someone has bumped my car in the carpark - what to do?

Quentin

kazire wrote: »

is it fair to factor in a courtsey car in the quote ?

When you ask questions like this, it shows why you ought not to do a deal with the third party, but go via his insurance.

You are entitled to claim for a hire car (if necesary), all your other out of pocket expenses (someone posted above that getting quotes costs nothing - that's forgetting the time/money and inconvenience involved), and you are sure that any other problems associated with the incident are covered.

(Sometimes more damage becomes apparent when the car is in the garage being repaired).

cyclonebri1

!!!!!! go wirh the insurance, or come back weeping :mad::mad::mad:

fred7777

Report and claim with your insurance company & let them handle it. If he doesn't want put it through his insurance then it's not a problem. As he caused the accident he is liable to pay, if he wants to pay your insurance company and not involve his that's his business your company will chase him for payment.

kazire

ok so... i told lies the cars not mad of fiberglass but plastic just found this out, yes the car panel will need to sprayed as the panel just comes in black which i know is expensive - i have a funny feeling that the other party is not insured, someone is finding this out for me though hmm i have taken to a bodyshop will who will price it up n tell me asap

thanks everyone

kazire

just to say thanks for the advice and i shall be getting my car bck tomorrow all fixed

Hammyman

Strider590 wrote: »

^^ Fibre glass isn't normally painted, instead it's gelcoated during the panel manufacture... Normal paint isn't flexible enough.

Wrong. Fibre Glass CAN be painted. Reliant Scimitars were painted and they're 40 year old car.

If paint isn't flexible enough, why are modern plastic bumpers painted?

boyse7en

Hammyman wrote: »

Wrong. Fibre Glass CAN be painted. Reliant Scimitars were painted and they're 40 year old car.

If paint isn't flexible enough, why are modern plastic bumpers painted?

Correct, so were the original Ferrari 308GTBs, Chevrolet Corvettes (even back in the 1950s they were painted glassfibre), Reliant Robins/Rialtos and many more

smjxm09

Problem is if you go via the insurance company even if it is not your fault and you have a fully protected NCB your premium will go up.

DCFC79

smjxm09 wrote: »

Problem is if you go via the insurance company even if it is not your fault and you have a fully protected NCB your premium will go up.

the OP's gt it sorted but yesthats 1 of the pitfalls of doing it via insurance

vaio

smjxm09 wrote: »

Problem is if you go via the insurance company even if it is not your fault and you have a fully protected NCB your premium will go up.

Assuming the OP insurance recover all their costs from the third party then it will go down as a no-fault claim.

Some companies load for no-faults, some don't.

As always shop around at renewal time.