Tuesday 1st June What Small DFW Things Have you Done Today?

WelshWoofer

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :T

Krisp_3

Helloo!!!

Today I have:

- checked my bank accounts
- done my Pigsback
- free scratchie - and won £5 - yippeeee!:j
- brought HM lunch and NOT bought a coffee on the way to work

I will also be playnig around with my budget and snowball calculator later - yeehaaa!:D

Have a great day all...

WelshWoofer

Morning all!
A dull grey day here - looks like rain. I sound like my mum!

Its half term for me so a week at home sorting out paperwork and getting up to date with uni/school stuff.
I managed to sell something else on ebay last night so I'm now up to £46.24 on my make £150 in June challenge (£5 a day).:j
I'm going to list one or two mor ethings today and see how it goes. Almost a third of the way there now.

On the DFW front today...

• Post ebay/amazon parcels
• Buy envelopes for posting
• Finish a job app and start another one
• Investigate temping work for the summer
• Checked banks - payday on Friday (last one:eek:) and I'm just about £100 overdrawn but haven't added anything to loans, CCs etc - in fact have paid a lot off them over the past year so not too bad
• Phone bank to transfer money from savings for holidays and then give it to OH who paid for the holiday upfront
• Make a list of things that need doing for uni
• Photograph and list a few things on ebay
• Walk dog for free exercise
• All food from stores
• Do any surveys that come
• Start diet for holiday - weighed this morning and have put on about 5 lbs and need to shift at least half a stone before we go in 6 weeks:eek::eek:
• Have a LSD (apart from postage which is already paid for)

That's all I can think of so far!

Have a good day

Lottebear

Today I have

- Checked online banking
- Daily cards
- Need to call RAC and cancel auto renew, I will use quidco when it runs out.
- Feel a tad better today, will see how I go.
- NSD

josiebabie

Morning all,
Feeling a bit better this morning, thanks for all the hugs - I really needed them!

Today I have/will:-
- Sell 1 x purge
- [STRIKE]Check free money card[/STRIKE] not today
- [STRIKE]Check banking[/STRIKE] ok
- [STRIKE]Proper update on MSE diary (from yesterday)[/STRIKE] done
- [STRIKE]Invoice SOME of the labour held from last month[/STRIKE]
- [STRIKE]Try not to work too hard [/STRIKE];) DEFINATELY achieved this
- Don't dwell on the weekend, what has happened has happened!

Jx

thriftyscotslass

I'd like to join in if I may - need to push on through - just keep swimmin'; just keep swimmin....

Today so far:

Whites washing on at 40 (haven't quite bitten the bullet to go for less yet)
Washing out on airers - pants day here today
Dishes washed and dried by hand
Daily scratch card - 10p :T
Freezer tea - pasta bolognaise - yummy

Will come back later as just need to get refocused and motivated.

Have a lovely day everyone, Thriftyxxx

Pippilongstocking

Helllllllllllllllllllllllllllllllllo chaps - sorry internet has been crazy and I've barely kept up with my own diary - never mind posted much else anywhere

But today I can do my list (wooooooooooooooooooooooooooooooooo hoooooooooooooooooooooooooooooo)

Pay rent for me and brother
Move money about
Use deposit for old house to pay this months rent yippee
Car to garage later
HC done and on the line in a mo
Store cupboard brekkie
Start to sort out ebay listings and do it properly this time!!
Plant up some more tomatoes
Freeze the rhubarb once I've chopped it up (freeze it raw, its dead easy) and chop more to keep the plants producing to have fruit in winter
Unpack anohter couple boxes
Email about a job that might be on the go later in the year when I'm near finishing
Walk doggie later
Email OH to remind him to pay rent to me
Pack more of my office up
Sort through the ebay box and maybe do just campervan stuff for listings
Work hard
Try and have a NSD - thanks Lottie!!
FB message a pal who's birthday is today
Work on hen house with DS and see about getting roofing felt - ask neighbour if he has spare

Thats me today - will try and pop back later.xx

elfen

Checked onepoll
Checked banking - money is due in tomorrow so it's not all bad
Sorted out birthday card for niece from my selection
Copying something to memory card for mate of mine, he reciprocates with music

DawnW

Morning all!

