credit card debts

lisajanes1404 · 1 June 2010 at 6:29PM

hi i am new to this site so i dont know what i have to do really ! i have 3 credit cards which i owe about £10,000 what ever i seem to pay off them does not seem to make any difference to the outstanding balance as im being charged with so much intrest , do you have any advice how or what i could do ? many thanks

bouncydog1 · 1 June 2010 at 9:30PM

Suggest you go over to the debt free board and post up a full statement of affairs - income and outgoings - see sticky at the top of the page - and let people have a look to see where you can make savings to pay more off of your cards.

They may be able to suggest ways of shuffling the debt round to save on interest. However you need to prepare yourself for constructive criticism - if you are looking for a way to get the debt written off this is unlikely to be the response you will get. Good luck.

lisajanes1404 · 2 June 2010 at 11:48AM

please could you help me , i dont know how to get on to the debt free board !

Tixy · 2 June 2010 at 11:59AM

http://forums.moneysavingexpert.com/forumdisplay.php?f=76 Follow this link and then have a read of the 'sticky' thread 5 from the top called Help for First Time Posters...