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credit card debts

hi i am new to this site so i dont know what i have to do really ! i have 3 credit cards which i owe about £10,000 what ever i seem to pay off them does not seem to make any difference to the outstanding balance as im being charged with so much intrest , do you have any advice how or what i could do ? many thanks


  • bouncydog1
    bouncydog1 Posts: 2,696 Forumite
    First Anniversary First Post Combo Breaker
    Suggest you go over to the debt free board and post up a full statement of affairs - income and outgoings - see sticky at the top of the page - and let people have a look to see where you can make savings to pay more off of your cards.

    They may be able to suggest ways of shuffling the debt round to save on interest. However you need to prepare yourself for constructive criticism - if you are looking for a way to get the debt written off this is unlikely to be the response you will get. Good luck.
  • lisajanes1404
    please could you help me , i dont know how to get on to the debt free board !
  • Tixy
    Tixy Posts: 31,455 Forumite
    http://forums.moneysavingexpert.com/forumdisplay.php?f=76 Follow this link and then have a read of the 'sticky' thread 5 from the top called Help for First Time Posters...
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • scoot65
    scoot65 Posts: 471 Forumite
    Photogenic Name Dropper First Anniversary First Post
    please could you help me , i dont know how to get on to the debt free board !

    Can you manage to find your way out of bed on a morning???
  • lisajanes1404
    there is no need in being like that is there ! you were new to this site once
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