Fined £270 Even Though I Had Car Insurance - Fighting Since June 2009!

Marv02

Hi,

I was wondering if anyone could help me with a cover letter to send out. I mean, I don't think the way I write the letters seem... "serious" enough, or legally "threatening" enough.

Can anyone please help me out? I'm still happy to give the £20 I promised in the first post.

Regards.

robredz

Marv02 wrote: »

Thanks for the reply. Regarding the wales incedent, I could only imagine that wales is not as big as london, and mostly small towns with local people. In a situation like that, it is common for you to be helped, but this is England... London. Sending letters to MP's would probbally be the least effective way, especially if they've just been elected having hundreads of mail everyday from people.

But I'd give it a try never the less. Thanks again!

They are newly elected, if they smell a way to make themselves known, it may be the right time for them to do so. After all as with banks, and their cheque clearence and money transfer, the 7 day window to put a new policy on the MIB is problematic, and the legislation (NuLab) is obviously designed to maximise revenue rather than be fair, as in snatch first charge release fee, impose FPN and points grab the money, and then hold on to it when the insured driver's policy turns up, a couple of days later making the impound vexatious at best, the fine and points wrongly imposed, as in the Welsh example. A good one for new MP's to cut their teeth on imho, constituents being disadvantaged by procedural inefficiency.

Marv02

robredz wrote: »

They are newly elected, if they smell a way to make themselves known, it may be the right time for them to do so. After all as with banks, and their cheque clearence and money transfer, the 7 day window to put a new policy on the MIB is problematic, and the legislation (NuLab) is obviously designed to maximise revenue rather than be fair, as in snatch first charge release fee, impose FPN and points grab the money, and then hold on to it when the insured driver's policy turns up, a couple of days later making the impound vexatious at best, the fine and points wrongly imposed, as in the Welsh example. A good one for new MP's to cut their teeth on imho, constituents being disadvantaged by procedural inefficiency.

Thanks for the reply, but again, without a decent letter, I'm stuck in a pickle. Is it possible to provide me with a rough, cover letter, and I'll fill in the blanks.

This is getting real depressing.

HouseHuntr

Still trolling and adding to this wholly fictitious story !

Marv02

househuntr wrote: »

still trolling and adding to this wholly fictitious story !

fcuk off! .

gordikin

Marv02 wrote: »

fcuk off! .

That really confirns you as a TROLL!

Marv02

Note To Admins, can you please lock out anyone that is a newsense to this thread! I'm already depressed about whats happening, I don't need more added. I just can't believe people could be so cruel and take the micky out of someone that has come here for money advice. I would have thought people here that are here to save money would be helpful, yet all some of the above have done is slander me for being a troll because my story is "unbelievable?" Whats so unbelievable about it, I don't know. The last place I was looking to get treated like dirt would have been here. What are you guys? Pro-police or something? Why you allow people like this on these forums is beyond me.

Thank you.

PS: I ask again, why this thread was even considerd trolling. I don't think anyone here knows the definition of that. - PSS: Thanks to everyone that has been helpful so far. Thank you.

wiki:

a troll is someone who posts inflammatory, extraneous, or off-topic messages in an online community, such as an online discussion forum, chat room, or blog, with the primary intent of provoking other users into a desired emotional response[1] or of otherwise disrupting normal on-topic discussion.

Marv02

Can anyone help me out with a cover letter? I was hoping to post it tommorow. Regards.

Wee_Willy_Harris

Marv02 wrote: »

I think he did try, but they where closed at the time. (it was around 8pm)

Small claims court? This could work, but again, process wise, I have no idea how it works and the ammount of $$ that could be involved. O, and on my statement, for the £270, it says "Metropolitian Police" with a reference number, and nothing else.

Your issue, if you have one, is with the Police. Whilst they appear, from what you have said, to have made every reasonable effort to assist you in establishing that you had valid insurance, they were clearly unable to do so. Quite why, I do not know. There is a 24/7 system in place for officers to check insurance with providers, so the fact that the main insurance line was closed should not have stopped them getting the information. However, that system would appear to have failed you.

To address this, your first port of call should be the Police. They will have a published complaints proceedure in place, which will have several escalation steps. You start at step one... If that doesn't resolveit to your satisfaction, you move to step 2.... and so on.

THAT is the route you need to follow. There's little point in going to the local station, or writting random letters. Follow their proceedure. They like proceedure.

dacouch

Wee_Willy_Harris wrote: »

Your issue, if you have one, is with the Police. Whilst they appear, from what you have said, to have made every reasonable effort to assist you in establishing that you had valid insurance, they were clearly unable to do so. Quite why, I do not know. There is a 24/7 system in place for officers to check insurance with providers, so the fact that the main insurance line was closed should not have stopped them getting the information. However, that system would appear to have failed you.

The police cannot check with the majority of Insurers 24/7, they can speak to someone at the Motor Insurance Database who can confirm the details they have been given by their computers and if need be give them the phone number of the relevant department at the Insurers to ring and check. However not all Insurers operate 24/7 so if they want to check whether the car is insured but has not made it onto the database they cannot always do this.

The database is circa 95% accurate