him to stop but he hasn't. He is mocking me, taking the pi** out of me. His csa assessment is £54 a week for me (£108 for both children).

The csa are aware of this and says that a Judge could deem that as him paying something, although i have signed to say that i do not count this as maintainence. It doesn't mean that he doesn't have arrears it just delays proceedings and csa will have to re-calculate what they are persuing him for.

I can't bear for him to have an adjournment and another 2 months to get away with not paying for his children.


I am praying the Judge will laugh at his pitiful deposits into my a/c and not count them as CM. By the way the deposits are not marked CM on my bank statements - just his name.

It might be more hassle than it's worth, but would you consider changing your bank account perhaps?

Bublin1

PreludeForTimeFeelers wrote: »

It might be more hassle than it's worth, but would you consider changing your bank account perhaps?

Hi and yes. Infact i called my bank, Santander and they can't do the switching service internally. I will have to advise all my direct debit companys of my new bank details which is huge hassle or i have to change bank completely - this is also very impractical as i do transfers into my parents a/c and they are also with Santander.

I will see what happens with tomorrows court hearing (well, i'll have to wait until Monday). If it was adjourned because of this £7.50 then i will seriously consider changing bank.

Quite frankly i'm disappointed with Santander. I've banked with them for forever and they say they can't do this. Funny, they can do it if i reported fraud but they don't class this as fraud as money is being put into my a/c. To be honest i see it has harassment/misuse of bank details from my ex but not sure if the police would take a report.

PreludeForTimeFeelers

Bublin1 wrote: »

Hi and yes. Infact i called my bank, Santander and they can't do the switching service internally. I will have to advise all my direct debit companys of my new bank details which is huge hassle or i have to change bank completely - this is also very impractical as i do transfers into my parents a/c and they are also with Santander.

I will see what happens with tomorrows court hearing (well, i'll have to wait until Monday). If it was adjourned because of this £7.50 then i will seriously consider changing bank.

Quite frankly i'm disappointed with Santander. I've banked with them for forever and they say they can't do this. Funny, they can do it if i reported fraud but they don't class this as fraud as money is being put into my a/c. To be honest i see it has harassment/misuse of bank details from my ex but not sure if the police would take a report.

Can they not block the incoming transfer?

Bublin1

PreludeForTimeFeelers wrote: »

Can they not block the incoming transfer?

They can only do that if i can give them his bank a/c number and sort code. I don't know it.

PreludeForTimeFeelers

Bublin1 wrote: »

They can only do that if i can give them his bank a/c number and sort code. I don't know it.

God, that's so lame of them, I'm pretty sure they would be able to see that information themselves, I don't understand why they're making you jump through hoops. I've known a couple of others in a similar situation, where an NRP was trying to pay directly against the PWC's wishes, but in those two situations they both changed their bank accounts.
Might it be worth bluffing Santander, and telling them that is what you will do if they can't block the payment (even if you aren't going to - they don't need to know that part!).