ESA and Medical Retirement

zzzLazyDaisy

NASA wrote: »

It was only some IB claimants - not all.

I am not sure what your point is, but your post appears to have confused OP.

To clarify..........

ALL claimants who receive the high rate care component of DLA are exempt from the set-off for ill-health early retirement pensions if they are on IB.

Whereas claimants who receive the high rate care component of DLA are NOT exempt from the set-off for ill-health early retirement pensions if they are on ESA.

zzzLazyDaisy

21Twinkle wrote: »

I am in my late 40's - so am not going for an occupational pension - more a retirement on "medical grounds" pension

A pension following early retirement on medical grounds is subject to the set-off.

50Twuncle

zzzLazyDaisy wrote: »

A pension following early retirement on medical grounds is subject to the set-off.

What is the "set-off" ?

zzzLazyDaisy

Sorry.......

By 'set-off'

I meant the reduction in benefits if the value of the pension is more than £85 a week (as explained above)

seven-day-weekend

21Twinkle wrote: »

Is occupational pension paid only at "normal" retirement age ?
I am in my late 40's - so am not going for an occupational pension - more a retirement on "medical grounds" pension - which "may" be treated differently - how can I find out ?
"Entitled to" doesn't help - I can put my income in and it just says "OK What about housing benefit" ?

Your 'medical grounds pension' AFAIK will not be treated differently, it is an Occupational Pension but just taken earlier on health grounds.

My husband took his Teachers' Pension at 55 (not normal retirement age) and it is treated as mentioned above.

50Twuncle

skcollobcat10 wrote: »

I think it is disgusting that they do this.
You have worked all your life and paid your taxes.

It is a shock to find that when a taxpayer becomes disabled or ill in some way they get well and truely shaf*ed by the system. Makes me wonder why I ever decided to get good qualifications and have a good work ethic and career. I should have just got knocked up at 16 and bred kids and never worked, because you will find they will be better off.

My feelings - Exactly
I have worked all my life (well, 30 years of it) and then when I try to claim my entitlement - I lose out - makes me sick - maybe I should have been an MP ?

zzzLazyDaisy

skcollobcat10 wrote: »

So at present I am excempt being on IB. When transferred over to ESA at some point, does that mean I will start paying tax?

Do you have a link please for this info.

I gave the link at post 5, if you scroll down you will find the info.

However it doesn't mean you will start paying tax. What it means is that people on ESA who are in receipt of an ill-health pension or early retirement pension over £85 a week, have their benefits reduced as explained above.

It is my understanding that anyone already on IB who is moved to ESA will have their benefits protected - but that they will not get any increases until their benefits come into line with ESA benefits - however, I can't remember where I read that, so I can't give you a link, but you may be able to find out by doing a search on google - or perhaps someone with more knowledge will be along soon.

TBH it shouldn't come as a complete surprise - people on HRC DLA were previously exempt from the IB medicals.... now there is no such exemption and everyone on ESA must attend a medical to see if they are fit for some form of work. No-one is exempt, even if they have terminal cancer.

50Twuncle

skcollobcat10 wrote: »

So at present I am excempt being on IB. When transferred over to ESA at some point, does that mean I will start paying tax?

Do you have a link please for this info.

Unfortunately - it looks like it - unless they make an exception for pre-claimers - in which case - those of us already on ESA will want exceptions as well !!

seven-day-weekend

Whetheer you pay tax or not is based on your total income and tax code, with the disregard of certain Benefits (IB claimed before 1992, DLA).

Why do you think you shouldn't pay any tax if your income is above the tax threshold?

50Twuncle

seven-day-weekend wrote: »

Whetheer you pay tax or not is based on your total income and tax code, with the disregard of certain Benefits (IB claimed before 1992, DLA).

Why do you think you shouldn't pay any tax if your income is above the tax threshold?

TAX is not the issue - having money removed from our rightful claims is....
I expect to have to pay tax.