"Buy Now, Pay Later"

mister_tmg

This to me seems the best way for me to buy a digital TV - on monthly installments over a year, although the general gist seems to be that you can just pay installments as and when until a year has passed, that's when you start getting charged interest...

Usually you seem to need a store card, but not every time?

Do you need to have a credit card?

Anyone know which stores etc will let you buy TV's like this? Think the Sony Shop is one...

macman

It's fine if it's interest free, but if you go a single day over the interest free period then you are usually locked into paying a punishing rate of interest. If you pay the full balance off before that date then yes it's a good deal, as you have had a year's interest free loan. Otherwise it's much cheaper to get a personal loan.