Thanks for starting the thread Rachel.

Raining heavily here, yuck, but good for the garden.

Must get organised today, as back to work tomorrow

Today I have / will:

Checked online banking, but none the wiser as it has still not updated itself since Friday - so I don't know whether I need to move money around to avoid being OD or not - If I were cynical I would think that this is to maximise the chance of incurring charges :mad:

See to animals, and the plants in the greenhouse - outside plants are being watered without any input from me!

Post ebay parcels - 2 items sold over the weekend :T

Meals from stores - prawn and salad wraps and fried leftover new potatoes for supper - strange but yummy combination and uses up leftovers :A

Make a quiche to use up some cream which is on its use by date (not that I worry unduly about such things, but won't have available time again till Saturday).

NSD except for postage for ebay items, and I guess this shouldn't count, as it is paid by the buyer!

Have a good day everyone :wave:

OliveOyl_2

Oooh it's cold here, Popeye is in bed sick, maid is cleaning downstairs and I'm trapped upstairs with the computer and my knitting.

So today I have/will:
Frozen last nights HM Curry - Popeye too unwell to eat it, so it will be useful next week.
Joined the Ravelry site to get more info/support in my knitting
Will put a button loop on Popeye's TomTom cover that I completed (He's very impressed)
Unpicked DIL's shrug and am trying a new pattern
Signed up for a MS shop for when I'm in the UK next week Will look for more.
Check banking and pay off cc to avoid interest.
Will do my Pilates DVD (instead of joining a gym) when the maid has left
Will update my Christmas present list.
Make a menu plan for the remainder of this week, with stuff for Popeye next week.

I made a carrot cake at the weekend, unfortunately I believed someone when they said Cake Flour was SR flour and it is rather dense. I'm struggling to eat it but has anyone any suggestions?

Have a great day :A

determined_new_ms

Morning everyone - I'm back. Had a lovely holiday oh's family are very hospitible so that was lovely, the wedding was all in dutch so didn't quite understand it! Much more informal than over here - although the hol was short and am now suffering as I always get the post-holiday-blues . Also feeling vey nauseous, said to ds and he said he and his girlfriend weren't very well over the weekend...

So far I have read through Thursday, Friday and part of the weekend's thread - gosh u were all very busy!!



Ok today I am going to:

• [STRIKE]pay rent[/STRIKE]
• [STRIKE]check online banking (alliance[/STRIKE]/abbey)
• [STRIKE]any surveys[/STRIKE]
• [STRIKE]got to take the car to garage as breaks felt dodgy on Thurs - so bang goes my budget![/STRIKE] eek it was £194 :eek: trying to sell things on ebay to pay for but we're tortuously slow!!!!
• [STRIKE]read ebay thread for ideas for better sales/better marketing[/STRIKE]
• Take photos/[STRIKE]list some ebay items[/STRIKE] 3 so far...
• post lovefilm
• apart from car NSD didn't manage this one went into town and spent £19 :eek: altho it was only pots for toms, shoes mended and eyebrow tweezers
• [STRIKE]workout meal plan for the week/shopping list[/STRIKE] even did some shopping
• finish bh wkend thread
• either go to the gym later or go for a "run" with oh when he finishes work (run in inverted commas as its going to be hard for me)
• go to chemist to sign up for quiting smoking :eek:. Decided over the weekend that's it for me now, I don't spend that much on smoking but it could still be extra money to debts...
• [STRIKE]look for another job [/STRIKE](post-holiday changes ) looked but didn't find anything

ok better get cracking just wish I didn't feel so sick! have a great day everyone xx
holiday blues subsiding now oh is home :A