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SarahNeedle1872 wrote: »Thanks PaP, the issue will come when he realises some of the sacrifices he's going to have to make.... I'm gonna have to pick my time very carefully I think!
Sx
Oh I understand but he has to be grown-up about it. Also I think he would rather be strict with himself and be debt free in just under 2 years than still scrimping for 10years. Can't you strike a deal or the like? Maybe agree on a special holiday abroad once you are debt free?
Fingers crossed anyways :rotfl:0 -
What Pap says from me too.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
postingalwaysposting wrote: »Oh I understand but he has to be grown-up about it. Also I think he would rather be strict with himself and be debt free in just under 2 years than still scrimping for 10years. Can't you strike a deal or the like? Maybe agree on a special holiday abroad once you are debt free?
Fingers crossed anyways :rotfl:
That's the plan, to sell it to him like that... I've already warned him that we need to have 'the money chat' tomorrow...
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
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Helllooooo Sarah :hello: nice to see you back. Sounds like things are starting to go well for you! xDebt @ LBM - £25,722 Debt now - £11,811 DFD - April 2012 :eek: :eek:
Payment a day challenge - 8/8/08 - £8669.73:jISA - £127.07
Sealed Pot Challenge #283 £489.50 for 2009//£353 for 2010
Stopped smoking 1/11/2010 - money saved so far:£515
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Positive positive vibes for 'The Chat' tomorrow.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Another 'me too' here, hope the chat goes well, let us know (I'm sooo nosey LOL!)Dealing with my debts!Currently overpaying Virgin cc -balance Jan 2010 @ 1985.65Now @ 703.63
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So we did the money chat, and it went better than expected.... although I do wonder how much of it was him just trying to pacify me!?!
I've also plugged the figures as if we'd kept our debts seperate.... OH has enough surplus to come to a payment arrangement with his creditors.... and I need to go bankrupt, or do a DMP for 12 years!! Eeek!! But also something to ponder......
Hmmm...
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Thats a wee bit scarey.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have you any thoughts on which way you will do things at this stage, or still lots of thinking to do?Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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